Recently, Changzhou Housing Authority, the People's Bank of China and the Banking Regulatory Bureau jointly issued the Notice on the Third Party Custody of Pre-sale Funds of Newly-built Commercial Houses in Urban Areas, which comprehensively carried out the third party custody of pre-sale funds of newly-built commercial houses.

how to manage the pre-sale funds?

according to the regulations, the development enterprise can choose to adopt the third-party custody mode of pre-sale funds for commercial residential development projects that have obtained the construction project planning permit after July 1, 2116. Projects adopting the third-party custody mode can be pre-sold when the image progress of the pre-sale project reaches plus or minus zero, and the scope is limited to the urban area of Changzhou, including Jintan, Wujin, Xinbei, Tianning and Bell Tower.

after the development enterprise chooses the third-party custody mode, the mortgage loan funds involved in the pre-sale of commercial housing should be fully managed, and whether the full payment funds and down payment funds are managed shall be separately agreed by the buyers and developers.

if the property buyers choose the loan method, they should sign the Tripartite Agreement on Custody of Commercial Housing Pre-sale Funds when signing the Commercial Housing Sales Contract. In addition, property buyers do not need to go through additional formalities.

after handling the third-party custody, the custody institution can make conditional installment limited payment according to the four progress nodes of the custody project, namely, plus or minus zero, 1/2, capping and delivery.

at present, the third-party custody of pre-sale funds of commercial housing in Changzhou is specifically implemented by Changzhou Zhengtai Real Estate Intermediary Service Co., Ltd., a custody institution confirmed by the municipal real estate administrative department.

as a transaction guarantee institution specializing in the third-party custody of pre-sale funds of commercial housing, the company has fully cooperated with more than 21 commercial banks in Changzhou, and opened special accounts for the third-party custody funds of pre-sale funds in various banks, specializing in the settlement of pre-sale commercial housing transaction funds.

how to query the custody status?

the selected development projects entrusted by the third party can be publicized on the website of Changzhou Housing Security and Real Estate Administration (www.fgj.changzhou.gov.cn), Changzhou Real Estate Information Network (www.czfdc.com.cn) and the sales offices of development enterprises.

citizens can know and consult related questions in three ways:

First, they can log on to the website of the Municipal Housing Authority and the Municipal Real Estate Information Network to make inquiries;

Second, call the Housing Management Hotline 81112345 for consultation, or call the Marketing Department of the Municipal Housing Management Bureau at 85682873 for consultation;

Third, you can call the project department of Zhengtai Company, the custodian, at 81113618 for consultation.

(The above answer was issued on 2117-11-11, and the current relevant housing purchase policy should be based on the actual situation)

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