"Opinions" clearly, housing rent relief and deferred payment policies mainly support the operating difficulties of the service industry small and micro-enterprises and individual entrepreneurs, and give priority to help the serious impact of the epidemic, the operating difficulties of the industry, specifically including accommodation, catering, tourism, education and training, housekeeping, cinema theater, beauty salon and so on. Promote the leasing of state-owned housing for business, the service industry, small and micro enterprises and individual business households in difficulty, exempted from the first half of the three months of housing rent. Where centrally-owned state-owned housing is rented, the housing rent support policy of the location of the housing is implemented. Encourage non-state housing tenants to take into account the actual difficulties of the tenant, on the basis of equal consultation between the two sides, to reduce or extend the collection of housing rent.
The Opinion also specifies the financial support policy, which will guide the state-owned banking financial institutions to the service industry small and micro enterprises and individual businessmen, increase the preferential interest rate small loans during the year, specifically for the payment of housing rent. Encourage banking financial institutions to develop and promote pledge loan products based on housing rental income.
Attached to the full text of the Opinions:
Guiding Opinions on Responding to the New Crown Pneumonia Epidemic to Further Help Small and Micro Enterprises in the Service Sector and Individual Industrial and Commercial Households Ease the Pressure on Housing Rentals
Development and Reform Investment Regulation 〔2020〕 No. 734
People's Governments of Provinces, Autonomous Regions, Municipalities directly under the Central Government, and the Xinjiang Production and Construction Corps:
Small and Micro Enterprises in the Service Sector and individual business households play an important role in booming markets, promoting employment and maintaining stability.
For the implementation of the CPC Central Committee and the State Council's decision-making and deployment, to promote the prevention and control of the new Crown pneumonia epidemic and economic and social development work in an integrated manner, and further help small and micro-enterprises in the service industry and individual businessmen to alleviate the pressure of housing rent, with the consent of the State Council, the National Development and Reform Commission, Ministry of Housing and Construction, the Ministry of Finance, the Ministry of Commerce, the People's Bank of China, the State-owned Assets Supervision and Administration of Taxation, the General Administration of Market Supervision, and other eight departments are now jointly put forward the The following comments:
One, the general requirements
By the new Crown pneumonia epidemic, the service industry, small and medium-sized enterprises and individual businessmen and women housing rental cost expenditure pressure, state-owned housing rental related subjects to take the lead in fulfilling their social responsibilities, and take the initiative to help small and medium-sized enterprises, and to encourage the non-state-owned housing rental related subjects in the basis of equal consultation and a reasonable share of the losses brought about by the epidemic. Governments at all levels should increase policy support, and financial institutions should provide appropriate support as needed. Housing rent reduction and deferred payment policies mainly support the operating difficulties of the service industry, small and micro enterprises and individual entrepreneurs, giving priority to help the serious impact of the epidemic, operating difficulties in the catering, accommodation, tourism, education and training, housekeeping, theaters and theaters, beauty salons and other industries.
Two, the implementation of housing rent reduction and exemption
(a) to promote the leasing of state-owned housing (including state-owned enterprises and government departments, colleges and universities, research institutes and other administrative institutions, hereinafter referred to as the same) used for the operation of small and micro-enterprises in the service industry and individual businesses in difficulty, exempted from the first half of the three-month housing rent. Sublease, sublease state-owned housing, to ensure that the rent-free benefit to the final tenant.
(2) the state-owned housing owned by the central government (including state-owned housing owned by the relevant departments, central enterprises, central universities and research institutes, etc.) for rent, the implementation of the housing location of the small and medium-sized enterprises in the service industry and individual business households that have difficulties in the implementation of the housing rent support policy. If the performance of state-owned enterprises and institutions is affected by the reduction or exemption of rents, they will be recognized in the assessment according to the actual situation.
(3) For small and micro-enterprises and individual business households in the service industry that have rented non-state-owned housing for business operations and are experiencing difficulties, the lessor is encouraged to take into account the lessee's actual difficulties, and on the basis of equal consultation between the two sides, to reduce or postpone the collection of housing rent.
Three, improve the financial and tax incentives
(4) local governments should coordinate all kinds of financial funds (including central transfer payments, local financial resources, etc.), according to the local situation on the lease of non-State-owned housing for small and micro-enterprises in the service industry and individual business households to give appropriate assistance.
(e) the service sector small and micro enterprises and individual business households to reduce the rent of the lessor, can be reduced in accordance with the current provisions of the current year's property tax, urban land use tax. The implementation of the value-added tax small-scale taxpayers tax incentives.
Four, increase financial support
(F) to guide the state-owned banking financial institutions of the service industry small and micro enterprises and individual business households, the year to increase preferential interest rates on small loans, specifically for the payment of housing rent. Banking financial institutions to increase the credit investment in the service industry small and micro enterprises and individual business households, use the financial directional reduction, refinancing and other policies to give financial support at preferential interest rates.
(vii) for the actual reduction or exemption of service sector small and micro-enterprises and individual industrial and commercial tenants housing rent lessor, guide the state-owned banking financial institutions as needed within the year to give preferential interest rates based on housing rental income pledge loan support. Encourage banking financial institutions to develop and promote the pledge loan products based on housing rental income.
(viii) for the service industry small and medium-sized enterprises and individual industrial and commercial tenants and the actual reduction of housing rent lessor's production and operation of the loan, affected by the epidemic serious, due within the year of repayment difficulties, banking financial institutions and customer consultation, as needed, through rollover, renewal of the loan, etc., to give the temporary arrangements for repayment of principal and interest.
V. Stabilizing the housing rental market
(ix) Encourage direct leasing of state-owned housing to small and micro-enterprises in the service sector and individual entrepreneurs. For those who do need to sublet or sublet, they shall not inflate the rent in the subletting or subletting process.
(j) in the epidemic affected by the payment of rent is difficult, the lessee and the lessor in compliance with the premise of the contract agreement, in line with the principle of equal consultation to stabilize the lease relationship, the lessor may be appropriate to reduce or postpone the collection of rent.
(xi) local governments and relevant departments to establish and improve the housing lease dispute mediation mechanism to guide the two leasing parties to negotiate and resolve the lease disputes arising from the epidemic. To help small and micro enterprises in the service sector and individual business households to tide over the difficulties, resume work and production as soon as possible, resume business and resume the market, and promote small and micro enterprises in the service sector and individual business households to resume normal production order.
(xii) The relevant departments, in accordance with the division of responsibilities, to grasp the implementation of relevant policies and measures, and strengthen supervision and guidance. The regions should further refine the implementation of the program, grasp the relevant policies and measures into practice, according to the actual situation can further increase the support to help small and medium-sized enterprises in the service industry and individual businessmen to alleviate the pressure of housing rent.
The regions, the relevant departments to fully understand the response to the new Crown pneumonia epidemic to further help small and micro-enterprises in the service sector and individual business households to alleviate the pressure of housing rent is of great significance, and further unify the ideological and cognitive action to the CPC Central Committee, the State Council decision-making and deployment, a clear division of responsibilities, improve the working mechanism, the implementation of the work of the responsibility to intensify the work and ensure that the requirements of as soon as possible to put it into practice.