First, digital currency
According to the definition of the central bank's Digital Currency Institute, the narrow sense of digital currency mainly refers to purely digitalized, without the need for a physical carrier of the currency; and the broader sense of the digital currency is equivalent to the e-money, referring to all the electronic form of money, including electronic currency, virtual currency and digital currency.
According to different issuers, digital currencies can be divided into legal tender issued by central banks and privately issued digital currencies.
Central bank-issued digital currencies are legal tender issued by the central bank in the form of encrypted strings of numbers representing specific amounts of money, which is not a physical entity in itself, nor is it carried by a physical entity, but is digitized information used for network investment, transactions and storage, representing a certain amount of value.
Privately issued digital currencies, also known as virtual currencies, are digital currencies that are issued and controlled by developers, are not regulated by the government, and circulate among members of a virtual community, such as bitcoin
In 2014, the central bank set up the Digital Currency Research Institute (DCRI) to study the feasibility of issuing a legal tender digital currency.
In late 2017, with the approval of the State Council, the central bank organized commercial banks such as Industrial and Commercial Bank of China, Bank of China, Pudong Development Bank and other relevant institutions such as China Banknote Company and Shanghai Bills Exchange*** to carry out research and development of the digital RMB system (DC/EP).
In February 2018, the experimental production system of the digital note platform of the Shanghai Bills Exchange was officially launched for trial operation.
In 2019, when the central bank held a conference call for the second half of the year, it asked to accelerate the pace of research and development of China's legal tender digital currency (DC/EP) .
Early on August 14, 2020, the Ministry of Commerce issued a notice of "comprehensively deepening the overall program of innovative development of trade in services pilot program". In the "comprehensive deepening of the innovative development of trade in services pilot tasks, specific initiatives and division of responsibilities" part of the proposed: in the Beijing-Tianjin-Hebei, Yangtze River Delta, Guangdong-Hong Kong-Macao Bay Area and the central and western pilot areas with the conditions to carry out the pilot of digital RMB. The People's Bank of China to develop policy safeguards; first by Shenzhen, Chengdu, Suzhou, Xiong'an New Area and other places and the future of the Winter Olympics scene related departments to assist in promoting the subsequent expansion to other areas as appropriate.
As of October 8 this year, the Central Bank's digital RMB pilot scenarios have exceeded 3.5 million, with a cumulative total of 123 million personal wallets opened, and a transaction amount of about 56 billion yuan.
The People's Bank of China is the sole authority for the research, development, promotion, and application of digital currency, and the six major state-owned commercial banks participate in the pilot and operation as the designated operating institutions.
The research and development of the technical standards and technical system of digital currency is at the central bank, and is independently implemented by the Digital Currency Research Institute under it, which is a core secret of the state.
The national policy only allows the opening of public and private wallets through the APP of the state-owned commercial banks and the central bank's Digital Currency Research Institute.
Difference between digital currency and cryptocurrency
The first major feature of the digital RMB is that it is legal tender issued by the central bank, which is backed up by national credit and has legal reimbursement; the second major feature is that the digital RMB is positioned as M0 (cash in circulation); the third major feature is that the digital RMB adopts a centralized mode of operation, which is a two-tier system of issuance and circulation; and the fourth major feature is that the digital RMB is a retail-oriented digital currency of the central bank. Cryptocurrencies, on the other hand, are cryptography-based currencies, a decentralized trust mechanism. Cryptocurrencies do not meet the needs of modern monetary mechanisms, and their quantity is determined by algorithms.
Difference between Central Bank Digital Currency and Alipay, WeChat Pay
First: Central Bank Digital Currency belongs to cash in circulation, not bank deposits. And Alipay, WeChat Pay and other third-party Internet payments, go to the commercial bank deposits monetary settlement, belonging to the M1 and M2 level of digitization, does not have the M0 level of legal effect, and more likely to replace the M0.
M0: Generally refers to cash in circulation
M1: Generally includes M0 + demand deposits of the units,
M2: Includes M1 + Residents' savings deposits + units of time deposits + units of other deposits + securities companies customer margin.
