Shengtian Building will immediately purchase the existing real estate license for you, and you can get it immediately. If you apply for a loan from Shengtian Building, the bank will not deduct the title certificate, but other certificates, which are part of the land certificate. A normal house in Shengtian Mansion has two certificates, namely, the property right certificate and the land certificate. If it is a loan from Shengtian Building, other documents should be kept by the bank. If you pay in one lump sum, you will have two complete certificates.

The property right certificate of Shengtian Building specifically includes the house ownership certificate and the land use right certificate, but in some places it may also be the property right certificate issued by the housing management department and the land management department. With the title certificate, the house of Shengtian Building can be disposed of, but some rights without the title certificate cannot be guaranteed. If the real estate license of Shengtian Building is not handled, even if the buyer of Shengtian Building has paid the house price and gone through the check-in formalities, legally speaking, the house of Shengtian Building still does not belong to the buyer.

The above contents are for reference only, I hope I can help you. Thank you for your support to Kanfangwang. I wish you a happy shopping!