Generally, sesame points are related to the quota. The Huabei limit corresponding to Zhima credit points is:

601-650 points, the Huabei limit is 2000-5000, and the maximum limit is 8000.

650-700 points, Huabei quota is 6000-8000, and the maximum quota is 12,000.

700-750 points, Huabei quota is 8000-12000, and the maximum quota is 30000.

750-950 points, Huabei quota is 16,000-20,000, and the maximum quota is 50,000.

Zhima Credit is a credit system designed based on all aspects of data.

Zhima Credit Score is Zhima Credit’s comprehensive processing and evaluation of massive information data, which mainly includes five dimensions: user credit history, behavioral preferences, contract performance capabilities, identity traits, and personal connections. Sesame Credit is based on Alibaba's e-commerce transaction data and Ant Financial's Internet financial data, and has established data cooperation with public security agencies and partners such as the Public Security Network. Different from traditional credit data, Sesame Credit data covers credit card repayments. payments, online shopping, transfers, financial management, utility and gas payments, rental information, address relocation history, social relationships, etc. [1]?

“Sesame Credit” can conduct credit evaluations on users by analyzing a large amount of online transaction and behavioral data. These credit evaluations can help Internet financial companies evaluate users’ repayment willingness and ability. Make a conclusion and then provide users with quick credit and cash installment services.

Essentially, "Sesame Credit" is a credit reporting system that collects data from the government and financial systems, and also fully analyzes user behavior records on Taobao, Alipay and other platforms.