the bank's credit card points preferential activities, while spending multiple points; There are also some banks that cooperate with supermarkets, restaurants and other merchants, so cardholders can directly use points to spend cash at designated merchants. The points after swiping the card are added to the Daren points on the 11 th of the second month. On average, one point is added for each consumption of 21 yuan, and the upper limit is 211 points.