A, 2020 national entrepreneurship Gansu interest-free loan policy when the end?

You can check the following Gansu Human Resources Bureau network, the policy is generally 5 years to the general situation will not end, there will only be changes,

second, entrepreneurial loans 200,000 interest-free conditions?

If you want to apply for a 200,000 startup interest-free loan, you need to meet the following conditions:

1. 18 years of age, with full capacity for civil behavior.

2. Personal credit is good, no bad credit record and serious negative information on the credit report.

3. You can provide proof of lawful and stable residence in the place where the lending bank is located, and you have a fixed residence or place of business, which must be in possession of a business license issued by the industrial and commercial administrative authorities and a business permit for the relevant industry.

4. Entrepreneurial projects in line with national policies, have a certain market potential and development prospects.

5. Have a certain amount of their own funds, with the ability to repay the loan principal and interest on schedule.

6. Open a settlement account in the lending bank, and the business income should be settled by the bank.

Customers can also provide certain guarantees, or collateralized with assets in their name, which is also helpful for the loan. If a graduating college student wants to apply for an interest-free loan to start a business, he or she must also prepare a graduation certificate, a degree certificate, and, if he or she has not been employed for more than six months after graduation, an unemployment registration with the local labor security department.

Three, youth entrepreneurship interest-free loan conditions

Youth entrepreneurship interest-free loan conditions: 1, the borrower is between 18 to 60 years old. 2, the borrower has a good credit record and repayment ability. 3, with the business license issued by the business sector. 4, in the lending bank to open up a personal settlement account. 5, in line with the The policy of interest-free loans for entrepreneurship. 6. Other conditions set by the bank.

Youth entrepreneurship interest-free loans are a form of credit activity in which banks or other financial institutions lend monetary funds at a certain rate of interest and must be returned, etc., in which the interest rate is either free of charge by the bank or paid for by the government or the corresponding agency under the agreed conditions.

Users can consult with the relevant departments when applying for interest-free loans for youth entrepreneurship to understand the relevant local policies and determine whether they are eligible. When applying for the credit limit is different for different users, you can choose the loan time and repayment method according to your repayment ability.

Users must return the principal on time after applying for the loan, and must not be overdue, because overdue will incur penalty interest, and the longer the penalty interest is the more. And the bank will make a collection after the overdue. After the overdue will be uploaded to the credit center, resulting in personal credit become bad, affecting the subsequent processing of a variety of loans.

Borrowers in the loan is best to measure their repayment ability in advance, know what aspects of the use of income return, if personal income is not a lot, this time to be cautious. In fact, the subsequent can not be returned on time when you can apply for an extension or renewal of the loan, the specific circumstances need to consult the bank.