Enterprise inventory averaged 17,000 tons, about 100 million yuan, prepayments of 100 million , calculated on the basis of gross profit of 3%, the enterprise's full payback should be 103 million yuan. Prepayment of up to 30 days, an average of 9.1 days, advance receipts in Shell paid a week in advance, 75% of the petrochemical companies in advance, the rest of the goods within 5 days of payment, Shell-owned gas stations for the oil to a week after the payment

Total advance receipts of 10,300 * (23% + 73% * 75%) = 8,000

Inventory turnover of an average of 37 days (according to the inventory) Turnover rate is 37 days (based on inventory turnover rate), which matches the whole payback cycle of the enterprise, and the balance of accounts receivable of the enterprise in the whole payback cycle is 23 million yuan which consumes about 2.3 million yuan of the period cost (average period cost calculation)

Conclusion: the enterprise's own funds on average the whole payback cycle funds shortfall is 2,530, together with its own funds can fully satisfy the enterprise's daily financial needs!

The final conclusion is estimated to be: is not short of money, but the enterprise would like to loan, not to meet the daily operating turnover, but in order to make the business bigger, increase inventory. If the business is now very short of money will still give him a loan? How risky it is!