Legal analysis: the borrower should repay the loan within the agreed time limit. If the borrower fails to repay the loan within the agreed time limit, it shall pay overdue interest in accordance with the agreement or relevant state regulations. If there is no agreement or unclear agreement on the loan term, the borrower may return it at any time; The lender may urge the borrower to return it within a reasonable period of time. The creditor has the right to require the debtor to perform its obligations in accordance with the contract or according to law. The debt should be paid off. If it is temporarily unable to repay, it may be repaid by the debtor in installments with the consent of the creditor or the ruling of the people's court. Those who have the ability to repay and refuse to repay shall be forced to repay by the people's court.

Legal basis: Article 5 1 1 of the Civil Code of People's Republic of China (PRC). If the parties have not clearly agreed on the contents of the relevant contract and cannot be determined according to the provisions of the preceding article, the following provisions shall apply: (1) If the quality requirements are not clear, the mandatory national standards shall apply; If there is no mandatory national standard, it shall be implemented in accordance with the recommended national standard; If there is no recommended national standard, it shall be implemented in accordance with industry standards; If there is no national standard or industry standard, it shall be implemented according to the usual standard or the specific standard that meets the purpose of the contract. (2) If the price or remuneration is not clear, it shall be performed according to the market price at the place of performance when the contract is concluded; If government pricing or government-guided pricing should be implemented according to law, it shall be implemented in accordance with the provisions. (3) Where the place of performance is unclear, if money is paid, it shall be performed at the place where the party receiving the money is located; Where real estate is delivered, it shall be performed at the place where the real estate is located; Other targets shall be performed at the place where the party performing the obligations is located. (4) If the time limit for performance is not clear, the debtor may perform at any time, and the creditor may also request performance at any time, but the other party shall be given the necessary preparation time. (5) If the method of performance is not clear, it shall be performed in a way conducive to the realization of the purpose of the contract. (six) if the burden of performance expenses is not clear, it shall be borne by the party performing the obligation; The performance expenses increased due to the creditor's reasons shall be borne by the creditor.