Why can’t I use the flowers after taking them? Mainly for these reasons!

In the era of Internet finance, many platforms have begun to get involved in the financial field, and many platforms have begun to provide loan functions and complete the loan business. Qunar and Ctrip, which have a place in the travel APP, also offer travel loans - use them to spend. Once you get the credit, you can use it to book hotels, air tickets, and travel group expenses. However, since last year, most netizens have reported that "System Maintenance" has always been displayed on Takehuahua, and there has been no time or explanation. What is going on? Let's take a look. Many netizens have consulted customer service about the problem of not being able to use the flowers after taking them, but they have always answered with "system maintenance, need to wait", so the official does not have a specific answer. Taken together, it is not possible to use the flowers after taking them. The reasons why it cannot be used may be as follows:

1. It has been controlled by the risk. If it could be used before but cannot be used now, it is most likely that it has been controlled by the risk due to improper use and will not be used by you for the time being. Yes, you can only repay but not borrow.

2. Investors will withdraw their capital. There is a saying that is widely circulated on the Internet. Now that online lending regulations are so strict, the financial industry is not very prosperous. Many online loan platforms have closed down, and it is very possible for investors to withdraw their capital. Yes, after divestment, there will be no more money to lend.

3. Too much tx

. After strengthening risk control and spending it, many tx

phenomena will appear. In order to effectively solve this situation, Risk control has been strengthened by using it to spend. Many people with less than good qualifications or who are suspected of tx

may not be able to make a deposit.

4. Twice a year, because sometimes the flowers can be used, sometimes they cannot be used. Some netizens put forward the idea of ??twice a year, saying that it depends on luck. When paying, There will be a prompt when it can be used. This statement has not been confirmed yet. This is the reason why you can’t use the flowers after taking them out. I hope it can help you. It is recommended that you do not repeatedly cancel reservations to try to see if the flowers can be used. This will only cause more abnormalities. At the same time, if there is a loan that has not been repaid, no matter whether the flowers can be used or not, you still have to repay. Why can’t Ctrip Finance borrow money?

The reasons why Ctrip Finance can’t borrow money:

The user’s personal debt ratio is too high; the user’s repayment ability is insufficient; the user’s credit report has bad credit records; after applying for a Ctrip Financial loan, it is often repaid in advance; the Ctrip Financial loan limit is insufficient; the activity of the Ctrip Financial account is low.

The above reasons will cause the user to fail the loan review of Ctrip Finance. After the loan application is rejected, the user needs to wait for a period of time before applying again.

When a user applies for a loan, Ctrip Finance will review the user's real-time credit qualification status. Therefore, if the user's credit qualification status is poor, he or she will not be able to pass the system review.

Users need to maintain good credit records and borrowing records for a long time, ensure the activity of their accounts, and appropriately control their personal debt ratio, so as to increase the probability of passing the review.

As for multiple loan applications that fail to pass the review, users can try to apply for other loans, or wait for a longer period of time, and then apply for a Ctrip-amount loan after their personal credit qualifications improve.

Ctrip Financial Technology (Shanghai) Co., Ltd. was established on July 10, 2018.

Legal representative Feng Yan, the company’s business scope includes: technology development, technology transfer, technical consulting, and technical services in the fields of financial technology, financial software, network technology, and information technology;

Data processing services; accept the entrustment of financial institutions to engage in financial information technology outsourcing, accept the entrustment of financial institutions to engage in financial business process outsourcing, accept the entrustment of financial institutions to engage in financial knowledge process outsourcing;

Accept the entrustment of financial institutions to provide payment reminders Professional services; industrial investment; investment consulting; investment management; asset management (none of the above are allowed to engage in banking, securities, and insurance businesses); design, production, agency, and advertising;

Corporate management consulting; corporate image planning ; Market information consultation and investigation (not allowed to engage in social research, social surveys, public opinion surveys, public opinion polls); financial consulting; conference services; exhibition display services; sales of electronic products; rental of self-owned equipment; translation services, public relations event planning, etc.

Ctrip Financial Loans:

1. Platform background

Ctrip Financial is affiliated to Ctrip Group and is provided to users by Ctrip and major licensed financial institutions. Borrowing services include credit loans, cash loans, large loans, etc. It has certain strength. Borrowers can download the Ctrip APP to borrow money and do not need to pay any fees during the opening process.

2. Borrowing interest rate

Ctrip Finance mainly offers two types of consumer credit loans: borrowing to spend and taking to spend. Both do not require mortgage guarantees and can be processed directly online. Any loan products of Ctrip Finance are priced differentially based on the assessment of the borrower's comprehensive credit conditions. Different borrowers' credit conditions have different interest rates, which are mainly displayed on the loan page.

3. Borrowing limit

The borrowing limit of Ctrip's financial loan products also implements differentiated credit, and different borrowers will receive different loan limits.

Moreover, the loan limit is not fixed and will be adjusted from time to time as the borrower's qualifications change. If the borrower continues to borrow from Ctrip Finance, repays on time and develops good lending behavior, it will help to increase the loan limit.

4. Borrowing process

After the borrower downloads the Ctrip Financial APP, register an account with a real-name mobile phone number, fill in basic personal information as prompted, upload an ID card, and bind a bank card. The system will grant credit after a comprehensive assessment. After obtaining the credit limit, you can submit a loan application. Fill in the loan amount and period and submit it for system review. After passing the application, the system will transfer the money to the bound bank card. I took it to the Huashan Installment Mall but it can’t be used

It may be due to improper use and risk control.

Due to improper use, the user no longer meets the latest review requirements.

In the Ctrip Financial APP Installment Mall, users who have activated the payment service can currently enjoy the interest-free discount of staying in the hotel Bibi for 3 installments, and can also participate in interest-free activities for buying home appliances and mobile phones. . Why can’t I use Ctrip’s spending quota if I have one?

1. The product selected by the user is not supported by “Take Spending”.

2. The user no longer meets the latest review requirements.

3. The system is under maintenance and cannot be used for lending.

4. Because I logged in from another place, I was taken into account for risk control.

Naiquhua only supports domestic air tickets and vacation travel purchases. International air tickets and a few special offers or group purchase products cannot be used with Naiquhua. Not all domestic air tickets can be used for spending, so there may be situations where users have a limit for spending but cannot use it.

Extended information:

The "Take the Flowers" APP has the following characteristics:

1. Convenient payment: cooperative merchants continue to grow, covering a wide range of areas, and mobile payment .

2. Easy to use and affordable: Recommend leisure, entertainment, and food around campus, so you don’t have to wait for group purchases.

3. There are always surprises: mobile phones, computers, cameras and various digital products will be drawn every day!

4. Credit consumption: Credit consumption, repayment on time, and increase the credit limit.

5. One-click repayment: Bind Alipay and bank cards to make one-click repayment faster!