Secondly, the central bank digital currency payment only requires electricity, the advantage of the central bank digital currency is that it can realize double offline payment. Bound to the terminal equipment, can complete the basic operation of cash withdrawal, payment and storage of digital currency. And Alipay, WeChat third-party payment requires electricity and network.
Third, the central bank's digital currency has legal compensation, anonymity; third-party payments are not.
Fourth, the central bank digital currency has unlimited reimbursement, and no organization or individual can refuse to accept it.
The central bank's digital currency is legal tender, while WeChat Pay and Alipay are just a payment method, the effectiveness of digital currency is not comparable to WeChat Pay and Alipay. From the user's perspective, the central bank digital currency has a wider scope of use, unlimited legal tender, and is mandatory, while other means of payment do not have this function.
Second, the concept of digital currency stocks
According to Hua'an Securities calculations, the digital RMB hardware and software industry upgrades will bring about 140 billion yuan of market space. The digital RMB wallet design is partially completed by the bank itself, while the equipment side of the transformation part is generally given to outsourcing to do.
Cuiwei shares (603123)
Haike Rongtong, the holding subsidiary of the People's Bank of China, holds a nationwide bankcard acquiring business type of "Payment Business License" issued by the People's Bank of China, and possesses the qualification of operating the third-party payment business nationwide.
Haidian District, the first batch of pilot business enterprises, all of the company's operating units have opened the "digital RMB" business.
StarNet (002396)
The company's payment products all support digital RMB, and it is actively participating in the digital RMB pilot work of the major banks, and actively promoting the landing of related industry application solutions.
Tianyu Information (300205)
The company has a layout in the digital RMB hard wallet and other product areas, and is actively involved in the testing and marketing of related products.
It is proposed to raise not more than 1.35 billion yuan in fixed-price fixed-price increments at 10.99 yuan/share to Yan Chunyu (the new major shareholder) for two projects of data security and industrialization of digital RMB series products and industrialization of IoT security module products
Wisdom shares (000676)
The company's blockchain+ supply chain financial service platform is the first of its kind in the world. The company's blockchain+ supply chain financial service platform is one of the application scenarios of the central bank's digital currency, and the application of digital currency can make the blockchain+ supply chain financial service platform more efficient.
Participating company Bitmain is the world's leading supercomputing chip and artificial intelligence chip provider, the world's largest bit miner ASIC customized chip and integrated system supplier.
YinJiang Technology (300020)
The company has not carried out business in the field of digital currency for the time being.
The company will sell Hong Kong Yinjiang's shares in Yibang International at an opportune time
Flying Honesty (3000386)
The company is not involved in the central bank's digital currency project.
The company intends to issue shares to raise funds, the project involved contains digital currency related hardware and system application content
The proposed establishment of Feitian digital (Feitian Honest shareholding 48.67%.).
Shenzhou Information (000555)
Cooperation with Huawei covers financial technology, intelligent agriculture, intelligent services, and Internet of Things and other areas of industry application solutions and operation and maintenance services and other multi-dimensional, has become one of the largest partners of Huawei's industry solutions in China.
The company established a wholly-owned subsidiary, Shenzhou Fangyuan, to focus on the application and promotion of blockchain and digital RMB-related scenarios. The company has an excellent solution team with smart contract programming capabilities and scenario planning in the industry, and has explored the application of smart contracts for prepaid consumption, public payment, and targeted payment scenarios to promote the innovation of digital RMB scenarios.
On November 2, the Beijing Municipal Taxation Bureau handled the city's first digital RMB payment of entrusted tax business. The business is mainly supported by Shenzhou Information and its subsidiary Shenzhou Fangyuan, and ICBC Stadium Road Sub-branch is involved in the debugging, helping the Dongcheng District Taxation Bureau to take the lead in collecting taxes through digital RMB, opening up a new experience of digital RMB payment.
On November 3, Tencent Cloud and Shenzhou Information officially signed an agreement to establish a comprehensive strategic partnership
In the first three quarters of the financial credibility of a total of 441 million yuan, compared with the whole of last year to achieve a nearly tenfold increase.
Shenzhou Information has helped nearly 20 banking institutions to realize the interconnection of the system construction; independent research and development of digital wallet system, has entered the promotion stage, and in Guangfa Bank, Bank of Beijing and other financial institutions landing.
