1. Individual industrial and commercial households participate in endowment insurance (medical insurance is required in some places), and employees of enterprises participate in five insurances: endowment insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance.

2. In terms of endowment insurance, the contribution rate of individual industrial and commercial households is 21%, of which 8% is included in personal accounts; For employees in enterprises, 8% of the individual contribution is included in personal accounts, and the company contribution is 21%, totaling 28% < P > 3. The payment base of endowment insurance for individual industrial and commercial households is a certain proportion of the average monthly salary of local employees in the previous year (the grades determined by local social security, such as 61%, 81%, 111%, free to choose); Enterprise employees determine the payment base based on their personal average monthly income in the previous year combined with the local upper and lower limits.

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