The shortest holding period of this product is 1 year, the payment method is lump sum, and the insurance period is life. 2) After you have successfully insured, there will be a hesitation period of 10 days from the next day, during which you can choose to surrender unconditionally; 3) After your successful insurance, if you need money urgently, you can apply for surrender and deduct the corresponding handling fee; 4) After the contract comes into effect, the system will transfer all the funds in the investment account back to the payment account by default on April 20 15 1 day according to your authorization when you apply for insurance, and the handling fee will be 0; If the policy is surrendered or collected before April 20 15 1, a handling fee of 3% of the account value will be deducted; 5) The electronic insurance policy needs to be downloaded from our company in official website; 6) I have been informed of the guarantee responsibility and liability exemption of this insurance. The investment income of products is uncertain, and the actual investment income may suffer losses. The expected annual interest rate of investment return does not represent the actual income in the future, and the investment-related risks still need to be borne by you.