The time required for full purchase and loan purchase is different, and there are also differences in different places. Details are as follows:
First, it takes about 7 working days to purchase the full amount.
1, house inspection, the buyer and the seller reach an agreement and pay the house purchase deposit: 1 day.
2. Down payment for house transfer: 1 day.
3. Pay taxes and get a new real estate license: 4 working days.
4. Final payment of property delivery and payment: 1 day.
Second, it takes about 20 working days to buy a house with a loan.
1, house inspection, the buyer and the seller reach an agreement and pay the house purchase deposit: 1 day.
2. Submit the loan application and sign the loan contract: 1 working day.
3. Property appraisal and third-party guarantee: 1-2 working days.
4. Bank approval: 5 working days.
5. Down payment for house transfer: 1 working day.
6. Pay taxes and get a new real estate license: 4 working days.
7. It takes 3 working days for the bank to receive the loan contract and mortgage registration.
8. Bank loan to the seller, property delivery and final payment: 3-5 working days.