The company has helped nearly 20 banking institutions to realize the system construction of interconnection in the field of digital RMB scenario; the independently developed digital wallet system, which has entered the promotion stage, has landed in financial institutions such as Guangfa Bank and Bank of Beijing. At the same time, the company is actively exploring the innovative application of digital RMB in prepaid card, logistics, supply chain finance and other multi-scenario, and has formally launched the "prepaid consumer service platform" to improve the prepaid consumer service system and provide one-stop solutions for efficient operation
Nantong Information (000948)
One of the few comprehensive solution and service providers in China that combines software and hardware digital product development with production and implementation capabilities.
Yunnan blockchain technology research and development representative enterprise, participated in China's digital currency application research and development, and generated relevant revenue.
The company set up a digital currency research group and made important reserves in the construction of digital currency circulation ecology.
The company has docked with relevant departments and enterprises in Yunnan to promote the application of digital RMB settlement in border trade, hoping to obtain the corresponding business opportunities for digital currency pilots.
Nantian Information's digital business is highlighted by Nantian's convenient bill payment platform and Nantian's Wisdom Pass solution, which were selected in September as part of the "2021 Enterprise Digitization Strategy" published by the China Electronic Information Industry Association. In September, these two solutions were selected as part of the "2021 Enterprise Digital Transformation Case Promotion Catalog" issued by the China Electronic Information Industry Association (CEIA).
On June 2, the independently developed, secure and controllable "Nantian Blockchain Platform NBaaS" successfully passed the record of blockchain information service in the territory of the Office of Internet Information Technology.
On September 16th, "Agricultural Bank of China Limited 2021 IntelPC server shortlisting project" was selected as the main supplier, with an estimated project amount of 1.246 billion yuan (excluding tax).
November 3, Nantian Information and Tencent Cloud signed a strategic cooperation agreement
November 9, won the Agricultural Bank of China Kunpeng PC server project of 1.487 billion yuan
New Continental (000997)
The grandson company, Yaday Digital, focuses on the support of the digital RMB ecosystem and operation services.
The company's full range of smart POS has supported digital RMB payments and has been applied to digital currency pilots in Shenzhen, Chengdu, Suzhou and other places, realizing the seamless connection between the offline consumption environment and digital RMB.
Dongxin Peace (002017)
The actual controller will be changed to CEC
Ziguang Guomo (002049)
Intelligent Security Chip, Special Integrated Circuit, Semiconductor Power Devices, and Crystal Frequency Devices
The chip products of the company's wholly-owned subsidiary, ZiGuang Tongxin, have been widely used in the financial payment field, and its security chip can be used as a trusted carrier for digital RMB hardware wallets. Ziguang Tongxin has already built a digital RMB payment scene, and is actively cooperating with the operating organizations to promote the trial operation of digital RMB in a number of pilot cities.
100% of Tsinghua Holdings to be transferred to Sichuan Energy Investment Group
Hengbao (002104)
Participating in the ecological construction of the digital RMB to enrich the application of the digital RMB scene, bridging the "digital divide" to the inconvenience of specific people. At present, the digital RMB is still in the pilot stage, and it will not have a big impact on the company's performance in 2021
Dreamweb Technology (002123)
The patent for invention, "095 A Digital RMB Payment Method Based on 5G Messages", is now in the acceptance stage.
The company's digital RMB wallet project is based on a 5G messaging digital RMB wallet, integrating various recharge and payment scenarios to realize a closed-loop transaction. Its jump between the pioneering Chatbot will leave the user in the cell phone mailbox, to solve the security risks of H5 payment, the future and the central bank or major banks 5G message interface docking, without the need to download the App, to create a rich and complete life services.
The subsidiary signed a strategic cooperation agreement with Ant Chain to carry out in-depth cooperation in the field of cloud communication services.
Canton Express (002152)
For 13 consecutive years, the domestic financial machine market share is the first, is the largest domestic financial intelligent self-service equipment suppliers and service providers, the business scope of the global more than 80 countries and regions.
