At the beginning of the new year, many new policies were introduced to stabilize the property market.

On January 4th, Lu 'an, Anhui Province issued a new policy to stabilize the property market, and put forward 12 policies from three aspects: implementing enterprise assistance measures, supporting reasonable housing demand and improving financial services in the real estate market. Among them, the demand-side policies include the implementation of deed tax subsidies, the placement of purchase vouchers, the increase of the minimum loan amount of housing provident fund, the withdrawal of provident fund to pay down payment, and the implementation of "transfer with mortgage" of provident fund loans.

on January 1st, Xingyang, Henan province issued a new policy to stabilize the property market, proposing 15 measures from five aspects: supporting reasonable housing demand, improving housing market supply, increasing tax support for credit financing, promoting the construction and transformation of resettlement houses, and optimizing the real estate market environment. Among them, the demand-side policies include suspending the implementation of the housing purchase restriction policy, relaxing the criteria for the identification of the first suite, implementing the subsidy for the purchase of talents and the deed tax subsidy for the purchase of houses, reducing the down payment ratio of the first suite to 2%, supporting the group purchase of houses, and supporting the "transfer with mortgage" of second-hand houses.

Lu' an issued 12 new policies to stabilize the property market

On January 4th, Lu' an Housing and Construction Bureau and other eight departments jointly issued "Several Policies on Further Promoting the Stable and Healthy Development of the City's Real Estate Market", proposing 12 policies from three aspects: implementing enterprise assistance measures, supporting reasonable housing demand and improving financial services in the real estate market.

Among them, policies to support reasonable housing demand include:

implementing deed tax subsidies for "two children" and "three children" families. From January 1, 223 to December 31, 223, families with "two children" and "three children" purchased new commercial houses of less than 144 square meters (including 144 square meters) and planned apartments, and the buyers can apply for deed tax subsidy according to 5% of the actual deed tax after handling the property ownership certificate.

implement diversified resettlement. Counties and districts should shorten the resettlement period by various means. In principle, no new resettlement houses will be built, and resettlement can be carried out by purchasing new commercial houses, monetizing compensation, and issuing purchase vouchers. For those who choose to purchase vouchers for resettlement, they can be given certain rewards.

increase the minimum loan amount of housing provident fund. When employees who have paid the housing provident fund normally for six months buy new ordinary commercial housing in Lu 'an and apply for housing provident fund loans for the first time, the loan amount can be increased by 2% on the basis of the current minimum loan amount in Lu 'an, that is, the minimum loan amount paid by single employees to families is 36, yuan, and the minimum loan amount paid by dual employees to families is 48, yuan.

Actively guide non-public enterprises, new citizens and other groups to pay housing provident fund; Improve the efficiency of the use of housing provident fund, and families who have paid in can apply for the withdrawal of housing provident fund to pay the down payment when purchasing new commercial housing; The implementation of housing provident fund loans "transfer with mortgage" and so on.

Xingyang suspended the implementation of the purchase restriction policy

On January 1st, Xingyang issued the Notice on Printing and Distributing Several Measures to Further Promote the Stable and Healthy Development of the City's Real Estate Market (for Trial Implementation), proposing 15 measures from five aspects: supporting reasonable housing demand, improving housing market supply, increasing tax support for credit financing, promoting the construction and transformation of resettlement houses, and optimizing the real estate market environment.

Among them, in support of reasonable housing demand, it is proposed to suspend the implementation of housing purchase restriction policy in combination with the actual supply and demand of Xingyang real estate market.

At the same time, eligible young talents such as full-time doctoral students, master students, undergraduate graduates (preparatory technicians and technicians in technical colleges) and junior college graduates (excluding technical secondary schools) will be given housing subsidies of 1, yuan, 5, yuan, 2, yuan and 1, yuan respectively. For the introduction of talents and the parents of college students in our city to buy commercial housing in our city, each set will be given a subsidy of 1 thousand yuan.

In addition, Party and government organs, enterprises and institutions at all levels are supported to collectively buy commercial housing legally for sale, so as to solve the housing problem of employees. Encourage real estate enterprises to carry out preferential activities of purchasing houses in a timely manner, and give appropriate preferential treatment to those who meet the conditions of group purchase (purchase more than 3 sets at one time).

In addition, the second-hand housing transfer with mortgage is supported to solve the problems of long time, high cost, high risk and many links in the transfer of loans, effectively reduce transaction costs and activate the second-hand housing market.

In terms of increasing tax support for credit financing, it is proposed to relax the criteria for identifying the first suite. Self-built houses, demolition and resettlement houses are not included in the "first suite". For families who owned a set of commercial housing without mortgage or have settled the corresponding mortgage before buying a house, they apply for loans to buy new commercial housing again to improve their living conditions, and families with two or more children buy a second set of commercial housing, they enjoy the "first suite" policy, and bank financial institutions and tax authorities implement the "first suite" loan and tax policies.

At the same time, implement differentiated housing credit policies. The down payment ratio of the first home can be reduced to 2%. If the buyer settles the first home loan, the down payment ratio of the second home will be reduced to 3%; If the loan for the first suite is not settled, the down payment ratio for the second suite will be reduced to 4%.

In addition, optimize the provident fund loan policy. Cancel the provision that "individual housing provident fund withdrawal and loans can only be one of two choices". Support "one person to buy a house to help the whole family". If a buyer buys a new commercial house within the administrative area of our city, he can withdraw the balance of his parents' or children's housing provident fund account (the balance of his or her spouse's provident fund can be withdrawn before applying for a provident fund loan), and the total amount of withdrawal shall not exceed the total purchase price.

in addition, the preferential tax policy for purchasing houses will be implemented. During the period from October 1, 222 to December 31, 223, those who buy commercial houses after selling their existing houses in the administrative area of Xingyang City will be given preferential tax refund for the personal income tax paid for selling their existing houses.

implement deed tax subsidy for house purchase. During the period from January 1, 223 to June 3, 223, if the newly-built commercial housing that has obtained the pre-sale permit of commercial housing is newly purchased in the administrative area of our city and the deed tax is paid during this period, subsidies will be given according to 3%-4% of the total deed tax payment. (Broker China)