Legal analysis: Generally speaking, mediation to resolve disputes requires at least going to a court or a mediation center for on-site mediation, signing a record and issuing a mediation document stamped with the official seal of the mediation committee or the court, so that repayment can be guaranteed. It is recommended to be cautious when receiving only one network connection, and beware of being cheated.

Legal basis: Article 124 of the Civil Procedure Law of People's Republic of China (PRC), the people's court shall handle the following prosecutions according to different situations:

(a) in accordance with the provisions of the administrative procedure law, which belongs to the scope of administrative litigation, inform the plaintiff to bring an administrative lawsuit;

(2) In accordance with the law, if both parties reach a written arbitration agreement to apply for arbitration and cannot bring a lawsuit to the people's court, inform the plaintiff to apply to an arbitration institution for arbitration;

(3) Informing the plaintiff to apply to the relevant authorities for settlement of disputes that should be handled by other organs according to law;

(4) Informing the plaintiff to bring a suit in a people's court that has jurisdiction over a case that is not under the jurisdiction of this court;

(5) If a party files a lawsuit in a case in which a judgment, ruling or conciliation statement has become legally effective, it shall inform the plaintiff to apply for a retrial, unless the people's court decides to allow the withdrawal of the lawsuit;

(six) cases that cannot be prosecuted within a certain period of time according to law shall not be accepted;

(seven) cases in which divorce or mediation is not allowed, and cases in which the adoption relationship is maintained through judgment or mediation, if there are no new circumstances or new reasons, will not be accepted if the plaintiff brings a lawsuit within six months.