Subsidiary Yun Tong Digital Space focuses on the digital transformation of banks, and has a complete set of business service platform based on the whole life cycle of digital RMB
Yun Tong Digital participates in the construction of Changsha Bank's digital RMB business system, and has won the bidding for the construction project of digital RMB business system of three banks, namely Sanxiang Bank, Bird's Nest Bank, and Chang'an Bank, and is currently conducting technical and cooperative exchanges with many commercial banks. At present, we are conducting technical and cooperative exchanges with a number of commercial banks.
Digital currency is still in the pilot stage, the company's digital RMB business revenue scale is still in the millions of dollars, accounting for a small proportion of the company's total revenue (6.4 billion yuan of operating income in 2020), will not have a significant impact on the company's operating results.
Yuyin (002177)
The core member enterprises of Golden Chain Alliance are actively involved in the industry's technical exchanges and interactions.
The company is carrying out research and development in the technical fields of software and hardware digital wallets, exchange and circulation of digital currencies in financial machines, and other technologies, which have not yet been commercialized.
Zantone Electronics (002197)
The establishment of a special research group for the digital currency project, focusing on the research and development of encryption algorithms for digital currencies, digital wallet equipment and its applications, digital currency payment modules and payment equipment, digital currency acquiring equipment and other key areas of research and development and internal testing of samples, and strive to build a complete financial technology research and development company. The company's complete financial technology research and development system, product system and application support platform, for the company's future rapid development in advance to do a good job related to technology reserves and product pre-study.
Weishi (002268)
The People's Bank of China is one of the company's customers; cryptography and related products will certainly be used in the promotion of digital currency, the company will actively respond to the market demand brought about by the new business, and to make good technical reserves
Hailian Gold Exchange (002537)
The company's digital RMB is currently mainly in the merchant side of the realization of the collection function, there is no app
Beyondsoft (002649)
Proposed to spend 130 million yuan to 260 million yuan to repurchase the shares, the repurchase price of not more than 16 yuan / share.
Jingbei (002987)
The People's Bank of China and the six state-owned commercial banks are the company's customers, and the revenue from
the six state-owned commercial banks accounted for 65.07% of the company's total revenue in FY2020. The company has already established a wide and deep cooperative relationship with large state-owned commercial banks in the field of digital currency, and has participated in the analysis, design, development and testing of the operation and management of the relevant systems of the designated operating institutions of digital currency, customer information, risk screening, operation data analysis, the backend of the client side of the digital currency, the payment function and the management of the file agreement of the third-party payment and other commercial banks, etc., which has accumulated experience , precipitated the technology. With the promotion of digital currency, the application scenarios around digital currency in the future in the state-owned large commercial banks, joint-stock commercial banks, as well as small and medium-sized banks will generate a huge amount of system development, testing, operation and maintenance needs, will bring more business opportunities for the company.
Chutian Dragon (003040)
The company has rich technical accumulation in the field of digital RMB hardware wallet in various forms and has accumulated certain practical experience in digital RMB related product development by participating in the pilot projects in some cities.
The digital RMB hardware wallet and other related products developed and produced by the Company are applicable to a variety of consumer scenarios. Currently, we are actively preparing the digital RMB hardware wallet and other related products for the Beijing Winter Olympics.
Lanxitech (3000402)
The company's main business does not involve the issuance and circulation of digital currency and other related fields, and does not plan to carry out related business.
Huali Chuangtong (300045)
The company's participation in the East Lake Institute of Science and Technology and Finance involved in this field
Tian Yuan Dike (300047)
The company has two digital currency projects, one is May 2021, the other is the first time the company will be in the market. 14 a state-owned bank's digital currency project, *** signed two orders, is still in the process of implementation; the other is a commercial bank digital currency project on October 18, 2021, the first phase of the project has been developed, waiting for the user acceptance test.
The company has two digital currency projects on the ground.
Flag Day Technology (300061)
Subsidiary Xiaoqi Oufei has been carried out to assist the mobile banking APP, support the use of digital RMB to realize the rechargeable payment fee fee and other scenarios of marketing services. The business is not expected to have a significant impact on the company's 2021 results. The company's existing business does not involve the chip, basic technology and payment terminal equipment related to the issuance and circulation of digital RMB.
