According to Article 24 of the Measures for the Administration of Bank Cards, commercial banks shall charge settlement fees to merchants according to the following standards:
(a) hotels, restaurants, entertainment, tourism and other industries shall not be less than 2% of the transaction amount;
(two) other industries shall not be less than 65438+ 0% of the transaction amount.
Article 25 The following profit sharing ratio shall be implemented for inter-bank transactions:
(1) In cities without information exchange centers, the settlement fees charged from merchants shall be distributed according to the ratio of 90% of the issuer and 0/0% of the acquirer; Commercial banks can also conduct inter-bank transactions through negotiation, equipment sharing, agency and free of charge.
(2) In cities where information exchange centers have been established, the settlement fees collected from merchants are distributed according to the ratio of 80% of the issuing bank, 80% of the acquiring bank 10% of the information exchange center 10%.
Extended data:
Measures for the Administration of Bank Cards Article 5 Bank cards, credit cards and debit cards. Bank cards are divided into RMB cards and foreign currency cards according to different currencies; According to the different issuing banks, it can be divided into corporate cards (business cards) and personal cards; According to different information carriers, it can be divided into magnetic stripe card and ic card.
Article 6 Credit cards are divided into credit cards and quasi-credit cards according to whether the reserve fund is deposited with the issuing bank. Credit card refers to the credit card that the issuing bank gives the cardholder a certain credit limit, and the cardholder can spend first and then repay. Quasi-credit card refers to a credit card in which the cardholder must first deposit a certain amount of reserve fund according to the requirements of the issuing bank, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the credit limit stipulated by the issuing bank.
Baidu Encyclopedia-Bank Card Management Measures