1 he is a credit card; 2 credit card deposits have interest, . 36%//interest, overdraft has no interest-free period, so there is overdraft interest on the same day, credit card deposits have no interest, overdraft can be enjoyed for up to 56 days, and the shortest interest-free period of 25 days is OK. After buying, you can go to the outlet for installment, or call 95588 for consultation. 4 You can't enjoy it. It is equivalent to overdraft cash withdrawal, and there is overdraft interest on the same day. It is recommended not to overdraw cash withdrawal.