Current location - Recipe Complete Network - Catering training - In the village, 21 yuan public security insurance was purchased by a life insurance company. Now my kitchen is on fire. How much should the insurance company pay for it?
In the village, 21 yuan public security insurance was purchased by a life insurance company. Now my kitchen is on fire. How much should the insurance company pay for it?

the amount you can claim depends on your 21 yuan insurance amount.

under the unified leadership of the party Committee and the government, the rural public security insurance is organized and coordinated by the comprehensive management office and implemented by the insurance company, and the principle of voluntariness according to law is carried out, taking the village as the unit. With the village committee as the main body and contract management as the means, the responsibility of joint defense and joint protection of public security is agreed, and a new mechanism based on public security contract, mass prevention and accident handling is formed.

As a market-oriented risk management mechanism, insurance can ensure the smooth operation of the economy and maintain the normal production order by participating in disaster prevention and mitigation and post-disaster compensation.

under the condition of market economy, insurance can organically combine prevention beforehand and compensation afterwards. Giving full play to the professional advantages and enthusiasm of insurance in disaster prevention and reduction can improve the level of risk management and technical prevention in production safety, effectively prevent and reduce the occurrence of accidents in production safety, and ensure the safety of people's lives and property. Giving full play to the unique economic compensation function of the insurance industry can reduce the negative impact of production accidents, reduce the burden on the government, reduce the economic losses of enterprises and individuals, help restore normal production and life order, and play the role of "social stabilizer".

Settlement scope of comprehensive social security insurance

1. Loss of family property

In Jinjiang City, houses (including indoor auxiliary equipment and indoor decoration) or indoor property were damaged due to natural disasters such as fire, typhoon and earthquake.

the maximum accumulative subsidy for each insured house is RMB 15,111, and the maximum subsidy for indoor property is RMB 11,111. When purchasing "rural housing insurance", the maximum compensation for the loss of houses and indoor property is 41,111 yuan.

2. The indoor property losses caused by theft and robbery

The maximum subsidy for each household is 11,111 yuan per year. Every kind of property, including chickens, ducks and other livestock, mobile phones, motorcycles, etc., has a corresponding subsidy amount, such as cash, gold and silver jewelry, and the maximum subsidy for each household is 2111 yuan. However, commercial poultry, livestock, antiques, calligraphy and painting and other valuables, tickets and securities are not covered by insurance.

Third, the casualties and property losses caused by the "two robberies"

The victims don't have to wait two months to solve the case. Insurance companies can settle claims first. If the stolen goods are recovered after the incident, the insurance company will recover

IV. Casualties caused by unexpected events

Personal injuries and property losses caused by riots, strikes, civil unrest, malicious sabotage and terrorist activities in the administrative area of Jinjiang City. Each person can get a subsidy of 511 yuan to 51,111 yuan.

V. Liability insurance for township cadres

The maximum subsidy of the insurance company is RMB 1,111,111 yuan per person for the casualties caused by the town, village cadres and themselves in performing official duties, and the personal injuries caused by the town, village cadres, public security police and patrol officers in performing official duties.