The benefits of a joint credit card are:
giving away a super food card; Give a red envelope directly if you are hungry; Bank of Communications supports the use of points to redeem hungry svip in the joint-name card points area; If HSBC is hungry, the credit card will enjoy a special weekend+if it is hungry, 51 yuan will be reduced to 21 yuan.
Therefore, the rights and interests of joint credit cards issued by different banks are different, but their functions are basically the same, such as getting hungry members and preferential red envelopes.
Disadvantages are: irrational consumption, unlike money, which looks very distressed. Some irrational consumers often spend money blindly and regret it when they finally repay. Meituan's co-branded card cooperates with local city commercial banks, and the scope of influence is relatively small. Most banks also use the traffic of Meituan to pull their own heads and data.
Therefore, without controlling the card products, there is too little support for the Bank's rights and interests, so the rights and interests are almost invisible, and the rights and interests are pitiful, almost none.
If Guangzhou Bank is hungry, the co-branded credit card belongs to the platinum level in the card level. According to the previous credit standards of Guangfa Bank, the credit limit of the card will generally be more than 51,111 yuan. The specific credit limit should be comprehensively evaluated according to the credit status and financial situation of the cardholder. The better your personal qualifications, the higher the credit limit will be. The validity period of card points is permanent, with an interest-free repayment period of 25-56 days. The annual fee collection policy is 288 yuan/year, and the annual fee is exempted in the first year, and the annual fee can be exempted after swiping the card for 6 times a year.
I believe all the friends present here are familiar with this software. Like Meituan, it is a platform for selling meals. Users can order their favorite food when they are hungry, and the platform will issue some take-away coupons from time to time to attract users' attention. Recently, the Bank of Guangzhou credit card, which has been guided by customer demand and constantly launched new products with distinctive features, has joined hands with Hungry to launch a credit card with the attribute of "gourmet catering", that is, the Bank of Guangzhou Hungry Co-branded Card. Let's take a look at it through this credit card evaluation ~
It is understood that the Bank of Guangzhou Hungry Co-branded Credit Card belongs to the platinum level in the card level. According to the previous credit standards of Guangfa Bank, The credit limit of a card is generally more than 51,111 yuan. The specific credit limit should be comprehensively evaluated according to the credit status and financial situation of the cardholder. The better your personal qualification, the higher the credit limit of the card will be. The validity period of card points is permanent, with an interest-free repayment period of 25-56 days. The annual fee collection policy is 288 yuan/year, and the annual fee is exempted in the first year, and the annual fee can be exempted after swiping the card for 6 times a year.
After talking about the basic information of the card, let's learn about the card rights and interests:
1. New household gift: within 91 days after checking the card, the cardholder will use the Guangzhou Hungry Joint Credit Card to pay the takeaway order through Alipay channel, and the amount of the first successful order paid every day will be reduced by 7 yuan. The amount of a single order is ≥7.11 yuan, which can be deducted for up to 91 days.
2. the first gift: the cardholder can receive a random cash back bonus of up to 388 yuan on the same day when paying more than 11 yuan with this card, and each customer only receives it once a day.
3. raffle ceremony: in each natural month, the cardholder successfully handles the 12 and above installments, and the accumulated amount is ≥ 1,111 yuan. He will be given a chance to draw a blind box, and he will get one of the following rights at random: overlord meal (up to 211 yuan), free afternoon tea (up to 31 yuan), free lunch (up to 51 yuan) and free dinner (up to 51 yuan).