This is a matter of personal attitude towards life. Perhaps in his view, foreign debts are trivial matters, and whether you can enjoy what you want is the key. Although I don't agree with such behavior, different situations have to be treated differently.

For example, if a person has a lot of foreign debts, but he doesn't borrow from a natural person, but borrows from a bank. For example, he bought a car, a house and a lot of credit cards with a loan. Although he has to pay back a lot of money every month, he has a way to get around it, so what he likes to buy is his freedom. Why not buy two apples?

In fact, I can recognize this lifestyle, because I am almost such a person. I have a lot of debts, but I owe them to the bank. I don't owe anyone money. Moreover, it will take many years to pay off the money I owe. An apple is just a drop in the bucket. Why don't I just drink the water first and quench my thirst, and then find a way?

But if a person has no money at all, and then borrows money from relatives and friends everywhere, and then the borrowed money is spent on eating, drinking, and enjoying life, then this is personality problem. There is a saying about borrowing money: borrow urgently and don't borrow poor. If a person is in urgent need of money to do something right, then he will borrow it; But if a person asks someone to borrow money because he has no money to spend and enjoy, then don't lend it to him. If he borrows it, he should also be prepared to beat the dog. If he is really good, he can't live by borrowing money.

Therefore, although both of them have outstanding foreign debts and then bought Apple phones, the specific situation is different, so we can't generalize.