Ping An Bank's credit card is very poor and rotten. Never go to Ping An Bank for any card, or you will regret it.

1. Credit card features of Ping An Bank

(1). Easy to get off the card. Getting off the card is relatively simple. I remember that the first credit card that entered and exited the company was safe.

(2) Strictly manage risks. As we all know, heian period has strong risk management ability. I often hear that credit cards have been closed and downgraded. Ping An, girlfriend and other insurance banks are ethical.

(3) The reason for strict risk management is very simple and safe. Qianhai Credit Report belongs to Ping An Group. In 2113, Qianhai Credit Reporting System had about 831 million people and about 21 million enterprises and other organizations. It's very advanced In 2118, Ping An Credit Card has deployed about 41 sets of big data risk models on various nodes involving customers for comprehensive monitoring and risk assessment.

(4) The interest-free period is 51 days.

(5) a grace period of 3 days per month (tolerance)

(6) I don't mind more cards.

(7) can exceed the limit. Generally, the limit of 11% can be exceeded, and the overrun fee is not charged temporarily.

(8) consolidation of letters, newspapers and bills. No matter how many cards you have, the credit report only shows one. The bills are merged, and the repayment can be returned to any card!

(9) The value of integral is very high, and the implementation is very simple, but the integral rules have changed a lot at the beginning of this year!

comprehensive rules: in February this year, the high-profile merger rules were greatly adjusted, breaking the previous credit card merger model and becoming the first bank in the industry to eat crabs. In April this year, the integral rules were formulated!

1. There are no credit card points when offline (except some airlines and hotels). Domestic airlines and airlines and hotels designated in the tourism consumption plan can accumulate points online and offline.

2. Earn points for online consumption.

3. Special payment methods (mobile phone pay, UnionPay QR code, China Unionpay Quick Pass APP code scanning payment, etc.) can pay more than 1,111 yuan at a time.

4. 5 times points for online consumption of cooperative merchants (end of this year)

5. All accumulated points in consumption abroad (online or offline credit card swiping).

6. All overseas consumption points (online or offline credit cards)

Extended information:

History of Ping An Bank:

In February p>2113, Ping An Group acquired Fujian Asia Bank, a small joint venture bank in Fuzhou, and changed its name to Ping An Bank in February of the following year, taking the first step in the banking industry. In October 2116, Ping An Group invested 4.9 billion yuan and acquired 89.36% of the shares of Shenzhen Commercial Bank. In 2117, it was renamed Shenzhen Ping An Bank and issued the First Zhang Pingan Wan Li Communication Card. In August 2112, Shenzhen Development Bank merged with the old Ping An Bank, and the company was renamed Ping An Bank. At that time, the total assets of New Ping An Bank reached 1.5 trillion yuan, and * * * had 411 stores. It has become one of the medium-sized joint-stock companies in China. PS: SDB: In May of 1987, SDB generally issued shares. In 1991, it was listed on Shenzhen Stock Exchange at the price of one million shares. 1。 This is the first listed bank in China and the market value of Shenzhen stock. This year. In 2112, Shenzhen Development Bank issued the first credit card with password protection function in China. By the middle of 2121, the circulation of PingAn credit card will reach 61.48 million, ranking first in China.

Is Ping An Bank's credit card good

1. Good; Ping An Insurance Credit Card is the only credit card with an insurance number in China, which includes all-round, high-value accident insurance for land, sea and air and indoor gas, so you can enjoy safety when you travel at home.

2. Ping An Bank Credit Card is the first credit card launched after Shenzhen Commercial Bank and Ping An Bank merged and renamed as Shenzhen Ping An Bank. Besides the basic functions of credit consumption and cash advance, Ping An Bank also has many special functions, providing cardholders with all-round security protection covering "safe consumption, safe home and safe travel".

1. Application conditions

1. Ping An Bank Credit Card Any natural person who is over 18 years old, has full capacity for civil conduct, has a stable and legal source of income, and has a good reputation, can apply to the card issuer for a personal credit card master card with his valid identity certificate and other documents required by the card issuer.

2. The main cardholder of Ping An Bank Credit Card can apply for supplementary cards for other qualified natural persons. The cardholder of the main card shall be fully liable for the debts incurred under the main card and the supplementary card. Supplementary card holders shall be jointly and severally liable for the debts incurred under the main card and supplementary card.

2. Credit limit

1. Ping An Bank credit card limit inquiry: You can inquire about the credit card limit of Ping An Bank through the customer service hotline, and know the credit card account arrears, current available credit limit and other information anytime and anywhere.

