Take the Agricultural Bank of China as an example, you can cancel the debit card SMS notification through the following channels:

1. Take charge of the bank: Please log in to the Bank APP and click "All → Assistant → SMS Notification → Maintenance/Cancellation" (when operating, clear all the bound mobile phone numbers displayed on the page), and turn off the debit card SMS notification without verifying the KBao and KOrder.

2. online banking: please log in to your personal online banking and click "security → message service → logout" to turn off SMS notification of debit card, and you need to verify KBao and KOrder.

3. Counter: Please ask the cardholder to bring his/her valid ID and bank card to any branch of the Agricultural Bank of China.

warm reminder: if SMS knows that the payment is overdue, it is necessary to pay the fee before cancellation.

Bank card refers to a credit payment tool issued by commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal. Bank card reduces the circulation of cash and checks, which makes the banking business break through the limitation of time and space and undergo fundamental changes. The application of bank card automatic settlement system makes the dream of "no cheque, no cash society" come true.

classification method

under normal circumstances, bank cards are divided into credit cards and debit cards according to whether credit lines are granted to cardholders. In addition, bank cards can be divided into magnetic stripe cards and chip cards according to different information carriers.

according to whether the issuer is in China, it is divided into domestic cards and overseas cards;

it can be divided into personal cards and corporate cards according to different issuers;

according to different account currencies, it can be divided into RMB cards, foreign currency cards and dual-currency cards.

Debit card

Debit cards are divided into transfer cards, special cards and stored value cards according to different functions. Debit cards cannot be overdrawn. The transfer card has the functions of transfer, cash deposit and withdrawal and consumption. A special card is a debit card used in a specific area and for special purposes (referring to uses other than department stores, restaurants and entertainment industries). It has the functions of transferring money and depositing and withdrawing cash. Stored value card is a prepaid wallet debit card in which the bank transfers funds to the card for storage according to the cardholder's requirements, and directly deducts money from the card during the transaction.

〔debit card〕 can be used for online or POS consumption or ATM transfer and withdrawal, and cannot be overdrawn. Interest is paid on the amount in the card according to the demand deposit. When spending or withdrawing money, the funds are directly drawn from the savings account. Debit cards generally require a password (PIN) when used. Debit cards can be divided into ordinary cards, gold cards and platinum cards according to their grades; It can be divided into domestic cards and international cards according to the scope of use.

credit cards

credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the issuing bank gives the cardholder a certain credit line, and the cardholder can spend first and then repay. Quasi-credit card refers to a credit card in which the cardholder first deposits a certain amount of reserve fund according to the requirements of the bank, and when the reserve fund is insufficient to pay, it can be overdrawn within the credit limit stipulated by the issuing bank.

Credit card

a credit card, often called a credit card, refers to a credit card in which the issuing bank gives the cardholder a certain credit line, within which the cardholder can spend first and then repay. It has the following characteristics: first consume and then repay, enjoy an interest-free payment period (up to 56 days), and have a minimum repayment amount, and customers can repay by installments when they overdraw. Customers need to pay a certain amount of annual fees to the banks that apply, and each bank is different.