How about Meituan Credit Card?

Meituan Credit Card has many advantages. If you use Meituan frequently, it is worth applying for. This kind of credit card is free of annual fees and overpayments. Cash withdrawal fees, SMS service fees, loss reporting fees, card replacement fees and other fees are waived.

Meituan Credit Card is a co-branded card jointly issued by the bank and Meituan-Dianping. Therefore, many of the rights and interests of this card are related to Meituan. For example, cardholders can enjoy the "early adopter privileges" of the Meituan platform. "Rights, the consumption points accumulated by swiping the card can be automatically converted into Meituan pocket money and used as cash on the daily platform at the standard of 10 yuan/1 pocket money. Within 90 days of card issuance, Meituan will receive an instant discount of 6 yuan for the first payment made each day.

This can save Meituan fans a small amount of money, but if you don’t use Meituan frequently, these rights and interests will be redundant, so you should handle them according to your own needs.

Bank of Jiangsu joins hands with Meituan to release "Quick approval and instant use" credit card:

On April 8, 2019, the Bank of Jiangsu Meituan co-branded credit card was officially launched. The co-branded card is free of annual payments for life. Cost-effective, and batch processing is achieved within seconds. It is understood that the Bank of Jiangsu Meituan co-branded credit card launched by Bank of Jiangsu and Meituan is a credit card targeted at young people.

It aims to connect various life scenes of eating, drinking, playing, housing and traveling to provide cardholders with a more comprehensive and high-quality life experience. This co-branded card is free of annual fees for life, and users can apply through Jiangsu Bank APP, Meituan APP and other channels.

Card points can be used to deduct cash when paying on Meituan’s APP. In addition, Jiangsu Bank's Meituan co-branded credit card innovation has realized real-time approval. As long as citizens apply for a card online, the card can be approved in as fast as 2 seconds. They can immediately use Meituan's "early adopter privilege" rights of up to 500 yuan to pay for orders, truly realizing instant approval. Used in batches in seconds.

The above content refers to Hexun.com - Bank of Jiangsu and Meituan jointly released a "second batch and instant use" co-branded credit card

How about the Meituan credit card?

The Meituan credit card is okay, just like an ordinary credit card, but the currency Meituan payment has a discount. Every time you order fast food, you will get a discount of more than one yuan. The more you order, the more it is actually equivalent to a fixed discount. .

Meituan Credit Card is relatively reliable. Meituan Credit Card is a co-branded card between the bank and Meituan. It offers discounts for consumption on Meituan. Major e-commerce companies have bank co-branded credit cards that offer discounts for consumption on the platform. What users need to understand is that the Meituan credit card is also a bank credit card, but it is applied through the Meituan website. Meituan Credit Card is backed by Meituan and banks, so it is relatively reliable.

If users frequently use Meituan, the application approval rate may not be a big problem. Credit card payment is similar to bank card payment, except that credit cards can be overdrafted but bank cards cannot. In addition, you need to pay attention when paying. If the merchant does not enable credit card payment, you will be asked to pay a transaction fee when you pay with a credit card on Meituan (mostly 1% of the payment amount, that is, more than 100 yuan will be required to pay) Pay 1 yuan) Tuan Credit Card has many advantages. If you use Meituan frequently, it is worth applying for. This kind of credit card is free of annual fees, free of overpayment cash withdrawal fees, free of SMS service fees, free of loss reporting fees, and free of charge. Card replacement fees and other fees.

Meituan Credit Card Introduction: Meituan Credit Card is a co-branded card launched by Bank of Shanghai and Meituan. It is a normal credit card that focuses on Meituan’s benefits. Meituan credit cards are currently divided into Bank of Shanghai Meituan Credit Card (in-store version), Bank of Shanghai Meituan Credit Card (takeaway version), Bank of Guangzhou Meituan Credit Card, and Bank of Qingdao Meituan Credit Card. Among them, the Bank of Shanghai credit card in-store version has discounts mainly when Meituan or Dazhong group purchases are made at the store, while the Bank of Shanghai take-out version mainly has discounts when Meituan orders take-out and settles. The relevant person in charge of the Consumer Finance and Credit Card Center of Bank of Jiangsu said that Bank of Jiangsu adheres to the customer-centered service concept and makes full use of its own financial technology advantages. Innovate and create products and services that meet customer needs, continuously improve customer experience, and truly bridge the last mile of inclusive finance. The strong alliance between Bank of Jiangsu and Meituan-Dianping hopes to use the power of technology to provide customers with better financial services.

How about the Meituan co-branded credit card?

1. Disadvantages of Meituan co-branded cards: irrational consumption, unlike banknotes that look like they are spent one after another. Some irrational consumers tend to consume blindly and spend money like water. , I regretted it when I finally paid it off. Meituan's co-branded cards cooperate with local commercial banks, and their scope of influence is relatively small. Most banks also use Meituan's traffic to attract their own customers and data.

So without controlling the card products, the bank's rights and interests support that can provide such a card is too little. Therefore, the rights and interests are almost invisible, and the rights and interests are pitiful and almost non-existent.

2. Benefits

(1) Meituan Takeout offers an instant discount of 6 yuan on your first order every day. This is really impressive. Within 90 days after the new card is activated, you can get 6 yuan off every day. Yuan, which can be stacked with Meituan’s original coupons, which can reduce single-order takeout to a very low level.

(2) Early adopter privileges mainly refer to the ability to obtain a credit pool of 500 yuan to meet consumption needs before the physical card is mailed after the card application is approved.

(3). 50% off on movies every month, provided that the consumption reaches the standard. The one I have found so far is Jiangsu Bank Meituan Card/Hangzhou Bank Meituan Co-branded Card, with a purchase of 199 yuan or more this month. You can get one benefit; you can get 4 50% off benefits in one month.

Extended information

Meituan co-branded credit card has an annual fee. After a user applies for a Meituan co-branded credit card and successfully downloads the card, if it is not activated, there will be no annual fee. If it has been activated and does not meet the annual fee reduction conditions, you need to pay the annual fee. For example, the annual fee collection rule for the Bank of Shanghai Meituan-Dianping Gourmet Co-branded Credit Card is that the annual fee is waived in the first year, and the annual fee for the following year is waived if 3 card payments are made in the same year.

Different banks have different annual fee exemption conditions. Please refer to the card-issuing bank’s standards for details.