Since the beginning of 20 18, banks have adjusted their credit card policies one after another, and news of various reductions and exemptions and shrinking rights and interests came. At this time, selective card handling is a very important measure, and how to choose the right credit card becomes very important. Many friends have asked, what are the most worthwhile Minsheng credit cards? Here I will introduce several models from entry to advanced card holding for your reference.
Minsheng cartoon
Minsheng in card is very suitable as an entry card for people's livelihood, because the threshold is relatively low, but you can participate in any activity. 1 points can grab a large cup of electronic coupons from Starbucks.
In addition, Minsheng IN card has 3 times points for birthday and 2 times points for privilege day on 27th of each month. It happens that the birthday meets the privilege day, which can be superimposed, 5 times.
Minsheng JD.COM Baitiao Co-branded Card
Minsheng JD.COM White Card is also a card with relatively low threshold. Basically, anyone who shops in JD.COM can apply. The card face is simple and generous, and the value is passable.
The most important thing is that Minsheng Xiaobai Card is unconditionally exempt from annual fees within the validity period and enjoys the policy of multi-points for people's livelihood. All kinds of cards and vouchers can be collected, and the points can be automatically exchanged for JD.COM Iron and Steel.
Minsheng car logo platinum card
People's livelihood car white is a must-have card for car owners, with high cost performance. There are three pages, basically the same. You can choose according to your personal preference. After returning from the refueling activity, this card is still worth applying for.
You can get 1 yuan for car washing 4 times when you trade 2500 yuan in the next month. The annual fee for the first year can be waived, and the annual fee for the second year can be waived if you swipe your card 18 times a year. Car owners must not miss it.
Minsheng elite platinum credit card
People's livelihood elite platinum credit card is the first choice, with good qualifications, which is necessary for business travelers. The card set is in the form of 1 1, and you can freely choose UnionPay VISA or UnionPay Express.
People's livelihood elite white is the high-end card of people's livelihood, and the annual fee is still free. Annual fee 1.800 yuan/year, and the annual fee for the next year can be deducted by 200,000 points. The annual fee for the first year can be waived for new households applied in March 2065, 438+09, 365 and 438+0. In terms of rights and interests, elite white can be said to have everything, as well as global selected courtesy and bonus points.
These are the most worthwhile Minsheng credit cards. From entry to advanced card processing, you can apply in turn according to these items, which is absolutely value-added!
Which Minsheng credit card is worth doing? Recommend some entry-level livelihood cards!
China Minsheng Bank's credit card is not prominent among many banks, not as famous as China Merchants Bank and not as active as Shanghai Pudong Development Bank.
However, the credit card activity of Minsheng Bank is one of the favorites of the Wool Party.
First, the basic knowledge
1, Minsheng Credit Card accounts are consolidated, just like China Merchants Bank. Even if you apply for 100 Minsheng Credit Card, there is only one account, only one bill is issued, and repayment is only returned to any card.
The advantage of account merging is that it will not pollute personal newspapers. At the end of last year, the old drivers who had been engaged in Minsheng UnionPay 62 activities for several months understood.
2. There are basically no points for online payment of Minsheng Credit Card, and most life scenes for offline payment have points.
Attention, come on, MCC didn't score.
Minsheng credit card points are usually valid for 3 years.
3. Minsheng's credit cards include Puka, Gold Card, Standard Platinum Card, Luxury Platinum Card, American Express Centurion Platinum Card, Diamond Card, Unlimited Card and American Express Centurion Black Gold Card.
Gold card: every year in 300 yuan, spend one sum within two months after issuing the card, free of the first year, and swipe the card five times or 1 foreign currency, free of the annual fee for the next year;
Standard Platinum Card: 600 yuan every year, spend one sum within two months after issuing the card, and the accumulated points can be spent 18 or more than 50,000 yuan in the current year, and the annual fee is exempted in the following year;
Luxury platinum and above is a rigid annual fee.
Second, some entry-level credit cards.
1, people's livelihood in Carne
This is Hua Dan Jr., who is in charge of people's livelihood. No matter what activities, he is indispensable.
Main activities: 1 points grab a Starbucks mug electronic coupon.
The activity is valid until September 30, 20 17, with a 99% chance of renewal.
2. Minsheng Automobile Card
I think this is the best credit card for people's livelihood, especially the standard platinum card for cars, with the highest cost performance.
Main activities:
Gold card: if the monthly integral consumption reaches 1.500 yuan, give 1 yuan to wash the car twice and return 5% of the fuel fee (the highest 50 yuan is 1.000 yuan);
Bidding: If the monthly integral consumption is over 2,500 yuan, give 4 car washes 1 yuan, and return 8% of the gas money (maximum 100 yuan, need to refuel 1.250 yuan);
Bai Hao: If the monthly integral consumption reaches 3,000 yuan, give 4 car washes 1 yuan, and return 15% of the gas money (the highest 200 yuan needs to refuel 1.335 yuan).
It's very convenient to refuel now. Don't miss it if you have a car.
Why is the Minsheng Car Card so worth recommending?
Because it is not limited to gas stations, 554 1, 5542, etc. Can participate.
3. Minsheng White Strip Co-branded Card
Main activities:
The activity lasted until the end of February 20 18.
Three. Livelihood activities
1, people's livelihood activities are the first to promote "people's livelihood daily"
The activity lasts until May 20th, 20 18. The most valuable things in people's livelihood every day are food stamps on Friday and movie tickets on Saturday.
During the period of 2.912-165438+10.7, every Tuesday (10:00-23:59), the customer of Minsheng Credit Card successfully made a transaction with Minsheng Credit Card JD.COM in JD.COM Mall (PC and mobile), and paid 200 yuan and.
Each cardholder is limited to one discount per day.
3.165438+1October14-65438+1October 2, every Tuesday (10:00-23:59), Minsheng Credit Card customers are in JD.COM Mall (PC and.
Each cardholder is limited to one discount per day.
There are many small activities that I won't list one by one.
What card should I use for Minsheng Credit Card?
If you want to apply for Minsheng credit card, which credit card to choose is better, in fact, it still depends on your personal card demand and repayment ability.
In addition, the varieties of Minsheng Bank Card are:
1, ordinary card: amount 3000- 10000, annual fee 100, first year 1 time, second year 8 times.
2. Gold card: the amount is 10000-50000, with an annual fee of 300, and the annual fee for the first year is exempted. If you swipe your card 8 times in that year, you will be exempted from the annual fee for the following year.
3. Standard Platinum Card: 50,000-65,438 438+ 10/00,000 annual fee: 600, 8 times in the first year, unlimited amount, 50,000 in the second year.
4. Luxury Platinum Card: 65438+100,000-200,000 annual fee. After 3600, the annual fee of 960,000 will be exempted.
5. Diamond card: 200,000-65,438+0,000,000 annual fee; The following year, 2.7 million yuan will be paid free of annual fee.
If you still have questions, you can go to Minsheng Bank Business Center to consult the relevant staff about the application conditions and quota of specific credit cards. In short, you should choose the most suitable credit card type according to your own needs.
Minsheng credit card is quite good. If you want a high amount, you can apply for a platinum card or a diamond card. If you want online shopping or other needs, you can apply for the corresponding card.