Which Minsheng credit card is worth getting?
Recommend a few entry-level livelihood cards!
The credit card of China Minsheng Bank is not outstanding among many banks. It is not as well-known as China Merchants Bank, nor does it have as many activities as Shanghai Pudong Development Bank.
But Minsheng Bank’s credit card activity is one of the favorites of the Wool Party.
1. Basic knowledge 1. Minsheng credit card account merging is the same as China Merchants Bank. Even if you apply for 100 Minsheng credit cards, you will only have one account and only one bill. The repayment only needs to be paid to any card.
The advantage of merging accounts is that it will not contaminate personal information. Veterans who participated in Minsheng UnionPay 62 activities for several months at the end of last year will understand this.
2. There are basically no points for online payments with Minsheng Credit Cards, while points are available for offline payments in most life scenarios.
Note that there are no points for cheering on MCC.
Minsheng credit card points are usually valid for 3 years.
3. The Minsheng credit card levels are regular card, gold card, standard platinum card, deluxe platinum card, American Express Centurion platinum card, diamond card, unlimited card and American Express Centurion black gold card.
Gold Card: RMB 300 per year, one purchase within two months of applying for the card will be waived for the first year, and the annual fee for the following year will be waived if the card is used for 5 or 1 times; Standard Platinum Card: RMB 600 per year, one purchase will be made within two months of applying for the card.
In the first year, if you accumulate points for 18 purchases or 50,000 yuan in that year, the annual fee will be waived for the next year; for deluxe platinum and above, there are rigid annual fees.
2. Several entry-level credit cards 1. Minsheng in card This is Minsheng’s little star, no matter what activities, he is indispensable.
Main activity: 1 point to redeem a Starbucks large cup e-voucher.
The event is valid until September 30, 2017, and there is a 99% chance of renewal.
2. Minsheng Che Che Card I think this is Minsheng’s best credit card, especially Che Che’s Standard Platinum Card, which is the most cost-effective.
Main activities: Gold Card: If you spend 1,500 yuan or more in monthly points, you will get 2 free car washes of 1 yuan, and 5% of the refueling fee will be refunded (up to 50 yuan, and you need to refuel 1,000 yuan); White: If you spend 2,500 yuan or more in monthly points, you will get 4 free car washes.
1 yuan car wash, 8% rebate on gas (maximum 100 yuan, need to refuel 1250 yuan); Haobai: monthly points consumption of 3,000 yuan, free 4 times 1 yuan car wash, 15% rebate on gas (max 200 yuan, need
1,335 yuan for gas).
It is now very convenient to receive gas rebates, so don’t miss it if you own a car.
Why is the Minsheng Car Card so recommended?
Because there is no restriction on gas stations, 5541, 5542, etc. can participate.
3. Main activities of Minsheng Baitiao Co-branded Card: The activity lasts until the end of February 2018.
3. People’s Livelihood Activities 1. The first people’s livelihood activity is the “People’s Livelihood Every Day” activity, which will last until May 20, 2018.
The most valuable things every day for people’s livelihood are food coupons on Friday and movie coupons on Saturday.
2. Every Tuesday (10:00-23:59) from September 12th to November 7th, Minsheng Credit Card customers purchase physical goods in JD Mall (PC and mobile terminals) and use Minsheng Credit Card JD Payment to successfully complete the transaction.
Instant discount of 30 yuan for purchases of 200 yuan and above, limited to the first 2,000 users to participate every day.
Each cardholder is limited to one discount per day.
3. Every Tuesday from November 14th to January 2nd (10:00-23:59), Minsheng Credit Card customers purchase physical goods in JD Mall (PC and mobile) and use Minsheng Credit Card JD Payment to successfully complete the transaction.
Instant discount of 50 yuan for purchases of 300 yuan and above, limited to the first 1,500 users to participate every day.
Each cardholder is limited to one discount per day.
There are many other small activities that I won’t list one by one.
The annual fee for Minsheng Bank's credit card depends on the situation: main card: the annual fee is 100 yuan; regular supplementary card: the annual fee is 50 yuan; gold main card: the annual fee is 300 yuan; gold card
Supplementary card: the annual fee is RMB 150; Platinum card: the annual fee is RMB 600.
The annual fee for Minsheng Bank's credit card is charged annually. If the card is swiped once within 2 months after the card is approved, the annual fee in the first year will be waived. If the card is swiped 8 times in the same year, the annual fee for the next year will be free.
In fact, the Minsheng Bank credit card is still very good.
Currently, there are many types of Minsheng Bank credit cards to choose from, such as: 1. Cards that you can choose when traveling frequently include: Minsheng Air China Zhiyin co-branded credit card, Minsheng China Southern Airlines Sky Pearl co-branded credit card, Minsheng HNA co-branded credit card, etc.
2. The cards you can often choose abroad include: Minsheng VISA full-currency credit card, Minsheng standard dual-currency credit card, etc.