Many investors think that the income from bank savings is very small, which can't even be counted as investment. Although it is low-risk financial management, many a mickle makes a mickle. Long-term choice of bank savings can yield a small amount of income, and banks are all low-risk financial management departments to provide security guarantees, so the risk of low-risk financial management is almost zero, so there is no need to throw too much. However, as a guaranteed fund, don't underestimate the income brought by bank savings offices.

Second, low-risk financial bonds (known as the safest financial management)

We rarely talk about low-risk financial bonds, which is very simple, because the threshold is high and the professional requirements are high, and it is not suitable for us ordinary investors. Moreover, after the new bond policy, the default risk is much higher, and the yield is not worth seeing. In this regard, financial planners still suggest that you indirectly invest in the bond market through bond funds.

Third, low-risk financial monetary fund (low-risk financial products with good returns)

Low-risk financial management, the advantages of money funds are strong liquidity, high security, stable income, etc. Low-risk financial management investors can invest idle funds in money funds, so as to obtain certain income and ensure the appreciation and preservation of funds. Although it is not almost risk-free like bank savings and national debt, it is slightly higher in income.

Fourth, low-risk financial bonds (safe financial products)

Bank bonds are a common form. The national debt is issued by the Ministry of Finance, and the security is guaranteed by the national tax. Of course, the extremely high corresponding income will be low. However, for investors who pursue long-term stable income through low-risk financial management, it is a good choice to obtain a yield slightly higher than that of deposits by purchasing government bonds.

Fifth, low-risk financial P2P online lending (rising star)

The key point of being selected as low-risk financial management is that the entry is low, you can invest 100 yuan, and the operation is convenient and fast. You only need to operate on a network computer or mobile phone. The most important thing is that the yield is high. Such financial products are hard to dislike. Generally speaking, following the trend of good market compliance, choosing a reliable platform, controlling by risk control, and depositing in online banks are also quite secure.