Legal analysis: 1. If an insured person dies while receiving an old-age pension, the social insurance agency will stop paying his or her old-age pension from the month following the month in which he or she dies, and will also pay a one-time funeral subsidy of 500 yuan, and will return the balance of the funds in the individual's account other than the government subsidy to his or her legal heirs or designated beneficiaries. The balance of the government subsidy is used to pay for the entitlements of other participants.2. If a participant goes missing for more than six months while receiving his or her pension, the payment of his or her pension ceases from the seventh month onward. The balance of funds in the individual account other than the government subsidy will be returned to his/her legal heirs or designated beneficiaries after he/she has been declared dead by the People's Court.3. If a person receiving old-age insurance benefits dies, his/her immediate family members or the entrusted person of his/her immediate family members shall go to the Human Resources and Social Security Service Center or Community Service Center of his/her respective street (township) to carry out the relevant formalities within 30 days from the date of his/her death.4. The relevant procedures are carried out in accordance with the Chinese People's *** and the State Social Insurance Law, individual accounts shall not be withdrawn in advance, and the interest rate of bookkeeping shall not be lower than the interest rate of bank time deposits, and shall be exempted from interest tax. If an individual dies, the balance of the individual account can be inherited.5. If an individual who participates in the basic pension insurance dies due to illness or not due to work, his/her surviving family members can receive funeral grants and pensions; if he/she becomes disabled due to illness or not due to work and completely loses his/her ability to work when he/she has not yet reached the legal retirement age, he/she can receive invalidity allowances. The required funds are paid from the basic pension insurance fund.

Legal Basis: Article 14 of the Chinese People's **** and the State Social Insurance Law, Article 14 Individual accounts may not be withdrawn in advance, and the interest rate of the account shall not be lower than the interest rate of the bank time deposits, and is exempted from interest tax. In the event of an individual's death, the balance of the individual account may be inherited.

Article 17 of the Social Insurance Law of the People's Republic of China*** and the People's Republic of China, if an individual who participates in basic old-age pension insurance dies of illness or not due to work, his or her surviving family members may receive funeral grants and pensions; if he or she becomes disabled and totally incapacitated due to illness or not due to work when he or she has not yet reached the legal age of retirement, he or she may receive invalidity allowances. The required funds are paid from the basic pension insurance fund.

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