personal gold card-a RMB account with a minimum credit limit of 3, yuan and a maximum credit limit of 5, yuan; The minimum credit limit for a foreign currency account is $2,5. The maximum is $3,5.

personal ordinary card-a RMB account with a minimum credit limit of 5, yuan and a maximum credit limit of 2 yuan; yuan; The maximum credit limit of a foreign currency account is USD 2,. Card type: UnionPay currency: RMB

Bank card level: signature+password/signature of ordinary card consumption verification method

Annual fee: RMB 5., interest-free period: 25-56 days

Card with over-limit fee and over-credit limit, The part exceeding the credit limit shall be collected daily at the annual interest rate of 5.%

at least RMB 1. shall be withdrawn (in cash). Free handling fee

5.% of the minimum unpaid amount of the late payment fee is charged

the minimum fee is RMB 1.. The fee for reading and signing the bill is RMB 5. for the domestic original

RMB 1. for the domestic copy

RMB 5. for making up the bill, RMB 5. for overpayment, RMB 2. for loss reporting and RMB 1. for card replacement. Rmb

[ display] annual fee-free rule

[ hide] annual fee-free rule

If a user spends five times a year by swiping a card or the total accumulated consumption reaches RMB 5,, the annual fee of the credit card can be automatically exempted

[ display] function

[ hide] function

1. It has all the functions of peony credit card

2.

3. Consume first and then repay

You can consume first and then repay within the credit limit given by the bank. You can enjoy an interest-free repayment period of up to 56 days from the date of consumption. It adopts the internationally accepted repayment credit method, with a minimum repayment amount of 5% of the total overdraft, which is convenient for cardholders to choose the repayment amount according to the capital turnover situation.

peony gourmet credit card can be used in ICBC outlets and special merchants, special merchants with the logo of "UnionPay" and ATMs. It can also be used in overseas special merchants and ATMs with the logo of "UnionPay" in Hong Kong, Macao, South Korea, Thailand, Singapore, etc.

[ Show] features

[ Hide] features

Peony gourmet credit card has four features: At present, ICBC has signed cooperation agreements with more than 5 high-end restaurants in Shenzhen, and its cooperative restaurants will gradually increase in the future. Users can get a half-price discount as long as they swipe their cards during the "ICBC Half-price Day" provided by ICBC and the cooperative high-end restaurants once a month. Not only that, users will also get a discount on food consumption on weekdays. In addition, the annual fee of the credit card can be automatically waived if the user spends five times a year or the total accumulated consumption reaches 5, yuan.

2. The quota is sufficient and flexible. Once the application is successful, the user will be given a suitable credit limit, which can be gradually improved with a good credit record.

3. It can be recycled with sufficient interest-free period. Users can spend money without pre-deposit, and enjoy an interest-free repayment period of 25 days at the shortest and 56 days at the longest.

4, safe and fast. It adopts humanized password setting, users can choose to spend by password, and freely choose the limit of secret transmission, and there is also a transaction SMS reminder service to let users pay attention to account changes at any time.