2. Temporary credit limit adjustment of Ping An Bank's credit card: When using Ping An Bank's credit card, if it is found that the approved credit limit is not enough, you can call the 24-hour customer service hotline to apply for temporary credit limit increase. The increased temporary credit card limit of Ping An Bank will automatically restore the original limit after the validity period.

3. Long-term credit card limit adjustment of Ping An Bank: You can submit the latest financial income certificate to any branch of Ping An Bank and apply for it. Ping An Bank will review it according to its past card use history and repayment record, and adjust your credit card limit for the cardholder after passing the review.

III. Cost information

1. Over-limit fee: 5% of the over-limit part is charged, and there is no minimum or maximum limit;

2. Late payment fee: 5% of the unpaid part of the minimum repayment amount, and the minimum charge is RMB 21 yuan;

3. Peer withdrawal fee: 2.5% of the transaction amount, and the minimum fee is 25 yuan;

4. Inter-bank cash withdrawal fee: 2.5% of the transaction amount, and the minimum fee is 25 yuan;

5. Handling fee for recovery of overpayment by peers: 1.5% of the transaction amount, and the lowest RMB fee is 5 yuan;

6. Handling fee for recovery of inter-bank overpayment: 1.5% of the transaction amount, and the lowest RMB charge is 5 yuan;

7. The card replacement fee for damage or degaussing is RMB 15;

8. Courier fee (optional) 21 yuan;

9. Handling fee for reissued statement: RMB 11 per month will be charged after the third installment is free;

11. 61 yuan for the loss of lost cards;

11. Handling fee for resetting password letter in 21 yuan;

12. Read the domestic purchase order 21 yuan.

is ping an bank's credit card rubbish?

Thank you for your concern about Ping An Bank. You can call the credit card service hotline 95511-2 for advice on credit card problems.

if you need to consult Ping An Bank's credit card business, you can click on the link below to select the online customer service icon-credit card or follow Ping An Credit Card WeChat WeChat official account (paxyk95511) for consultation.

Response time: August 25th, 2121. Please refer to the latest business changes announced by Ping An Bank in official website.

[ Ping An Car Owner Loan] You can get a loan if you have a car, up to 511,111

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Ping An Bank's credit cards are all bad? You should know these most worthwhile cards!

Because some card friends have asked about Ping An recommendation before. I have been paying attention to Ping An for some time. I applied for a Ping An card on July 2, and received a rejection message two days later. However, after 27 days of silence, I received the news of safe card approval. At that time, there was a feeling of being teased, thinking that it was a mistake. I specially downloaded Ping An's APP to check the progress of card processing, and only then confirmed that Ping An had been "digging the grave" to approve the card, and the card amount was 2W, and Ping An became Xiaoheng's fifteenth line card.

I've been holding a card for some time, so I'd like to take the time to share the experience of Ping An Credit Card with my cardholders in the headline number.

In fact, Ping An has no good "card", which can neither be redeemed for miles nor attract users. However, we all know that Ping An Group's insurance business is still very strong, so Ping An Credit Card may have an advantage in insurance.

Ping An Good Card Recommended

1 Ping An Travel Platinum Credit Card

It is known in the card playing circle that Ping An has a travel platinum card, which is the most valuable card for Ping An, and you can get 1% cash back for spending by swiping it. Air tickets, hotels, travel agency expenses (MCC4511, 4722 and 7111) and overseas points can be counted, and the maximum monthly limit is 6,111 yuan.

the limit starts from 31,111 yuan.

In addition, Ping An Travel White also enjoys some other platinum card benefits:

discount on tickets for scenic spots above AAA (inclusive)

discount on credit card tickets for 111 scenic spots above AAA in China, and discount on online and telephone booking for nearly 1,111 scenic spots.

exclusive courtesy of Ping An Wealth, escort during the whole journey

Accident insurance for the whole vehicle

If a road traffic accident while driving a motor vehicle leads to death, disability, burns or medical expenses, the cardholder and his family members in the same vehicle can enjoy accidental compensation, and the maximum compensation amount can reach 511,111.

Comprehensive traffic accident insurance

In case of an accident by plane, train (including light rail), ship, automobile and other operational means of transportation, you can enjoy a maximum insured amount of RMB 11 million, and your spouse can enjoy a insured amount of RMB 2.5 million.

airport transfer

You can use "125,111 Miles Points" to apply for airport transfer service, which will save you the trouble of waiting in line for the bus and facilitate your travel.

airport transfers can be sold at a market price of about 111 yuan.

comprehensive travel accident insurance

You can apply for comprehensive travel accident insurance by using "26,111 Miles Points", and you can enjoy corresponding protection for accidents that occur thousands of kilometers away from the registered permanent residence of Ping An Bank within 91 days after it takes effect.

domestic/foreign emergency rescue

enjoy international travel emergency rescue service and domestic/international medical emergency rescue service during the trip.

car rental service

car rental concessions in more than 31 cities across the country, including "one-day rent-free" and "three-for-one rent-free" concessions, have service outlets all over airports, hotels and commercial centers in major cities.

