Gitzo Consumer Finance Co., Ltd. was established in Tianjin on 201010, and is one of the first four pilot consumer finance companies approved by CBRC.
Gitzo Consumer Finance Co., Ltd. Its business scope includes:
1, granting personal consumption loans;
2. Accept deposits from domestic subsidiaries of shareholders and domestic shareholders;
3. Borrowing from domestic financial institutions;
4. Approve the issuance of financial bonds;
5. Domestic interbank borrowing;
6. Consulting and agency business related to consumer finance;
7. Acting to sell insurance products related to consumer loans;
8. Fixed income securities investment business;
9. Other businesses approved by the CBRC.
Gitzo Finance entered China in 2004, officially launched its consumer finance business in Guangdong Province in June 5438+February 2007, set up the first operation back office in China in Shenzhen, and built a leading domestic financial data processing and business support platform. By establishing strategic cooperation with national retailers, we will provide customers with in-store consumer loan services. Gitzo is also the only foreign-funded company among the first four consumer finance companies piloted in China. By July, 20 19, it had started business in 29 provinces and municipalities directly under the central government, involving 3 12 cities, with active users160,000.
By the end of 20 18, the net profit of Gitzo's consumer finance was139.6 billion yuan, a year-on-year increase of 36.56%; Loans reached 84.6565438 billion yuan, up 65.438+05.28% year-on-year; The loan balance was 89.835 billion yuan, a year-on-year increase of 65.438+05.29%; The non-performing loan ratio is 3.98%. From the analysis of its income statement, it can be seen that the operating income is mainly interest and handling fees. By the end of 20 18, the income was 26 1.5 1 billion yuan, up 43. 12% year-on-year. 26 1.5 1 100 million is the hard-earned money of the borrower. It is preliminarily estimated that the comprehensive loan interest rate exceeds 36%. Take Gitzo official website's commodity loan as an example. The loan finance is RMB 654.38+100000 with a term of 24 installments. The minimum monthly repayment is 590.47 yuan, which is the best price that the borrower can get, and the calculated interest rate is exactly 36%. If all kinds of service charges are included, it will definitely exceed 36%, which is appropriate. Gitzo is really smart, the product interest rate is on the usury line, and the high interest rate is charged through the service fee.
Introduction of Gitzo Commodity Loan.
I didn't read the other answers! Just say mine! Gitzo Finance is a usury company with legal meaning! You can see it from their rude and unreasonable team! I am a company clerk and have received many calls from Gitzo. Several employees have left the factory before, but they must have borrowed their money. The clerk asked at the first sentence, does XXX work in your company? I said yes, and then I asked to cooperate with them to investigate and verify! Holy shit. Who are you? Why should I cooperate with you? Scold as soon as you open your mouth! What kind of company is this? A company that eats people like usury!
Gitzo China is a major consumer finance provider in China and a wholly-owned subsidiary of PPF, the largest financial investment group in Central and Eastern Europe. As a supplier of innovative in-store consumer loan business, it provides in-store installment payment service within 60 minutes for most ordinary consumers. As long as consumers have a fixed income, they can spend first and then pay, and immediately take away their favorite goods. With professional experience in the field of international consumer finance and emphasis on brand building, the consumer finance products provided by Gitzo China are in line with the domestic policy of stimulating domestic demand and stimulating the economy.
Shenzhen jiexin finance service co., ltd
Limited liability of organizational form
Created on 2007-0 1- 18.
Legal Representative DUSAN MALOTA
Headquartered in Shenzhen, China.
The registered capital is1.90 million USD.
Industrial business service industry
The business scope provides business consultation, enterprise management consultation and economic information consultation for individuals and enterprises; Marketing (products and services related to personal consumption only), etc.
Industrial and commercial registration number 44030 1503235252
Unified credit code 9144030079638527a
Organization code 796638527
Registration time: 01.06.438+08,2007.
Approved on April 20 17, 17.
