Your personal credit limit is 500 yuan, which means you can spend 500 yuan unless you deposit it in your card first.

You can increase the quota, but there are conditions. This card is a popular credit card of ICBC. I don't agree to issue this type of card.

If you can apply for a higher amount of card from other banks, I suggest you call customer service to cancel such a chicken rib card.

But if this is your only credit card, I suggest you use it to establish a good personal credit record.