2. Encouragement of entrepreneurship, "loans and subsidies" policy in the "free" means what?
Answer: For the first time entrepreneurs to start a business to implement the "four reductions". That is, 1 exempted from registration, license and management administrative fees. 2 to give tax concessions. 3 entrepreneurs applying for entrepreneurial micro-credit free of counter-guarantee. 4 entrepreneurial micro-credit 3 years in accordance with the provisions of the interest reduction.3. Encouragement of entrepreneurship, "loans, exemptions and subsidies" policy in the "help" refers to what?
Answer: The first time entrepreneurs to implement a "one-stop" help. For entrepreneurs to provide entrepreneurial counseling, entrepreneurial training, entrepreneurial project evaluation, entrepreneurial guidance and tracking services and other assistance. Carry out "1 + 3" tracking services, each 1 to encourage entrepreneurship "loans and subsidies" policy of entrepreneurs, there should be a contractor responsible for the service, a liaison officer responsible for contact and coordination, an entrepreneurial mentor is responsible for help and guidance.4. Encouragement of entrepreneurship "loans, exemptions and subsidies" policy in the "subsidies" refers to what?
Answer: The first successful entrepreneurs to provide business subsidies. That is, for the first time entrepreneurs to start a business and stable business for more than a year, recruiting a certain number of workers in our province and signed labor contracts, a one-time start-up subsidies.5. What are the targets of the small loans for entrepreneurship?
Answer: After January 1, 2009, the business registration of urban registered unemployed people with entrepreneurial ability, difficult to employ people (including people with disabilities), demobilized veterans, ex-prisoners, college graduates (including college student village officials and students returning to study abroad), the dissolution of excess production capacity of enterprise employees and unemployed, return to their hometowns to start their own businesses, rural migrant workers, the network of merchants, the establishment of a file-listing card. Poor people. Anyone who engages in self-employment can apply. There is no restriction on the area or hukou for entrepreneurship in our province. Women in the above groups are included in the scope of key targets.6. What is the amount and duration of the small loans for entrepreneurship?
Answer: "Loans and subsidies" entrepreneurial microcredit amount: individual applications for loans of up to 100,000 yuan, eligible borrowers to start a business partnership, according to the number of partners within the standard of 100,000 yuan per person, up to a maximum amount of 500,000 yuan."Loans and subsidies" entrepreneurial microfinance period: "Loans and subsidies" entrepreneurial microfinance period of no more than three years.
7. What is the repayment method of the small loans?
Answer: From May 1, 2017 onwards, 20% of the total amount of the loan will be repaid on the 20th day of the 12th month after loan disbursement, 20% of the total amount of the loan will be repaid on the 20th day of the 18th month after disbursement, 20% of the total amount of the loan will be repaid on the 20th day of the 24th month after disbursement, 20% of the total amount of the loan will be repaid on the 20th day of the 30th month after disbursement, 20% of the total amount of the loan will be repaid on the 20th day of the 36th month after disbursement. 20% of the total loan amount on the 20th day of the 36th month after loan disbursement.8. What is the policy of subsidizing interest on small loans for entrepreneurship?
Answer: Entrepreneurs applying for "loans and subsidies" entrepreneurial microfinance, according to the provisions of the subsidized interest. Specific standards for poverty-stricken areas (referring to the province's national poverty alleviation and development of key counties, counties in the national concentrated contiguous areas of special difficulties, the same below) not more than 3 percentage points, not more than 2 percentage points in other areas. For qualified individual entrepreneurial guaranteed loans in poverty-stricken areas, the financial sector shall provide full interest subsidies in accordance with regulations; for qualified small loans for entrepreneurship (including partnership) in other areas, the financial sector shall provide full interest subsidies in the first year, 2/3 in the second year, and 1/3 in the third year, and shall not subsidize interest for rollover and overdue loans. The rollover and overdue loans will not be subsidized.9. What are the contractors for the small loans?
Answer: Yunnan Province, "loans and subsidies" entrepreneurial microfinance contractors: counties (cities, districts) employment agencies, the Federation of Industry and Commerce, trade unions, **** Youth League, Women's Federation, private associations, education sector.10. What are the approval procedures for "loans and subsidies" for entrepreneurial microfinance?
Answer:1 Entrepreneurs to the specific contractor to put forward the "loans and subsidies" entrepreneurial microfinance applications. 2 by the contractor after the initial review recommended by the entrepreneurial staff to the rural credit union loan application, fill out the "Yunnan Provincial Entrepreneurial Microfinance Application and Approval Form", and submit loan-related information as required. 3 contractors in conjunction with the rural credit union organization of entrepreneurs and entrepreneurial projects for inspection, entrepreneurial plans, entrepreneurial projects, market risk, technology risk, management risk and other aspects of the assessment, the project implementation and loan review comments. 4 Rural credit unions and entrepreneurs sign loan contracts to issue loans. 5 The organizers will provide the entrepreneurs with supporting services related to "loans, exemptions and subsidies".11. What is the basic information required to apply for a small business loan?
Answer:1 College graduates: hold the "diploma", "employment and entrepreneurship certificate" original. College students in school issued by the school of the college students, the school of college students issued by the school proof of entrepreneurship; 2 migrant workers: with the "Migrant Workers Handbook" or "Employment and Entrepreneurship Certificate," the original; 3 military personnel: with the "Military Retirement Certificate," "Employment and Entrepreneurship Certificate," or the "Yunnan Province, Migrant Workers Service Manual" the original; 4 other self-employed entrepreneurial personnel to hold the relevant documents to prove. The above entrepreneurs in addition to the required documents according to their affiliation are required to carry their own written application, "ID card", "Household Registration Book" or "Temporary Residence Permit", "Business License", "Tax Registration Certificate", "Housing Lease Contract" original. After reviewing the application for loans to fill out the "business plan" in duplicate, "Yunnan Province, small loans for entrepreneurship application approval form" in duplicate.12. What is the business mentor to help?
Answer: Specific contractors choose successful entrepreneurs, entrepreneurs, management experts as business mentors, entrepreneurs to implement "one-on-one" business guidance, through door-to-door guidance, telephone exchanges, and other forms of assistance to entrepreneurs to solve the encountered project demonstration, market analysis, business planning, Business management and other aspects of the problem.13. What are the procedures for applying for one-time business subsidies?
Answer: Entrepreneurs should submit a one-time application for business subsidies to the specific contractor, my ID card, business license, business registration, labor contracts of recruits. Among them, the recruited personnel must be of Yunnan household registration.14. How to deal with the situation of failing to repay the small loans for entrepreneurship on time?
Answer: Entrepreneurs should repay the loan on time in installments after obtaining the small loans. On the failure to repay on time, or other defaults, the relevant contractors, rural credit unions will take measures to recover the borrower according to the contract, and in the credit system to record defaults and publicize the personal credit status.