Which Pufa credit card is worth applying for?

Recommend the top three credit cards to see which one is best to apply for.

1. Pudong Development Bank Beautiful Woman Credit Card

Pudong Development Bank Beautiful Woman Credit Card can be said to have both beauty and rights online. It is the first batch of two products issued by UnionPay and Visa. The UnionPay Platinum Card is free of annual fees. , also free of publication fees.

In addition to being a platinum card with no annual fee, there are also many valuable benefits waiting for you. New customers can get 88 yuan in credit for any consumption. If their monthly cumulative consumption exceeds 3,888 yuan, they can redeem movie tickets, expenses, JD coupons, etc. In addition, there are electric toothbrushes, trolley cases, free parking, medical beauty discounts and Visa cash back.

2. Pudong Development Youth Card

The Pudong Development Youth Card is designed for young people at first glance. The application threshold is low, the limit is good, and importantly, the annual fee is waived.

According to feedback from most cardholders, the Shanghai Pudong Development Youth Card has a high purchase rate and is more suitable for young people who have just graduated. They can also enjoy double points for consumption on specific days and 100% cash withdrawal.

3. Pudong Development Bank Forbidden City Culture Co-branded Credit Card

Pudong Development Bank’s Forbidden City Culture themed card is a credit card worth applying for and collecting. It focuses on protecting history and inheriting culture. Among them, there are pictures of thousands of miles of rivers and mountains. 50 page fee, everything else is free, but if the issuance increases by RMB 10,000, the annual fee is waived.

New users can get a Forbidden City cultural gift package if they spend 188 yuan in points within 60 days of placing the card, and an upgraded gift package can be obtained for 1,888 yuan. In addition, there are domestic airport pick-up and drop-off privileges, and a chance to obtain a Fulu Continuous Jade Pendant.

Many credit card holders are now engaged in card maintenance. The so-called card maintenance involves using credit cards to increase their credit card limits, obtain high-value credit cards, and at the same time maintain their credit. If users want to maintain a credit card, they can use the following tips to maintain the card when using a credit card:

1. Use credit cards more for consumption: You need to use a credit card for consumption every month, and try to Make more than 10 purchases every month to prove your spending power and achieve the purpose of increasing your quota.

2. Balance your consumption amount when consuming: When cardholders use credit cards to make purchases, it is best to ensure that their consumption amounts are diversified, and do not only make large purchases or only small purchases. Consumption. And in the process of consumption, we must also ensure the diversification of scenarios, and do not only consume in a single scenario.

3. Don’t use up your credit card limit when consuming: Although it is said that you should use more credit cards for consumption, it is best for users not to spend more than 80% of the total credit card limit each time, and do not max out your credit card every time. Credit card, this is not conducive to increasing the limit.

After users understand the skills of keeping credit cards, many users also want to know which credit cards are worth keeping. In fact, the main thing to keep a credit card is to keep a credit card that suits them. Different users have different consumption types and are suitable for them. Credit cards will also be different. Below, the editor will introduce to you some of the credit cards that netizens have been using for the longest time.

1. China Merchants Bank Young Card: This card is a credit card with a low application threshold. College students who have just started working can apply. The credit limit of this card is increased very quickly, so it is more suitable for early card maintenance.

2. Ping An Car Owner Card: This is a credit card suitable for car owners and friends to maintain their cards. Car owners can get corresponding discounts when using this card to refuel.

3. Bank of Communications Wal-Mart Co-branded Card: This is a co-branded card between Wal-Mart and Bank of Communications. Users have corresponding discounts when shopping at Wal-Mart. It is suitable for users who often do home shopping.

4. ICBC World Struggle Card: ICBC’s Struggle Card is also a credit card with a low application threshold and a fast limit increase speed. Novice card users can choose to upgrade the card.

5. Everbright Bank Taopiao Piao Cool Black Co-branded Card: This is a credit card co-branded by Everbright Bank and Taopiao Piao. Users have corresponding discounts when purchasing tickets on Taopiao Piao. It is suitable for young people to apply for and Keep the card.

Introduction to Shanghai Pudong Development Bank’s credit cards: In addition to AE Platinum, these three are also very popular

Pudong Development Bank has issued many credit cards. Among the many credit cards of Pudong Development Bank, which ones are worth buying? In this article, I will introduce you to the more popular credit cards of Shanghai Pudong Development Bank. In addition to the AE Platinum Credit Card, the following three credit cards of Shanghai Pudong Development Bank are also very popular!

