This model is a long-standing financial leasing model in the United States. Simply put, it is to rent for sale. To put it simply, in the past few years, the buyer paid back on a monthly basis, and the property rights were under the name of the company/platform. After the repayment is completed (prepayment or due repayment), the vehicle will be transferred from the company/platform to the personal name. Many people will say that the property rights of cars are not in their own names. Isn't that a wedding dress for people? Actually, it is not. This model of edamame new car network further lowers the car threshold. Take about 654.38 million cars as an example. Through traditional channels, loans have to pay 30% down payment, as well as purchase tax, insurance, licensing and other expenses. The proportion of the first expenditure is about 50%, about 50,000 yuan. However, not all users can afford this 50,000 yuan or are unwilling to spend so much money on a car at one time, but they have a demand for cars. For example, newly graduated college students, self-employed people and so on. So what should we do? The low threshold model just solved their needs. "Down payment of 3,000 yuan to drive a new car" and "0- 1% down payment" allow users in need to pay down payment of 3,000 yuan or 0 to drive a new car, and repay it in monthly installments according to their own situation. Hope to adopt, thank you.