I don't know what kind of card you want to apply for, but there is basically an annual fee, and there is also an annual fee-free policy. Details are as follows:

I. Annual Credit Card Fee of Postal Savings Bank

Puka:

1. The official card is free of annual fee.

2. The main card of the traffic joint card is 50 yuan/year.

3. The annual fee for the main card of Love Charity Card is 50 yuan, and the annual fee for the supplementary card is 20 yuan.

4. The annual fee for the main card of the Youth Card is 50 yuan, and the annual fee for the secondary card is 20 yuan.

5. Other Puka products are free of annual fees.

Gold card:

1. Self-mailing family co-branded card: main card 100 yuan/year, auxiliary card: 50 yuan/year.

2. Zhongyuan Food Card Co-branded card 200 yuan/year, supplementary card 60 yuan/year.

3. The main card of the traffic co-branded card is 125 yuan/year.

4. Gold Leaf Card Grade C 280 yuan/year.

5. Jinyeka Grade B 500 yuan/year.

6. Jinyeka Grade A 800 yuan/year.

7. The annual fee for other gold card products is 125 yuan/year for the main card and 60 yuan/year for the auxiliary card.

Two. Postal savings bank credit card annual fee-free policy

Puka:

1. The joint transportation card is free of annual fee in the first year, and the annual fee is free in the second year after spending 6 times.

2. Charity cards and youth cards are free of annual fees in the first year, and the annual fees in the following year are free after spending 6 times.

Gold card:

1. Self-mailed family co-branded cards are free of annual fee in the first year, and free of annual fee in the following year after spending 6 times;

2. Zhongyuan Food Card Co-branded Card is free of annual fee in the first year, and the annual fee in the following year is free after spending 10 times;

3. The joint transportation card is free of annual fee in the first year, and the annual fee is free in the following year after spending 6 times;

4. All-currency cards are free of annual fees in the first year, and the annual fees in the following year are free after spending 12 times;

5. The annual fee for the next year will be reduced if the gold leaf card is received in the first year of Class C, the installment amount of a single transaction or bill is 5,000 or more, and the number of installment transactions is 4 or more;

6. If the gold leaf card is collected in the first year of Class B, and the amount of single transaction installment or bill installment is 5,000 or more and the number of transactions is 7 or more, the annual fee for the next year will be reduced or exempted;

7. If the gold leaf card is collected in the first year of Class A, and the amount of single transaction or bill installment is 6.5438+0 million or more, and the number of transactions is 5 or more, the annual fee for the following year will be reduced or exempted;

8. Other gold card products are exempt from the annual fee in the first year, and the annual fee in the following year is exempted after spending 6 times.