Shanghai Pudong Development Bank AE Platinum Credit Card

Among the many types of credit cards of Shanghai Pudong Development Bank, the following four types of credit cards are more popular:

1. Pudong AE Platinum Credit Card

Many people apply for Pudong AE Platinum just to exchange points for air miles. The ratio of points to air miles for this card is very favorable, the ratio is 12:1, and the maximum can be exchanged for 100,000 air miles. And if you have enough assets saved in Pudong Development Bank, the more points you can accumulate for your consumption, and you can redeem an additional 50,000 air miles. Pudong AE White will also come with an unlimited PP card, which can enjoy unlimited free travel privileges in airport VIP lounges in many countries and regions around the world, and can accompany 7 people for free at a time. In addition to rights and interests, Pufa AE White's quota is also quite high, starting from 100,000.

2. Pudong Development Youth Card

The Pudong Development Youth Card is a card specially launched for newly graduated college students. Anyone under the age of 30 can apply for it. The biggest benefit of the Pudong Development Youth Card is that this card has two credit limits. In addition to the credit limit of the card itself, the cardholder will also be given a minimum dream bonus of 10,000 yuan. In terms of annual fees, this card has no annual fees for life. It is also very suitable for young people who have just graduated, have unstable jobs, and do not have much income.

Shanghai Pudong Development Bank Dream Card

3. Shanghai Pudong Development Bank Dream Card

To apply for Shanghai Pudong Development Bank Dream Card, there are five card organizations: VISA, American Express, UnionPay, MasterCard and JCB You can choose whatever you want. Except for UnionPay, Dream Cards from other card organizations can enjoy cash back discounts and other discounts when spending overseas. Another major feature of Pufa Dream Card is that you can DIY and customize the card surface and card you want. This card is free of annual fees for life, and as a platinum card, its application threshold is essentially the same as that of a gold card, so it will be easier to apply.

4. Pudong Pudong Beautiful Woman Credit Card

Pudong Pudong Beautiful Woman Credit Card is a newly launched card, so it is easy for banks to let you down when you apply, and the success rate of card application is relatively high. This card has an exclusive privilege day every month. As long as the consumption in that month reaches the standard, you can participate in the redemption benefits of 1 out of 6 on the exclusive privilege day the next month. The benefits include all aspects of food, drink and entertainment. Moreover, this card caters to the theme of "beauty-loving". Users can enjoy discounts on Ruier Dental Medical Treatment and Cosmetology, so women who "love beauty" must not miss it. However, men can also apply for this card. After all, as a platinum card, it has the limit and benefits of a platinum card but also waives the annual fee, so it is worth applying for.

The above is what I have introduced to you about the 4 types of credit cards that should be more popular in Pudong: Pudong Development Bank AE Platinum Credit Card, Pudong Development Youth Card, Pudong Development Dream Card, and Pudong Pudong Beautiful Woman Credit Card. You can choose them according to your own situation and If you need to apply to Shanghai Pudong Development Bank, as long as you meet the conditions, the application success rate for these four credit cards is actually quite high.

Which type of Pudong Development Credit Card is the best and the most popular card introduction

With Double Eleven approaching, all walks of life have started to engage in hot spots, and Pudong Development Credit Card is no exception. Double Eleven benefits are distributed in advance. , swipe the card to get free money. So, which card type is better for Pudong Development Bank Credit Card? Today I will sort out some of the more popular card types for you. There will always be one that suits you.

1. "Little Fresh Meat" Card: Shanghai Pudong Development Credit Card Zhang Yixing "Xback One Heart Card"

1. Exclusive activities:

From now until December 2017 On the 31st, the first 5,000 customers who successfully apply for the "Yixin Card", use any charging layout and complete the first purchase will receive a copy of Zhang Yixing's album "SHEEP".

2. Exclusive rights and benefits:

Yixin loves to listen: for any qualified purchase, you will receive the right to use QQ Music Green Diamond Deluxe Edition for one month;

One Xin Aikan: With any qualified purchase, you will receive 1 month of iQiyi/Tencent Video/Youku Video membership rights (choose 1 from 3);

Yixin Aikan: Purchase any rights or complete any installment transaction, Receive a gift voucher worth 100 yuan from a popular merchant in the "Bank", which will be returned in the form of credit card payment the following month.

2. A credit card that will make money: WeHotel co-branded card

1. Enjoy great gifts when you sign up for the card:

Free annual fee for UnionPay Platinum Card Obtain the simplified version of the protection rights against fraud;

Accumulate WeHotel exclusive points by swiping the card;

If the monthly consumption reaches the standard, you can redeem the hotel accommodation rights for 0 yuan;

First time swiping Enjoy 12 months of WeHotel Gold Card membership, plus WH combo discount.