Registration Authority Shenzhen Municipal Market Supervision Administration
Registered address: Unit 2-8, Floor 10 and the whole floor of 1 1, Duty Free Business Building, No.6 Hua Fu 1st Road, Futian District, Shenzhen.
Persistence of business state
PPF group
PPF Group is the parent company of Gitzo Group. Its investment fields cover banking, financial services, telecommunications, insurance, real estate, mining, agriculture, retail and biotechnology, and its business spans European, Russian, American and Asian markets. By 2065438+June 2004, the assets managed by PPF Group reached 24.2 billion euros.
Home Credit BV is a major consumer financial service provider in China, covering ten markets with growth potential in the world. Gitzo Group was established in 1997, which mainly provides responsible loans and simple, convenient and fast consumer financial services for people with little or no credit history. With rich experience and professional knowledge in transnational operation, Gitzo Group has been able to surpass many peer companies. By providing a safe and high-quality loan experience, Gitzo Group actively promotes and expands the coverage of inclusive finance to people who are not covered by traditional banking services-many customers are first-time borrowers. Gitzo Group actively promotes the improvement of living standards and meets the financial needs of borrowers. By the end of 2065438+June 2005, Gitzo had 57,600 employees and served more than 47.8 million customers. Gitzo has a strong business network, including more than 16 10000 POS points, loan offices, branches and post offices.
Gitzo (China) is a Czech investor in China. Gitzo consumer Gitzo (China) is a Czech investor in China. Gitzo Consumer Finance Co., Ltd. is the only foreign-funded company among the first four pilot consumer finance companies approved by CBRC. It was registered in Tianjin and officially opened at the end of 20 10. Under the guidance of the Measures for the Pilot Management of Consumer Finance Companies implemented by China Banking Regulatory Commission in June 20 14, Gitzo Consumer Finance Co., Ltd. began to expand its business nationwide from February 20 14.
At the same time, Gitzo is committed to becoming a responsible consumer loan service provider, promoting financial knowledge popularization projects through financial lectures, cartoons and other forms, and cultivating public credit and responsible lending awareness.
As of June 20 15, Gitzo's business in China has covered 2/kloc-0 provinces and 4 municipalities directly under the central government, with more than 200 cities, creating nearly 20,000 employment opportunities in China, helping the employment and economic growth in second-and third-tier urban areas.
Gitzo actively responded to the government's call to promote consumption and has boosted domestic demand by more than 25 billion yuan. Gitzo has a very good cooperative relationship with well-known national retailers such as Dixintong, Suning and Gome in China, and has set up nearly 40,000 POS loan points in China.
After Wuhan Customer Service Center was put into operation, Gitzo officially opened Changsha Customer Service Center, the largest customer service center in China, in July 20 14. Gitzo Changsha and Wuhan customer service centers can accommodate more than 8,000 high-quality professional customer service personnel, with an average daily service volume of over 750,000 times and an area of over 3,800 m? Our files store over 27,000,000 customer contracts.
Gitzo Finance is a usury company that borrows money from swindlers. There are tens of millions of complaints, and the state should eradicate them. God bless! How can you let a foreigner run amok here? Drive out of China. No harm to people. It's a wolf in human skin
I was cheated by moving, too. Moving is not an activity. Newcomers get mobile phones, and 1 18 packages get mobile phones. I'm going to sign.
I was asked to sign a contract with Gitzo during the activity. At that time, I signed it silently, and later I learned that it was a loan company. What's more irritating is that I have to pay back the loan for two years. That's all the mobile phone bills are calculated. 200 minutes for the main card and 30 minutes for the auxiliary card. It is free to play. After these hours, it's 20 cents a minute. I used to be an old customer of Telecom. Their charge is 1 18 yuan. Three cards 70 yuan can spend 20 minutes per minute and 350 minutes for free. I will spend 230 minutes on my mobile phone. I won't use mobile again in two years. It's really a deep routine
Gitzo calls everywhere every day. It seems that Gitzo's background is really hard. In the future, people in China should not borrow money from Gitzo. Let him go to hell.
Gitzo is a usury company.
Rogue company