Can I use CPF loan to buy a commercial house in Gaobeidian?

Can I use CPF loan to buy a commercial house in Gaobeidian nowadays? What formalities do I have to do to buy a commercial house in Gaobeidian with a CPF loan?

A loan to buy a house is a very common way to buy a house nowadays, in which the CPF loan has become the first choice of many loan buyers because of its lower interest rate. The first thing you need to do is to get a good deal of money to buy a house, and then you have to pay for it. What formalities should be done to buy a commercial house in Gaobeidian with a CPF loan?

First, Gaobeidian buy commercial real estate can use provident fund loans?

Buying a commercial property in Gaobeidian is possible with a provident fund loan.

1, according to the Gaobeidian Housing Provident Fund Network notice shows that, first of all, in the loan amount will be given to support, the deposited workers to buy the first set of commercial housing, you can apply for 1.2 million yuan loan. That is to say, home buyers in the purchase of more than 90 square meters of the first set of commercial housing, but also has been able to apply for 1.2 million yuan of provident fund loans, while previously this amount only applies to 90 square meters (including) the following first set of housing.

2, in the Gaobeidian housing provident fund contribution time to give support to the paid employees to buy the first set of commercial housing, need to meet the policy housing loan contribution requirements, that is, the establishment of a housing provident fund account for 12 months (inclusive) or more, apply for a loan before the first 6 months should be full and continuous contribution to the housing provident fund, and apply for a loan is in the state of payment. This means that from now on, it is no longer necessary to fulfill the mandatory condition of paying housing fund for twelve consecutive months, instead, you can pay for six months.

Secondly, what formalities should I do to buy a commercial house in Gaobeidian with a CPF loan?

1, Gaobeidian to buy a commercial property application: the borrower should submit a written application for housing provident fund loan to the housing provident fund management center, and truthfully fill out the housing provident fund loan application form as well as related information, such as: personal identity card, the borrower's marriage smoking certificate, the applicant and spouse's income certificate, the original legal purchase contract, the applicant and spouse's seal.

2, Gaobeidian buy commercial housing preliminary examination: housing fund management center of the applicant's materials for preliminary examination, the examination includes the applicant's qualifications, loan amount, period, etc., the preliminary examination qualified by the management center issued by the "collateral review and evaluation notice".

3, Gaobeidian buy commercial housing assessment: the applicant receives the "collateral review assessment notice", take the notice to the designated assessment agency, the value of the house to be purchased for assessment, if it is affordable housing can not be assessed.

4, Gaobeidian buy commercial housing audit: the applicant to get by the assessment agency issued by the "assessment report", and then take the "assessment report" and the preliminary examination of materials to the provident fund management center to carry out the audit of goods, if the audit passes, the management center issued "housing capital management center security entrusted loan investigation notice".

5, Gaobeidian buy commodity housing for guarantee formalities: the applicant holds the "housing fund management center guarantee entrusted loan investigation notice", in accordance with their choice of guarantee method for guarantee formalities. If the chosen method of guarantee is mortgage and guarantee, a written guarantee certificate should be issued by the guarantor; if the chosen method of guarantee is mortgage and insurance or third-party guarantee, you should go to the guarantee company for entrusting the guarantee procedures or to the insurance company to take out an insurance policy.

6, Gaobeidian buy commercial real estate signed loan contract: when the previous items are reviewed and approved, the applicant can sign the loan contract.

The above is the introduction about can you use provident fund loan to buy commercial properties in Gaobeidian and what procedures you need to do to buy commercial properties in Gaobeidian with provident fund loan. Read and familiarize yourself with the policy of commercial housing loan, in order to smoothly handle the loan and buy a good house. Therefore, usually to pay more attention to the state and developers about the specific provisions of the commercial housing, especially want to use the CPF loan friends, pay more attention to the relevant information.

How to buy a self-owned commercial property in Gaobeidian? How to get a loan to buy

Nowadays, buying a house many times requires us to make a net signature, the purpose of the net signature is to make the real estate more transparent, and the query is also more convenient. So now the launch of the self-occupied commodity housing need to be net signature it. Below we will introduce you to buy self-occupied commercial housing in Gaobeidian how to net signature? Gao Beidian self-owned commercial housing how to buy a loan?

