Ningbo Yongning Insurance Notice Ningbo Basic Insurance

Ningbo Yongning Insurance Notice

Notes on Tian Yi Yong Ning Bao

I have completely read and correctly understood the protection plan, product terms, insurance application instructions, claim settlement instructions and other contents applicable to "Tianyi Yongning Insurance" insurance products, especially the terms or agreements exempting insurance companies from liability, and have fully understood and accepted all the above contents. I confirm that the information of the insured is correct, and the insured meets the conditions for insurance.

product description

1. This product is designed and developed according to the spirit of the document Guiding Opinions on Promoting the Development of Commercial Supplementary Medical Insurance and Further Improving the Multi-level Medical Security System. The underwriting operation of insurance companies is supervised by Ningbo Medical Insurance Bureau, Ningbo Local Financial Supervision Bureau and Ningbo Supervision Bureau of Bank of China Insurance Regulatory Commission.

2. Insured object: the insured person who has the qualification of basic medical insurance for employees in Ningbo or basic medical insurance for urban and rural residents at the time of enrollment. Not limited to household registration, age, past medical history, health status and occupation type.

Three. Annual premium: 139 yuan/person.

Four. Participation time: August 20265438 10 to September 30, 20265438 +00.

Verb (abbreviation of verb) insurance period: the insurance period of this protection plan is 1 year, from 0: 00 on September 1 year to 24: 00 on August 3 1 day, 2022.

6. Waiting period: This product has no waiting period.

Seven. Renewal: This product is short-term health insurance, and renewal is not guaranteed. When the insurance period expires, the insured needs to apply to the insurance company again, and with the consent of the insurance company, pay the insurance premium and get a new insurance contract.

Eight, the number of insured: each insured is limited to one, more than one part of the insurance company does not bear the insurance liability.

9. Beneficiary: legal beneficiary.

X. The relationship between the payer and the insured is limited to himself, spouse, parents and children. The payer must ensure the legal custody of the minor insured, the information of the minor insured is true and effective, and undertake the obligation to pay insurance premiums for the minor insured and handle the preservation of creditor's rights; If it is untrue, the payer shall bear all legal consequences.

Xi。 Agreement on payment of balance funds in individual medical insurance account over the years: Users in Ningbo who meet the payment conditions of balance funds in individual medical insurance account over the years can use the balance funds in individual medical insurance account over the years to pay the insurance premium of this product. For details, please refer to the authorization for payment of balance funds of individual medical insurance account over the years on this product insurance page.

Twelve, the same medical treatment, medical expenses that have occurred before the start date of the insurance liability period, do not belong to the insurance liability scope of this product;

Thirteen. This product is a medical expense compensation type, and the overall principle of compensation is that the sum of all parties' compensation for self-funded medical expenses does not exceed the self-funded medical expenses actually paid by the insured.

Fourteen, about the use of the basic medical insurance agreement:

In view of the "responsibility-guarantee", that is, the medical expenses that should be settled according to the provisions of Ningbo basic medical insurance, if the insured fails to settle through the basic medical insurance, this product will not bear the insurance responsibility.

Basic medical insurance: refers to the basic medical insurance for Ningbo employees and the basic medical insurance for urban and rural residents.

15. Agreement on surrender during the insurance period:

If the payer needs to surrender the insurance, it should be put forward within the insurance period of the policy, and the relevant premium will be returned to the payer in full.

At the end of the payment period, surrender is not allowed.

Sixteen. Agreement on preservation: information change process: this project has been verified with the medical insurance system when insured. If you need to change the insurance information in the future, please go to the service outlet window announced by the insurance company. Required information for change: valid identity documents of the applicant and the insured.

17. Please refer to the protection plan and product terms of Tianyi Yongning Insurance for the applicable terms of this product. Matters not covered in this agreement shall be subject to the terms.

18. I understand and agree that this product only provides electronic insurance vouchers, and the insured can check the information of insurance vouchers in the official account of "Tianyi Yongning Insurance" WeChat. According to the Civil Law of People's Republic of China (PRC), data message is the legal form of contract expression. I accept China People's Property Insurance Company Limited Ningbo Branch, China Pacific Property Insurance Company Limited Ningbo Branch, China Ping An Pension Insurance Company Limited Ningbo Branch, China Life Insurance Company Limited Ningbo Branch, Taikang Pension Insurance Company Limited Ningbo Branch, China Pacific Life Insurance Company Limited Ningbo Branch, China Ping An Property Insurance Company Limited Ningbo Branch, The insurance certificate provided by * * insurance institution composed of China United Property Insurance Co., Ltd. Ningbo Branch, China Life Property Insurance Co., Ltd. Ningbo Branch and Sunshine Property Insurance Co., Ltd. are legal and valid certificates for the establishment of this product, which have complete evidential effect.

19. The insurance company will investigate your past health status, including but not limited to obtaining relevant data from medical institutions such as Ningbo Medical Insurance Bureau through the platform for verification. The judgment and compensation for past diseases will be verified according to the results of investigation and verification, combined with the medical materials submitted when you actually claim.

Safeguard responsibility

exonerate

Please refer to the insurance notice on the insurance page for details.

service content

XXI. Insurance

Persons who meet the scope of protection of "Tianyi Yongning Insurance" may apply for insurance compensation for themselves and their immediate family members who are the same as the insured population of "Tianyi Yongning Insurance".

processing method

"Tianyi Yongning Insurance" is exclusively purchased by online channels such as WeChat official account of insurance company and counter operator.

mode of payment

1. Personal account payment: Employees participating in basic medical insurance in Ningbo can use the surplus funds of personal medical insurance accounts over the years to purchase for themselves and their immediate family members participating in basic medical insurance in this city on a voluntary basis.

2. Online payment: Pay the premium through online payment methods such as WeChat, Alipay and UnionPay.

Twenty-two, service consultation

Service hotline:

If you have any questions during the registration process, please contact the telephone hotline:

Tianyi Yongningbao exclusive hotline: 400-6079066

China People's Insurance Company Ningbo Branch: 955 18.

China Pacific Property Insurance Co., Ltd. Ningbo Branch: 95500

Ping An Endowment Insurance Co., Ltd. Ningbo Branch: 955 1 1-6

China Life Insurance Co., Ltd. Ningbo Branch: 955 19.

Taikang Endowment Insurance Co., Ltd. Ningbo Branch: 0574-87036648

China Pacific Life Insurance Co., Ltd. Ningbo Branch: 95500

China Ping An Property Insurance Co., Ltd. Ningbo Branch: 955 1 1