Driving courtesy:

If you are keen on go on road trip, you can choose more driving service experiences, including go on road trip route design for leisure and vacation, car race assistance, new car test drive, etc.

Tips:

You can use Miles Points to apply for more exclusive benefits: 361-degree risk screening package, TCM health care and tooth cleaning service. After activating the first card, you can also enjoy telephone doctors, domestic and foreign health benefits, luxury goods procurement service, international students' care service and etiquette assistance service. See

more platinum VIP travel privileges

exclusive 111-star hotel offers

exclusive offers for 111-star hotels nationwide: buy one get one free, free room type upgrade, delayed check-out? Bring more surprises to your journey!

exclusive discount merchants' exclusive price

thousands of exclusive discount merchants in China enjoy exclusive discounts, gifts and other rich privileges when shopping and spending.

TIPS: You can also enjoy Ping An Platinum customer service treatment if you don't open a card, and you don't charge an annual fee if you don't open a card.

Information on card opening ceremony for new customers:

Time: August 1, 2117-October 31, 2117 (card checking time)

Activity rules:

Customers (including new customers and old customers) who have issued Platinum Card, Elite Platinum Card, Golden Butler Co-branded Card and Insurance Gold Card during the activity period will receive the first prize if their consumption reaches the standard before the end of the next month.

elite platinum card: before the end of the second nuclear card, if you spend 3 RMB 288 at will, you will be given a voucher of RMB 488 for the mall, and it is recommended to exchange it for ELLEHOMME luggage case suit (21-inch 28-inch), Philips CVR311 driving recorder and Midea air-conditioning fan;

2 Ping An Yours Card

Yours Card is a credit card for young customers launched by Ping An Credit Card last year, focusing on "freely customized card face".

since you can customize the card surface yourself, this card has also been combined with several selected rights and interests with the trend of the times, and the customization fee for each right is 288 yuan per year:

points party: enjoy 11 times points for designated network, entertainment and catering consumption throughout the year. The maximum monthly bonus points is 21,111.

viewing group: annual membership of Youku and 12 Guevara movie coupons.

Delicious Pie: The electronic coupons for delicious food in the second issue of the year were selected, including Starbucks, Haagen-Dazs, Godiva, Burger King, etc.

(Note: each of the above premium benefits only needs an interest customization fee of 288 yuan/year)

If these three benefits are not used, then there is no need to customize, and this card will not generate an annual fee, and it will be free of annual fees for life.

3 ping an car owner card

ping an bank car owner card has a stable main selling point in recent years: 88% discount on gas and insurance.

Let's talk about the refueling activity first:

Activity intensity: 28% discount (12%)

Participation conditions: after registration, meet the consumption qualification and swipe the designated card at the designated gas station.

Registration: After downloading the official Ping An Credit Card APP "Ping An Tianxiatong" and binding my Ping An Credit Card, you can spend it at the designated gas station.

Designated cards: Ping An Diamond Credit Card, Platinum Credit Card, Elite/Travel Platinum Credit Card, Platinum Credit Card, Owner's Credit Card and Owner's Financial Credit Card (formerly I Car Credit Card)

Designated gas station.

Consumption qualification: the accumulated consumption is over 2,111 yuan (the first month and the second month of the nuclear card need not be met)

Monthly return: the maximum 81 yuan (that is, 667 yuan for refueling)

Return rule: the consumption of the designated gas station in the next month is deducted, and it will be invalid upon expiration.

Although the given insurance is very powerful, if you want to go on the road with peace of mind, you still have to buy third-party liability insurance:

From the day after the first brush, you will receive a maximum of RMB 1 million for the accident protection of the whole vehicle (only for the cardholder to drive the vehicle)

A maximum of RMB 511,111 for the driver

A maximum of RMB 1 million for the same vehicle/passenger accident protection

A maximum of RMB 41,111 for all personnel (including the driver) on the vehicle. But please note: first check whether the "designated gas station" is around you.

new customers get a gift when they apply for a card. The activity time is from September 1, 2117 to February 31, 2117.

First brush 188 and get 188, and they will have a chance to win the iPhone7.

recent activities of ping an:

draw a red envelope at 188 yuan

draw a red envelope when ping an reaches 188 yuan.

one red envelope can be drawn for each transaction with a total value of RMB 188, and a maximum of 31 red envelopes can be drawn every month, with a maximum value of RMB 188 per red envelope.

Another special reminder: the red envelope brush for online consumption in consumption abroad.