Second, the insurance liability:
1. From the retrospective date of the insurance period to the termination date of the insurance period, if the insured produces and sells food in the business premises listed in the insurance contract, or provides food in line with its business nature on the spot, and the consumer suffers from food poisoning or other food-borne diseases due to negligence or negligence, or the victim or his agent files a claim against the insured for the first time during the insurance period, the Company shall, according to the insurance contract, within the agreed compensation limit.
2. After the occurrence of the insured accident listed in the third paragraph of this article, if the insured is brought to arbitration or litigation due to the insured accident, the Company shall be responsible for compensating the arbitration or litigation expenses paid by the insured and other necessary and reasonable expenses paid with the prior written consent of the Company within the compensation limit stipulated in the insurance contract.
Three. Detailed clauses: food safety liability insurance clauses
Article 1 This insurance is formulated to promote the healthy development of the food production industry, protect the legitimate rights and interests of consumers and food production enterprises, and ensure food production order and food safety.
Article 2 Any enterprise that is legally established and registered in People's Republic of China (PRC), has a fixed business place and engages in food production, sales or catering services may apply for this insurance and become the insured of this insurance.
Article 3 During the period from the retrospective date to the termination date of the insurance period, if the insured produces and sells food in the business premises listed in the insurance contract, or provides food in line with its business nature on the spot, and the consumer suffers from food poisoning or other food-borne diseases due to negligence or negligence, or the victim or his agent claims from the insured for the first time during the insurance period, the company shall be responsible for compensation according to the compensation limit agreed in the insurance contract.
Article 4 After the occurrence of the insured accident listed in the third paragraph of this article, if the insured is brought to arbitration or litigation due to the insured accident, the Company shall be responsible for compensating the arbitration or litigation expenses paid by the insured and other necessary and reasonable expenses paid with the prior written consent of the Company within the compensation limit agreed in this insurance contract.
Four. Reference Note: The Guiding Opinions on Carrying out the Pilot Work of Food Safety Liability Insurance in Zhejiang Province issued by Zhejiang Province urges insurance institutions to improve the service system before, during and after the event, better safeguard the interests of the insured food production and operation entities, boost food safety work, promote the long-term development of food safety liability insurance in Zhejiang Province, and form a good atmosphere for the production and operation entities to actively participate in the insurance.