Yinzhijie (300085)
The main business direction of Digital Jie Technology at the establishment stage is to carry out research on innovative technologies in the field of digital RMB issuance and circulation and scene application, and provide banks, payment institutions and commercial users with products and technical services such as software application platforms and scene service solutions.
China Carbon YINZHIJIE will be mainly engaged in the scientific and technological innovation and technical services in the field of carbon management and carbon finance under the general trend of carbon neutrality.
Huadao Credit is mainly engaged in the development of credit technology, providing technical support and technical services for the development of credit business of Bank of China, as well as carrying out the supporting services related to personal credit in the credit industry chain.
New Guodu (300130)
The digital RMB research group set up by the company has actively invested in research and development resources around the application of digital RMB in the payment scenarios of online and offline merchants, and the company's research and development of the smart terminal device N86 supports both bank card and QR code payment, and can support the acceptance of digital RMB after the digital RMB is further promoted in the future. After the further promotion of digital RMB in the future, it can also support the acceptance of digital RMB. At the same time, the company actively promotes cooperation with banking institutions in the field of digital RMB operation activities and technical services. At present, we have completed the preliminary technical coordination and system testing of some institutions, and actively cooperated with the banking institutions to further assist in the transformation and promotion of the merchant side of the service, and have been successfully applied in the pilot scenarios in Shanghai and other regions. The company is actively developing digital RMB "hard wallet" products, and is currently in the process of technology development and product design. In the future, the company will follow the changes in the industry and continue to explore new business models under the digital RMB ecosystem.
Eastern States (300166)
Subsidiary Shanghai Yi Tong's main customers for the bank, has with several state-owned banks, and commercial banks, the realization of the digital RMB docking, according to the nature of the bank to achieve a different mode of docking program, and will be organized to form a standardized process, can quickly assist the cooperative banks to quickly complete the digital RMB docking. The company has also developed a standardized process to assist banks to quickly complete their digital RMB docking.
HuaFeng Microfiber (300180)
Subsidiary Weifutong is currently the supplier of mobile payment backend software and system for most of the banks, and for the digital currency business, Weifutong is actively participating in the DCEP test of some banks and the related promotional work, and the related details cannot be disclosed due to the restriction of non-disclosure agreement for the time being. The related business is in the early stage of development, and there is a large uncertainty.
*ST Jurong (300202)
XKP (300248)
The company has established long-term and stable cooperative relationships with the five major banks (Bank of China, Agricultural Bank of China, Industrial Bank of China, CCB, CBI, CBOT) and the four major institutions (UnionPay, Mobile, Telecom, Unicom). The company has established long-term and stable cooperative relationships with five major banks (China Agricultural Bank, ICBC, ICBC, CBN and four major organizations (UnionPay, Mobile, Telecom and Unicom), laying the foundation for the expansion of the market scale of digital RMB in the segmented business areas of colleges and universities, K12, secondary schools and enterprises. Digital currency payment devices include consumer devices and identification devices for campus and enterprise park closed-scene one-card passes, and some of the devices have passed PBOC certification
Signed a strategic cooperation agreement with Unicom Payment to establish a strategic partnership in the areas of state secret products, digital RMB products and solutions, 5G-SIM cards, mobile security services, etc., and carry out technical and business cooperation, and the two parties will accelerate the layout of digital RMB business to achieve the goal of achieving a more stable market in the field of digital RMB business. The two parties will accelerate the layout of digital RMB business and realize the landing of digital RMB in more application scenarios. As a wholly-owned subsidiary of China Unicom Group, Unicom Payment has a payment business license to provide individual users with comprehensive payment applications and financial information services through the Wallet, and to undertake the development of innovative payment businesses such as digital RMB.
XKP undertook the first pilot project in the education industry in China - the digital RMB pilot project in Suzhou Experimental School of Nanjing Normal University.
Beijing Xinyuan (300352)
The shareholding company, Hainan Baojiaoyuan Science and Technology Company Limited, intends to cooperate with Shanghai Information Investment Company Limited, and the two sides each invested 10 million yuan to set up a joint venture of Shanghai Xinlian Digital Trade Data Technology Company Limited. The two sides will give full play to the comprehensive advantages in the field of blockchain, information security and financial technology, the company as a platform for the digital transformation of enterprises, industrial supply chain synergy, "digital trade" and other areas of the actual scene, to carry out the pilot digital currency, scale application of the pilot, for the future large-scale application of digital currency to build a solid foundation, so as to form a business with a large-scale application of digital currency. The company's goal is to build a solid foundation for the future large-scale application of digital currencies, so as to form a commercially viable economic scale.
