The main problem here is that flexible workers choose to pay for social security on a voluntary basis. That is to say, he can choose to pay social security, of course, can also choose not to pay social security. It is not subject to any influence and constraints, and it is completely different from that of an active employee of a company. So a lot of the flexible employment groups, especially the young group after 80, then they actually have a part of the people did not choose to continue to pay the social security.
Of course, as a fixed worker, and their own business units to establish a full-time labor contract relationship. This kind of crowd, in fact, they are. There is a social security, as long as you have a fixed job, and business units to establish a citywide labor contract, should be normal to pay that one social security, of course, also includes the five insurance a gold. But after all, not every group after 80, or after 90 groups will have a fixed job. Nowadays, there are quite a number of flexible workers, most of them belong to the post-80s group. So that means that a significant percentage of them actually don't have social security.
Thanks for reading, and please add my attention.
In fact, there is a large part of the 80 and even after 90 are not paying social security, they do not realize the importance of social security, may think that the life of the moment is good, they feel that social security can be paid can not be paid. In fact, it is not, I hope we can understand the importance of social security, do not wait until it is too late to regret. Because social security is something that accompanies you throughout your life, in the life of sick hospitalization, work into the job, get married and have a baby, buy a house, buy a car, retirement and so on at some point, you always have to use.
Social insurance is a social and economic system that provides income or compensation for people who are incapacitated, temporarily out of work, or have suffered losses due to health reasons. The main programs of social insurance include pension insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.
The social insurance scheme is organized by the government, which compels a certain group of people to pay a part of their income as social insurance tax (fee) to form a social insurance fund, from which the insured people can get a fixed income or compensation for losses under certain conditions, which is a kind of redistributive system, and its goal is to ensure the reproduction of material and labor force and the stability of the society.
In China, social insurance is an important part of the social security system, and it occupies a central position in the whole social security system. In addition, social insurance is a kind of contributory social security, which is mainly funded by employers and workers themselves, and subsidized by the government and bears the ultimate responsibility. However, workers can only enjoy the corresponding social insurance benefits if they fulfill their legal obligation to make contributions and meet the legal conditions.
I believe that today's society almost all know the importance of paying social security. When they are old and have no income, a social security salary that is a steady sense of security, not to mention that this salary is still rising every year.
But how many people pay social security every year? 80.90 generation, now in their thirties and forties, is young and strong to make money, but not every employer to buy social security for their employees. Like private shopkeepers, temporary employees, many intermediary staff company almost will not buy social security for them, the need to buy their own flexible employment personnel, the lowest grade of a month almost nearly also nearly a thousand dollars, fifteen years is one hundred and fifty thousand, for many families is also considered to be a considerable amount of money, and therefore there are a lot of people are not willing to buy.
But I still recommend that, if conditions allow, or to buy a social security, if you feel that the employee social security is too expensive, you can consider buying urban and rural residents of the social security, you can choose a different payment grade, the highest grade is 4,000 yuan per year, the lowest grade of 200 yuan per year, according to their own family conditions to choose the grade suitable for their own, the earlier the payment of the more collar. No matter how much, you must pay, that is the protection of their future life in old age.
I bought 4 years from 10 to 14 years! Did full-time mother stopped, I do not know the importance of social security, until last year, a friend said your two daughters, two daughters sooner or later to get married, how do you not renew social security? said not to give the daughter pressure, old age protection, only to realize the importance of social security, and the child's father to discuss the savings to buy social security, last November to renew the [face]
I have not paid the social security after 80
Before the young did not realize the importance of social security, so did not start to pay
Now older, with a child, and only to realize that when old have a
Now that I'm older and have children, I realize how important it is to have a place to rely on when I get older. Unfortunately, paying social security requires a large fee, and my family's condition doesn't allow me to do so at the moment
I'm sure that I'll be able to buy a place to rely on when I'm older and won't have to drag my children down with me
The modern world is under pressure to make ends meet. The fact that you have to pay for the social security has become a heavy burden. Especially in the present social context, epidemics also appear from time to time. The world doesn't look too stable, resulting in less than ideal economic employment. It is getting more and more difficult to make money, but it is easy to spend money. I believe Members have become more y cognizant of this in recent times. In today's circumstances, when people think that it is getting more and more difficult to make money, naturally the first thing that comes to their mind is to tighten their belts and to save money. Can not spend on not spend. But as 8090 after, now roughly estimated. A significant portion of the family has been established, and now it is the generation of the old and the young. Economic pressure can be imagined. And now the child is the time to spend a lot of money. Now where is the money left to pay social security? But the payment of social security is actually very useful. Social security includes a wide range of content, almost covering several important moments in life.
In the life of sick hospitalization, work into the job, get married and have a baby, buy a house, buy a car, retirement and so on are used.
Social security covers almost every aspect of life, perhaps when you do not use it, you will not think it is so important. But once you have a useful need, you realize how important it is. Take the story around me as an example.
One of my cousins is now working in a public organization. She has a stable job and has social security. The first time this job is her own to fight to come. The first thing I'd like to talk about is the fact that I've been working on this for a long time. I'm not sure if you're going to be able to get a good deal on this, but I'm sure you're going to be able to get a good deal on this. In the countryside, and in those days, boys were favored over girls. She had a younger brother underneath her. So she didn't get much attention. But since she was a child, she had a very ambitious ideal, must rely on education to change their fate. She wanted to make her life secure. So she grew up studying very hard and working very hard. When others were sleeping and eating, she spent part of her time studying. At that time, many people did not quite understand, but she did not want to explain to others. Finally, through her own efforts, she managed to get into a good university. Finally, through her own efforts, she succeeded in getting into a good university. After graduating from the university, she successfully entered a good organization, and had a security. After that, she met a very good man, got married and had a baby. In recent times, she bought a house. Because she worked for a while, the unit bought social security for her. So the pressure is not very big. Within the scope of affordable. A small life is easy to live. If she keeps it up, it's conceivable that after the next few decades, she'll have a very peaceful life. After a few decades, there is pension insurance after retirement, and medical insurance when you are usually sick. The house was bought with a CPF loan and the monthly mortgage repayment is not much. When the time comes, there will be a house again, and the usual life will be secured. The quality of life should be good.