Now buy real estate many times need us to make a net signature, the purpose of the net signature is to make the real estate more transparent, but also more convenient to query. So now the launch of self-occupied commercial housing need to be net signature it. Below we will introduce you to buy self-occupied commercial housing in Gaobeidian how to net signature? Gao Beidian self-occupied commercial housing how to buy a loan?

How to buy self-occupied commercial housing in Gaobeidian net signature?

1. After the two sides have reached a willingness to buy, the development company commissioned by the network signing staff to enter the contract and other relevant information in the network signing system, the two sides to confirm that there is no error, the network signing staff to submit the contract electronic text information to the system to apply for the record.

2. After the contract is submitted, the net signature system will confirm the buyer and seller to submit the electronic text of the natural state of the house and other rights of the limitations of the status of the inspection, will meet the conditions of the record into the register to complete the online filing, the filing of the contract will be generated after the number. The online system and the website will show the information that the commercial house has been sold.

3. To be filed after the completion of the developer to instantly in the sales site to print out the text of the contract has been filed, the two sides signed and stamped by the two sides respectively after the retention. The buyer can with proof of identity to the transaction registration agency to check the contract has been filed information.

4. After the completion of the record if the two sides for some reason want to cancel or change the contract for the sale of commodity housing, must be held by both parties with valid documents and materials to the registration agency to apply for revocation of the record business. After that, you can re-sign the contract.

How do you get a loan to buy a house in Gaobeidian?

1, application. Gaobeidian borrower applicant and *** with the applicant with the appropriate loan essentials to pay housing provident fund belonging to the management department to apply for a loan, the borrower to fill out the provident fund loan application approval form.

2, preliminary examination. Gao Beidian acceptance staff according to the loan policy for the preliminary examination of materials, enter the information in the table, review qualified, the system output contract text and loan debit.

3. Signature. Gaobeidian borrower applicant and *** with the applicant in the above loan text and the bank withholding agreement in the designated location to sign.

4 for insurance. Higher monumental borrower applicant and *** with the applicant to the insurance company window for insurance and mortgage procedures.

5, lending. To be mortgaged procedures after the public time limit for the completion of the center belongs to the Ministry of Management review the receipt and loan materials entrusted to the bank will be transferred to the bank card, the borrower with the original ID card to the entrusted bank to collect.

6, repayment. Gaobeidian borrowers monthly in the bank withholding agreement within the agreed time limit will be repayable principal and interest payments into the bank card or to the account bank window repayment, until the loan is fully repaid.

Above we have introduced you to how to buy self-owned commercial housing in Gaobeidian net signature? Gaobeidian self-occupied commercial housing how to loan to buy the relevant issues, if we buy the house needs to be net signature, we need to understand about net signature should pay attention to some things, in order to better handle.

Gaobeidian Liangjiaying town rural credit union can loan

Can. Gaobeidian City, part of Baoding City, Hebei Province, is a county-level city in the vicinity of Baoding City and is located in the center of Hebei Province. Liangjiaying Town Rural Credit Union in Gaobeidian City is a financial institution approved by the People's Bank of China, which is qualified to run deposit and loan business, and is able to provide loan services. The total area of the whole territory is 672 square kilometers. The western part is Taihang Mountain flood alluvial plain and the eastern part is river alluvial plain. The terrain slopes gently from northwest to southeast.

Is the loan broker of Gaobeidian Huanyu International Building reliable

With regard to whether the loan broker of Gaobeidian Huanyu International Building is reliable or not, it is necessary to analyze the situation in detail, and can not be generalized. It is recommended that before choosing a loan intermediary, you need to consider the following points:

1. Whether the intermediary company has the qualification and license, whether it is registered in the relevant institutions for the record, whether it has the qualification to engage in related business.

2. Whether the intermediary company has good business quality and credibility, and whether it has a good reputation in the market.

3. What is the quality of the agency's services, whether it can provide professional and considerate services, and whether it has a perfect after-sales service system.

4. Whether the agency's fees are transparent and open, and whether it charges excessive fees.

So, if you want to find a loan intermediary, you can first check the qualification and registration information of the intermediary company through the Internet to understand the quality of its services and reputation, ask more intermediaries about their services and fees, make a good comparison and analysis, and choose a trusted intermediary company for cooperation.

This is the end of the introduction of the Gaobeidian loan and Gaobeidian loan center, I do not know if you find the information you need from it?