Winsome (300377)
Launched a valuation accounting program to support a full set of carbon quota trading
Currently, we are cooperating with some financial institutions to actively participate in the digital currency DCEP-related projects of financial institutions such as banks and to actively participate in the interconnection of the industry in the field of green finance, to further expand our business field. The Company's business areas. Participating in digital currency and green finance business is one of the company's strategic plans, but the company is not directly involved in the research and development of the central bank's digital currency, so far, the green finance and digital currency-related business has made very little contribution to the company's revenue.
Huaming Intelligence (300462)
The company's existing main business rail transit AFC (automatic fare collection integrated system) and ETC (electronic non-stop toll collection system) equipment and other related products application scene involves the payment link, there is a large number of digital currency payment scenarios, the company is committed to the digital currency scenario application development and cooperation. The company is committed to the development and cooperation of digital currency scenarios.
Square Essence (300468)
As a leading integrated solution provider of financial technology, the company has a long history of cooperation with the financial industry, and has a long history of cooperation with the financial industry, as well as a long history of cooperation with the financial industry. In the future, the Company will continue to enhance its R&D and delivery capabilities from the underlying blockchain platform to application solutions, as well as its blockchain+digital economy integration and innovation capabilities, and will continue to seek and realize the realization of digital currencies and other technologies in more scenarios
Hong Kong Subsidiary, in cooperation with ConsenSys and PricewaterhouseCoopers, has been participating in the "Multi-Central Bank Digital Currency Cross-Border Network" (mCBCN) of the Hong Kong Monetary Authority (HKMA). The m-CBDC Bridge is a project of the Hong Kong Monetary Authority (HKMA), which is a cross-border network of multiple central bank digital currencies.
Sense Electronic (300479)
The company started the R&D of supporting equipment for the digital RMB business in 2019, and actively cooperated with relevant organizations and commercial banks to participate in the pilot work of the digital RMB, and has already put a small batch into commercial trial operation in the pilot cities. The digital currency related business is an innovative business, and the market promotion progress will follow the national planning and deployment of the competent departments gradually
Ubiquitous (300531)
The company's participation in the digital currency pilot is mainly through the state-owned banks and retail and catering customers who have long been cooperating with the company. The company's NFC technology, end-side TEE-based trusted identity authentication, trusted device authentication, trusted QR code technology, as well as cloud-side high-efficiency trusted blockchain and privacy computing and other technology applications are all technical reserves for digital currency research. The company is actively involved in the design and implementation of digital currency payment application scenarios, and the company's payment terminal products have received good feedback in digital currency pilot applications around the world. The company will further follow the progress of the national deployment of digital currency to provide smart payment terminals and related services that meet the requirements.
The company has applied blockchain technology to portable printer products with built-in Urovo Block Chain SDK and food and drug traceability platform projects, and has launched mobile data depository services based on blockchain technology, so that mobile data can be transmitted on the chain and legally protected since its birth. The company is optimistic about the development prospects of VR/AR, blockchain, and interactive technologies in the field of Internet of Things and Artificial Intelligence, and has continued to accumulate in the basic areas of intelligent hardware
Advanced Digital Communication (300541)
The company's business related to legal tender is to assist commercial banks in constructing a payment application system that supports legal tender.
The company's business related to legal tender is to assist commercial banks in building payment applications that support legal tender.
The main target customers of the company's legal digital currency-related solutions are small and medium-sized banks
Xiongdi Technology (300546)
The company has invested in the research and development of the digital RMB to open up the use of the public transportation payment scene, and has already been on line in cities such as Suzhou, Wujiang, and so on; in the future, through the polymerization of payment services, the company will form a digital currency entrance business opportunity, which will help to improve the quality of life of the customers. The formation of digital currency entrance business opportunities for the further advancement of the future digital currency reserves market opportunities; the business of the company's current performance impact is relatively small.