On the contrary, a friend of mine. I'm not sure if I'm going to be able to do that, but I'm going to be able to do it. People look very beautiful. Tall and thin. The character is lively and cheerful. But because the academic performance is not very good. So after junior high school, I quit school and went to work. She went to many places. Shanghai, Beijing. All left her footsteps. But there is a problem, is no matter where to work, the time is not too long. She couldn't do it anymore. Every time she will find all kinds of reasons and borrowed enclosure. Although she didn't earn much, she had the problem of spending money generously. Every time she came home, there were boxes and boxes of clothes. Her mom advised her every time, let her save some money. Buy yourself an insurance or something, is also a protection. But she never listened. So she came back to work a few years, was introduced, met a young man and got married. The two of them were a good match. Soon afterward, she gave birth to a daughter. But her in-laws are patriarchal and don't look down on her daughter at all. Therefore, there is no good face to her. So her life in the in-laws is not good. But if she had a stable job at that time, she had a social security. It would have been a safeguard in her life. There was also a bottom line. But she had nothing. The life is no longer satisfactory, not good, so what. Can only hang on the face. For the face of the child and can not divorce, can only make do. A few years later, the in-laws want her to have another son. She was reluctant to do so, only because her daughter is still small, but also want to take care of her daughter for a few more years. However, the in-laws continued to pressure, she could not resist. In the end, she gave birth to a son. This time, I finally saw their true colors, and everyone in my in-laws' family was smiling. It's true that men are favored over women. However, at that time, my friend only felt that she had finally accomplished a task, whether she was happy or not. But where she was if she had a stable job in the first place, a livelihood security. She also had the courage to say no to things she didn't want to do. But she doesn't even have that courage now. As a mother of two, she is now dependent on her husband for her livelihood security. Under someone else's roof, she can only live at their mercy. Now it is really regrettable.
But the above is just an example. The fact is that the situation is different for each person. The first thing you need to do is to get your hands on a new one, and you'll be able to do that. After all, in the end, whether to pay social security, or to look at the actual situation, according to their own income to decide.
Although 80, 90 people know the importance of social security, but many small and medium-sized enterprises, if you do not take the initiative to apply, they will not give you to pay the social security.
Take my own thing to say it, at the end of 19 I do production technician in Zhengzhou, an agricultural development company, just joined the company said 6 months after the payment of social security, because it is the end of the year, I was in a hurry to work on it, and we did not sign a labor contract. The company's staff was only seven people, three people are responsible for sales, the other four are responsible for the installation and commissioning of equipment and after-sales service, I went to the time I and another colleague is new to the company, the other people are more than half a year, only two of us newcomers do not have social security.
Six months later, the company did not notify us to give us the procedures, and then 21 early I think about this matter, asked the company's finance, she said that the social security is a part of the company to pay a part of the individual to bear a part of the two of you to discuss to see if you want to pay. I asked the colleague, he said he did not pay, because he has to pay more than 3,000 per month mortgage, like our monthly salary of more than 4,000, if you pay social security will be deducted a few hundred dollars he is not willing to pay. I thought about the long-term benefits of paying social security, and personal commitment is only a small part of the company is the big head, so I paid.
After the social security payment, although the monthly salary will lose part, but in order to save enough fifteen years to receive a pension is also very good, and every month will play a sum of money to their own health care account, we can use this part of the money to see a doctor or buy drugs can be. And after paying the city's social security, the family does not have to pay more than three hundred new rural cooperative every year, and it is said that the city health insurance reimbursement ratio is higher than the rural new rural cooperative.
The above talk about my things mainly to tell those who have not paid the social security brothers and sisters, before joining the company must first determine whether to pay the social security, what time to pay, if not paid if there is no subsidy, these are to ask clearly. After all, the benefits of paying social security are still many, which is also the right we should enjoy as a wage earner. Many companies, if you don't ask for it yourself, it is possible that it will give you a sloppy ride, because it also wants to save the part of the company to bear.
If we do not work in the company, or the company simply do not pay social security, then we can choose to go to the Social Security Administration to apply for a flexible employment social security, this social security does not have to rely on the company, every month only to pay the individual part of it.
In short, social security for us is still very important, 80, 90 generation burden is quite heavy, we must exercise their legitimate rights and interests actively pay social security.
Now the 80, 90 after the personal feeling of paying social security is not much.
First, there is no awareness. Nowadays, young people always feel that they are still small, the food and drink, the old day is still far away from themselves, so the first put down the willingness to pay social security, think a few years and then pay. There are also some people who think that they just need to earn more money, the future interest will be enough to spend. Holding the feeling of not paying social security is dispensable concept.
Second, the burden is too heavy. Nowadays, young people are under a lot of pressure, have the will to pay social security to their own old age, but look at the poor salary, thinking of mortgage loans, have the heart and powerless.
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Social security is a kind of pension insurance, it can pay or not pay, but do not pay the premise that you are freelance or not is self-employed mobile staff! Generally in the regular company work will pay social security, the labor law has provisions! But now the 80,90 are more free to inertia, a lot of part-time work are temporary workers that root will not give you to pay social security. They are also very free, do not like constraints, do not want to do a period of resignation to change a model! So they have a large part of the people do not pay social security! Personal opinion, do not like do not spray! Thank you all!