(Reporter Pang Jingtao) On June 28, the Housing and Urban-Rural Development Bureau of Yongzhou City, Hunan Province issued the "Several Measures to Further Promote the Stable Development of the Real Estate Market in Yongzhou Central City", involving home purchase subsidies, reducing down payment ratios, and increasing housing prices.

Thirteen measures including the provident fund loan limit, lowering the tax assessment price of second-hand housing, and paying land price in installments.

Yongzhou City has taken many measures to reduce the cost of purchasing a house, including deed tax reduction and home purchase subsidies.

Implement deed tax subsidies for house purchases.

The document shows that if you purchase a new commercial house in the central city of Yongzhou, sign an online contract and pay the deed tax, the finance department will subsidize the home buyer based on 80% of the deed tax paid.

The subsidy funds will be borne by the municipal finance in accordance with the tax sharing ratio of the current fiscal system.

Implement housing purchase subsidies for talents.

For full-time undergraduates, full-time master's students and talents with associate senior professional titles, full-time doctoral students and talents with senior professional titles who settle down and find employment in Yongzhou, purchase new commercial housing in central urban areas, sign online contracts and pay deed taxes, they will receive a subsidy of 20,000 yuan each.

Yuan, 30,000 Yuan, 50,000 Yuan.

Reduce the tax assessment price of second-hand houses.

Adjust the assessed tax price of second-hand houses on an annual basis.

The housing stock housing stock price is reduced by 20% according to the current system assessment price; the commercial non-residential stock housing stock price is reduced by 40% according to the current system assessment price; other non-residential stock housing (industrial buildings, apartments, office buildings, garages, utility rooms, etc.)

The current system evaluation price is reduced by 30%.

The provident fund loan for the birth of three children can be up to 1.2 million yuan. Documents show that Yongzhou City will increase real estate credit support.

Implement differentiated housing credit policies, shorten the loan cycle of personal mortgage loans to three months, and apply for another loan to purchase commercial housing to improve living conditions for families who own one house and have paid off the housing loan. Financial institution loans and housing

Provident fund loans implement the first home loan policy.

Increase the housing provident fund loan limit.

Comprehensively liberalize the off-site loan business and support employees nationwide who pay housing provident funds to purchase houses in Yongzhou without being restricted by the place of deposit or household registration.

For advanced role models and high-level talents who are included in the housing provident fund support policy and apply for a housing provident fund loan to purchase a family-occupied house in Yongzhou City, the maximum loan amount will be increased to twice the current loan amount, or 1 million yuan, and the minimum loan amount can be as high as the current loan

1.6 times the limit is 800,000 yuan.

At the same time, if families of contributing employees who have a second or third child in compliance with the national fertility policy apply for housing provident fund loans, the maximum loan amount can be increased by 100,000 yuan and 200,000 yuan respectively based on the current maximum housing provident fund loan amount.

This means that the maximum loan amount for a housing provident fund loan for a family of contributing employees with three children is 1.2 million yuan.

If the nature of the land use rights of the house owned by the employee's family is changed from "allocation" to "transfer", and there is no change in the owner, the back-paid land price, taxes and other fees can be withdrawn and deposited into the personal account of the employee and his spouse accordingly.

housing provident fund.

For real estate companies: tax reduction, optimization of capital supervision, installment payment of land prices, and credit support policies are proposed for real estate companies.

The document proposes that financial institutions are encouraged to support real estate companies. Lending banks can provide extension support to real estate companies that meet the extension conditions upon application by the company. They are not allowed to blindly withdraw or cut off loans, so as to ensure that all real estate companies meet the extension requirements.

For some development enterprises in difficulty, financial institutions are encouraged to negotiate with the enterprises to adjust their repayment methods.

Support enterprises in adding new development loans so that all loans can be borrowed.

For real estate development loans issued by commercial banks, each commercial bank can appropriately adjust the loan interest rate according to the policies of each bank, reduce interest rates and fees, and achieve the lowest possible reduction.

Increase tax support.

Real estate development companies can apply for extension of tax declaration in accordance with regulations.

For those who have special difficulties and are unable to pay taxes on time, the enterprise shall apply for a deferral of tax payment in accordance with the law, for a maximum period of no more than 3 months.

The tax gross profit margin for unfinished products sold by real estate companies will be uniformly reduced to 10%.

For real estate enterprises with good tax credit ratings and standardized management, the tax department will accept, approve and approve the end-of-period VAT refund in accordance with the law to ensure that tax benefits can be fully enjoyed.

Optimize pre-sale fund supervision policies.

Appropriately relax the proportion of pre-sale funds released and controlled. Under the premise that the real estate development enterprise has a good credit rating, the development project sales funds are fully collected, and the applied funds are guaranteed to be used for project construction, the real estate development enterprise can apply for the use of commercial housing pre-sale funds within the original provisions.

An increase of 5 percentage points from the basic level.

Because the sales progress of commercial housing is not satisfactory and the funds in the supervision account have not reached the project supervision limit, if the real estate development enterprise really needs to use the pre-sale funds to pay for the construction costs of the project, it can submit a written application for funds to the housing and urban-rural development department. After review,

, activate the emergency fund payment method.

On the premise of meeting relevant taxes and fees, wage guarantee for migrant workers and registration price requirements, a small amount of project money can be used to offset the purchase price of a house upon approval.

Pay the land price in installments and adjust and defer the payment of related fees.