You can withdraw cash directly from the housing provident fund, but you need to follow the following steps: 1. Withdrawal for divorce and retirement: 1. My ID card and copy. 2. Approval and photocopy of divorce and retirement. 3. When the company's financial personnel bring the above information, company receipt and company seal to the center to handle the account cancellation and withdrawal business, they need to fill in the withdrawal form. 2. Settle abroad: 1. The employee's individual application report shall be examined and approved by the unit and stamped with the official seal. 2. My ID card and a copy. 3, the relevant departments approved to move to the mainland or Hong Kong, Macao and Taiwan regions and a copy of the document. 4. When the company's financial personnel bring the above information, the company receipt and the company seal to the center to handle the account cancellation and withdrawal business, they need to fill in the withdrawal form. 3. Dissolve the labor relationship with the original unit: 1. The employee's individual application report shall be examined and approved by the unit and stamped with the official seal. 2. My ID card and a copy. 3. Approval and photocopy of termination of labor relations. 4. The entrusted employee can handle the withdrawal business by himself. If there is no entrustment, you need the company's certificate. The company's financial personnel need to fill in the withdrawal slip when they go to the center to handle the withdrawal business with the above information, company receipt and company seal. 4. Death during service: 1. The application report of the legatee or legal heir to withdraw the housing accumulation fund is approved by the unit and stamped with the official seal. 2, the legatee or legal heir identity card, copy. 3. Notice of death of the deceased employee. 4. The notarial certificate of the legal heir or legatee issued by the notary office. 5. When the company's financial personnel bring the above information, company receipt and company seal to the center to handle the account cancellation and withdrawal business, they need to fill in the withdrawal form. V. Purchase of owner-occupied housing: 1. The application report of individual employees shall be approved and sealed by the unit. 2. My ID card and a copy. 3.① The original and photocopy of the standardized commercial housing sales contract and the original and photocopy of the down payment receipt (more than 30% of the house price) shall be submitted for the purchase of commercial housing. (2) The original and photocopy of the Approval of Preferential Selling House and Price Evaluation Form, Price Evaluation Form and Purchase Receipt (more than 30% of the house price) that need to be submitted to the real estate management department for examination and approval when purchasing the reformed housing and affordable housing of the unit and participating in fund-raising housing construction of the unit. (3) When employees buy second-hand houses, individual applications need to be approved and stamped by the unit. Business personnel of the unit must carry the receipt and seal of the unit, the new real estate license of the purchased second-hand house, the original and photocopy of the deed tax bill, and the original and photocopy of the applicant's personal valid certificate to handle part of the extraction business for the employees. 4. The financial personnel of the unit go to the center to handle part of the withdrawal business with the above information, unit receipt and unit seal. The withdrawal amount is a regular integer carried forward from the previous year, and a withdrawal slip should be filled in. If both husband and wife withdraw, the original and photocopy of the marriage certificate of husband and wife are also needed. 6. Construction, renovation and overhaul of owner-occupied housing: 1. The employee's personal application report shall be approved and sealed by the unit. 2. My ID card and a copy. 3. For the construction, renovation and overhaul of owner-occupied housing, the original and photocopy of the land and planning use certificate, construction permit and construction contract shall be submitted. 4. The financial personnel of the unit carry the above information, the unit receipt and the unit seal to the center for partial withdrawal business. The withdrawal amount is a regular integer carried forward from the previous year, and the withdrawal form is filled in. 5. The original and photocopy of the marriage certificate of husband and wife also require the husband and wife to withdraw it. 7. Repaying the principal and interest of the housing loan: 1. The employee's personal application report shall be approved and sealed by the unit. 2. My ID card and a copy. 3. The original and photocopy of the house purchase contract and loan contract. 4. The loan balance of the loan account issued by the bank. 5, by the financial personnel of the unit with the above information, the receipt of the unit, the seal of the unit to the center for part of the withdrawal business, workers last year to carry forward the housing provident fund must exceed 5000 yuan to handle part of the withdrawal owing on the loan business. You need to fill out the withdrawal slip. 6. The original and photocopy of the marriage certificate of husband and wife also require the husband and wife to withdraw it. Instructions for Handling Housing Provident Fund Withdrawal Business In order to facilitate the transfer and withdrawal of housing provident fund business personnel and employees of all units, the regulations on the withdrawal of housing provident fund by the center are specifically explained (the original and photocopy of relevant procedures must be provided when handling the transfer and withdrawal of housing provident fund, and the center shall check the original and keep the corresponding copy for filing): all employees of the unit must affix their personal application approval stamp when handling the withdrawal of housing provident fund, and the housing provident fund business personnel of the unit must bring the original and photocopy of their corresponding withdrawal procedures to the center to handle the corresponding withdrawal business. Workers who have terminated their labor relations with the original unit and left the housing provident fund relationship meet the requirements of the center's extraction, and can go directly to the center to handle the corresponding extraction business on the basis of their valid certificates and the original and photocopy of relevant procedures.