Usually it is 0.55% of the collection amount, but in the following month, Alipay officials will subsidize the merchant's handling fee of 0.2%, which means that when using the merchant's collection code to collect money, the actual handling fee rate is 0.35%. That is, the collection 1000 yuan needs to be deducted from 3.5 yuan. Alipay has introduced different payment codes for different user groups. For example, individual users can use personal payment codes to collect money, and self-employed individuals and enterprises can open merchant payment codes to collect money.

Alipay merchant payment code application process:

1. Go to the homepage of Alipay APP and enter "receiving code" in the search box.

2. On the payment code page, agree and apply for the official payment code. After the application is successful, the merchant service will be opened by default.

3. Click Settings at the top left to enter the merchant information settings page. Then click on my payment code to see the payment code of the current merchant user.

The version number of Alipay app Android is: V10.1.30; Apple version number: v 10.2. 18.

The role of Alipay payment code:

Alipay money collection code is an exclusive money collection tool provided by Alipay for everyone's store. It is free to collect money through stickers or tags in the store, and it is also free to withdraw cash. It is safe to apply for payment code, please rest assured, but payment code is also a payment channel for merchants. This collection code is similar to Alipay word-of-mouth merchants, except that Alipay word-of-mouth requires a physical store and a business license to register. Moreover, the money collection code can be opened without a business license, which is a great benefit for those small supermarkets and vendors.

The difference between Alipay merchant payment code and personal payment code;

1. Different charges: merchants need to charge a handling fee, which is generally 0.55%, but do not need to pay the withdrawal fee; The withdrawal of funds charged by the personal receipt code requires a handling fee, which is generally 0.65438+ 0% of the withdrawal amount.

2. Different limits: there is no limit on the payment code of the merchant; The annual limit of personal collection code is 200,000 yuan. If it exceeds 200,000 yuan, you can no longer use this account to collect money.

3. Different rights and interests: merchant payment codes can participate in various preferential subsidies and full reduction activities of Alipay, while individual payment codes cannot participate.

4. Different collection channels: the merchant's collection code not only supports bank card and balance payment, but also supports flower garden payment; Personal collection code can only support bank card and balance payment.