Interest = amount * time * interest rate. 20 19 postal bank deposits are divided into demand deposits, time deposits and call deposits, as follows:

1. demand deposit. The benchmark interest rate of 20 19-year demand deposits of Postal Savings Bank is 0.30%. That is, the current interest for a deposit of 200,000 yuan for one year is: 600 yuan.

2. Time deposit:

1, lump-sum deposit and withdrawal. Three months:1.35%; Six months:1.56%; One year:1.78%; Two years: 2.25%; Three years: 2.75%; Five years: 2.75%. That is, the interest generated by lump-sum withdrawal of 200,000 yuan for one year is 3,560 yuan.

2. lump-sum deposit and withdrawal, deposit and interest. One year:1.35%; Three years:1.56%; Five years: 1.56%. That is, the deposit is 200,000 yuan a year, and the interest generated by lump-sum deposit and withdrawal is 2,700 yuan.

3. Life and work. A one-time discount of 60% at the same grade interest rate within one year.

3. Notice deposit. One day: 0.55%; Seven days: 1. 10%.