2. Multiple preferential rights and interests:

Luxury five-star buffet: enjoy the upgraded version for only 988 yuan;

1 yuan airport parking: 10 times for 2 hours Parking for 1 yuan, parking for 3 times for 48 hours for 1 yuan;

Swipe your card to get a red envelope: there are surprises every time, up to 4888 yuan, 100% winning;

Enjoy the business district: spend money immediately Enjoy random discounts, and enjoy 50% off popular food across the country;

Xiaopu Movies: Enjoy 10 yuan to watch movies and 30 yuan to watch dramas;

Xiaopu Food: Up to 10% off on each order for takeout group purchases 77 yuan.

Related:

Here are the guidelines for applying for Shanghai Pudong Development Bank’s Kumamon Theme Card

What is the general limit of Shanghai Pudong Development Bank’s Kumamon Theme Card? Are there any tips for adjusting the limit?< /p>

The above two Pudong Development Bank credit cards are Pudong Development Bank credit cards, which are more popular and more affordable.

Which credit card of Shanghai Pudong Development Bank is better?

Pudong Development Bank has made great breakthroughs in credit card issuance. There are many cards that are deeply loved by young people. Today I would like to introduce to you Pudong Development Bank The six most worthy credit cards are for your reference.

1. American Express Platinum Credit Card

The most popular thing about Pudong Express Platinum Card is that it has no annual fee. Platinum cards have high annual fees, and cardholders generally have to put in a lot of effort. Wool can offset it. In addition, the benefits are preferential and there are many activities. AE has unlimited PP card rights, and can carry companions 6 times, and can enjoy it for free in more than 800 airport VIP lounges around the world. Free airport pick-up service three times a year, and points can be redeemed for miles at a rate of 12:1. The activities are very rich, covering eating, drinking and having fun.

For example, 2 nights of free redemption at luxury hotels around the world every year, and random 10-50% discount on food and beverages.

2. Pudong Development Bank Platinum

This card is mainly for high-quality customers, and the conditions for purchasing the card are relatively high. Compared with the conditions, the rights and interests are very powerful. Free PP card, unlimited use of the airport VIP lounge, and can carry 3 people for free; 8 domestic and 4 free airport pick-ups; with 5 times the points, you can redeem air miles at a 2:1 ratio. In terms of hotels, high-end hotel memberships are free, and AccorHotels offers 1 get 1 free.

3. Pufa Dream Card

Pufa Dream Card is a high-end credit card that you can choose by yourself. Choose your own card organization, you can choose from the five major card issuing organizations, choose your own card surface, choose your own. Basic rights include exemption from annual fees and foreign exchange fees. As for other rights and interests, it depends on which card issuing organization you choose.

4. Pudong Development Shenzhou Royal Driver Card

This is a travel card that can enjoy three major platinum rights: Shenzhou Private Car Platinum Card rights, Shenzhou Car Rental Platinum Card rights, and Pudong Development Platinum Credit Card Rights, in addition to exclusive customer service benefits: free model upgrades twice a year, 20% free gas service fee once a year

Member points rebate and a 10% discount on international car rentals (Hertz) worldwide.

5. Tencent Animation Co-branded Credit Card

Animation fans, don’t miss this card. With the Tencent Animation co-branded credit card, new users can enjoy 1-month VIP membership of Tencent Animation, 2 free viewings of blockbusters, 500 points and 10 Q coins for the first purchase. Isn’t it great? You don’t have to worry about not being able to catch up on the show without a membership.

6. Pudong Development Youth Credit Card

Youth Card, as the name suggests, is the first credit card for young people, mainly for young people who have just graduated. You can enjoy 4 exclusive secrets and year-round movie viewing for two people, which are special privileges mainly for young people. Friends who like Ning Zetao can choose Ning Zetao Card Noodles. The threshold is low and it is easy to get the card.

Credit cards, also called credit cards, are credit certificates issued by commercial banks or credit card companies to consumers with qualified credit. It takes the form of a card with the name of the issuing bank, validity period, number, cardholder name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the accounts with merchants and cardholders. Cardholders can overdraft within the prescribed limit.

Main features

①Credit card is one of the fastest growing financial services today. It is an electronic currency that can replace traditional cash circulation to a certain extent;

p>

②Credit cards have both payment and credit functions. Cardholders can use it to purchase goods or enjoy services, and can also obtain certain loans from card issuers by using credit cards;

③Credit cards are high-tech products that integrate financial services and computer technology.

④Credit cards can reduce the use of cash;

⑤Credit cards can provide settlement services, facilitate shopping and consumption, and enhance a sense of security;

⑥Credit cards can simplify collection Reduce payment procedures and save social labor;

⑦Credit cards can promote product sales and meet social needs.

