The Ganfanshen Card has a limit, ranging from 10,000 yuan to 50,000 yuan.

Food Card and Rice Card are products jointly created by Alipay and Huabei. You can eat first and pay later, or even repay in installments. Users have an exclusive limit of up to 1,500 yuan per month, whether using Alipay for takeout or in-store checkout.

You can eat first and pay later.

Ant Huabei will not pursue the consequences of overdue payment if it is only two to three days overdue, because general credit institutions will have a certain time-allowance mechanism to allow users to make mistakes that may be caused by forgetting to repay the loan temporarily.

At this time, Ant Huabei will warmly remind users to repay in time through a kind way and SMS notification.

There will be no impact if the user makes timely repayment after receiving the notice.

But if the user is still indifferent and does not repay the loan in time.

Then, Ant Huabei will automatically transfer the balance in the user's Alipay, Yu'e Bao or the bound bank card to pay off the debt.

If there is no money in the user's balance, Yu'e Bao, or the bound bank card, then Ant Huabei staff will call the user during working days to collect payment.

After calling for payment, if the money is still not repaid, Zhima Credit points will be dropped directly, the Ant Huabei credit limit will be reduced to 0, and the user will be subject to penalty interest.

If users continue to be indifferent, they may face lawsuits and their personal credit reports will also be affected.