Gu'ao Technology (300551)
CHENGYUAN WISDOM (300645)
The docking and development of the digital RMB system has been completed with the five major banks, and the self-developed machine supports the integration of card code and face (digital RMB) Internet of Things (IoT) transaction terminals, with strong multi-purpose and multi-functionality.
The digital RMB construction project has now been implemented in Southwest University of Finance and Economics, Soochow University, Qingdao Engineering Vocational College, Hunan Police College, Hunan Foreign Language Vocational College, and many other institutions, many of which are ready to go online. Hangzhou will become the third batch of digital RMB pilot cities, the company has signed agreements with major commercial banks to complete the technical docking, and make every effort to prepare for the implementation and promotion of the campus.
The company is carrying out the technical development work of assisting the opening of private wallet reservation, and assisting the opening of digital RMB wallet by providing the entrance under the premise of conforming to the national policy
Kelan Software (300663)
The main business is Internet banking, and the current and future is expanding to digital banking and digital financial upgrading
The main business is Internet banking, and the current and future is expanding to digital banking and digital financial upgrading. Digital financial upgrading and expansion
The wholly-owned subsidiary, Techland Software Systems (Hong Kong) Limited, has recently won the bidding for the digital banking system procurement project of the Greenlink International Bank in Singapore, with a winning bid amount of SGD 2 million, or about RMB 9,604,600 yuan.
The company has not yet generated orders in hand on digital currency, digital currency-related business are in the technical verification, business negotiations and contract signing, 2020 did not directly generate operating income.
Yuxin Technology (300674)
In terms of digital currencies, state-owned banks have been participating in the People's Bank of China-led development of digital RMB, digital currency pilots, and e-wallets and other related systems over the past two years. The company has in-depth cooperation with a number of large state-owned banks, and has accumulated relevant capabilities and product modules in digital wallets and digital currencies, as well as reserves of corresponding talents. In the future, if there are relevant business cooperation opportunities, the company will also actively participate
Lakala (300773)
The company has a first-mover advantage in the field of digital RMB. The company was one of the first two payment institutions to sign a strategic cooperation agreement with the Central Bank's Digital Research Institute, completed system docking and opened business cooperation with the Central Bank's Digital Research Institute and its six operating agencies, and fully participated in digital RMB promotional activities in the pilot cities, and has realized the support of digital currency acceptance for the entire product line from small micro-merchants to KA merchants, and from retail payment to B2B payment.
Digital currency can be used to pay wages, and some of the company's employees' wages have been paid in the form of digital currency.
The company used digital RMB to enter many large and medium-sized merchants that had not been covered before. Although digital RMB acceptance has not yet begun to charge, the company has entered a number of medium-sized and large merchants through this and has already brought the company a certain amount of revenue from WeChat, Alipay, bank cards and other payment methods.
Tianyang Technology (300872)
The company has been involved in the development and testing of digital currency technology for CCB.
Chuang Sense Technology (300941)
"May 5 Shopping Festival", the company assisted the Agricultural Bank of China Suzhou Branch to realize the relevant merchants digital RMB acceptance
processing use.
The company's digital RMB products have won bids from both ABC and CCB, and the company is now focusing on the construction of the merchant acceptance environment.
The company has cooperated with Zhangjiakou Agricultural Bank, Zhangjiakou Construction Bank, Beijing Agricultural Bank, Beijing Construction Bank, etc., to participate in the construction of the digital RMB acceptance environment for merchants related to the Beijing Winter Olympics
Sichuan Chengyu (601107)
The company has not carried out any business related to the digital currency at the moment
The company has not carried out any business related to the digital currency at the moment. strong> Xinan Century (688201)
On January 26, 2021, the company won the bidding for the procurement of ssl gateway and signature verification server for the digital currency project
The company's identity security, data security, and communication security product lines are all applicable to the field of digital currency.
Core Original Corporation-U (600521)
In FY2019, the company's revenue in the data processing application market reached RMB 261.72 million, and the data processing market targeted by the company mainly includes data centers and digital currencies. The company has many years of experience in the field of digital currency chips, and has provided services related to chip design and mass production business for a number of customers.