Financial Management Strategy

1. Control the number of credit cards and only have enough.

Once there are too many credit cards, it is easy to make mistakes or forget the repayment date of the card. Issues such as the credit limit of that card are difficult to manage and can easily lead to late repayments and leave a bad record. Moreover, if you swipe multiple cards to earn points, the points will be too scattered, which is not conducive to redeeming gifts. Therefore, it is recommended that only 1 to 2 credit cards are enough.

2. Keep the credit card receipts

Most credit card holders don’t care about the receipts and will not keep them. Most of them throw them away. This is a very bad habit. In fact, retaining credit card vouchers not only facilitates the monthly summary of consumption records to analyze and optimize consumption habits, but also helps improve the rationality and transparency of credit card consumption, so that the card can be swiped clearly. And many people do not set passwords on their credit cards. Discarding the credit card credentials at will may lead to theft of the credit card.

For security reasons, it is best to keep the credit card receipt after swiping the card to make yourself aware of it and develop good credit card financial management habits.

3. Reduce cash withdrawals

Credit cards have two functions: overdraft and cash withdrawal, but cash withdrawals require a certain percentage of handling fees, and even if you deposit your own money into it, you will be charged. Therefore, it is not cost-effective to use or use it as a passbook.

4. Choose the right credit card

The choice of credit card is very important. Nowadays, many commercial institutions have bundled cooperation with banks. For example, you can apply for a joint credit card between a department store and the corresponding bank. With a credit card, you can spend points here as a member and get discounts; or some cards can provide discounts at designated merchants, including dining, movies, towing services, etc. There are various categories, and you can choose freely according to your own needs. Credit cards should be used wisely and chosen wisely.

Which type of Shanghai Pudong Development Credit Card is better to use?

1. Shanghai Pudong Development Bank Super Platinum has a relatively high application threshold. It is mainly aimed at high-quality customers of Shanghai Pudong Development Bank, but the corresponding rights and interests are also It's relatively good. Applicants who usually travel a lot and need airport services can consider applying for this credit card.

2. Pufa Dream Card The advantage of Pufa Dream Card is that you can choose the card face by yourself, and it is very customizable.

If you want to choose how your credit card looks, I recommend applying for this credit card.

Swiping your card on a POS machine is the most common way to use a credit card, and it is a way of swiping your card online. When swiping a card, the operator should first check the credit card's validity period and cardholder's last name and other information. Then, select the corresponding POS machine according to the card issuing bank and the currency type to be paid, and slide the magnetic stripe of the magnetic stripe credit card on the POS machine, or insert the chip credit card into the card slot, connect to the bank, etc. for payment, and enter the corresponding amount. After the remote payment accepts the information, the POS will print out a receipt for the card payment (at least two copies). The cardholder should sign the receipt after checking that the information on the payment receipt is correct. After the operator checks the signature on the receipt and the signature on the back of the credit card (including that the name completely matches and the handwriting basically matches), the operator gives the credit card and a copy of the card payment receipt to the cardholder. At this point, the card swiping procedure on the POS machine is completed.

1. Card tapping with RFID machine: Card tapping on an RFID machine is a new type of credit card usage method, and it is also a networking method. When tapping a card, the operator should first check the credit card's validity period and cardholder's last name and other information. Then, select the corresponding card machine according to the card issuing bank and the currency type to be paid, enter the corresponding amount, and place the credit card flatly no more than 10cm above the sensor. The RFID machine will emit a signal after sensing the credit card, and then continue the operation process. After the remote payment accepts the information, the printer (if connected) will print out a receipt for tap-card payment, but unlike the previous method, the cardholder does not need to sign, such as The previous method is faster and more convenient. At this point, the card sensing program on the RFID machine is completed.

2. Manual order pressing: Manual order pressing is usually used when there is no POS machine or the Internet is not available. The order pressing operation must have a pressure-sensitive copy of the "direct purchase order" (at least two copies) and a telephone number. The inspection work before pressing the order is the same as that of POS machine. Then, the operator will use the credit card pressing device to print the embossed name and name on the credit card onto the purchase form, and write the amount, date and other information, and then call the acquiring bank's authorization hotline to report the card information and apply for authorization. And write the authorization code obtained on the purchase form, and then the cardholder signs it after confirming it is correct. After the operator checks the signature, he hands the credit card and purchase order copy to the cardholder. At this point, the manual order pressing process is completed. Authorization calls are usually made immediately. In some areas with poor communication or good credit ethics, merchants may encounter situations where the merchant will deliver the goods after the customer signs the card to complete the transaction. The authorization will be completed in the future, but the merchant is at risk of encountering the credit card (if the customer pays with an invalid card, it will not be discovered immediately without applying for an authorization code immediately).

This is the end of the introduction about which Pudong Development Credit Card is the best and which Pudong Development Credit Card is easy to use. Have you found the information you need?