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Is there any way to save money without being taken away by the low-income households?
No one stipulates that low-income households can't have deposits, and they won't be disqualified because of this. The minimum living guarantee is a subsidy system implemented by the civil affairs department for families with special financial difficulties within its jurisdiction according to the conditions stipulated by the state. The number of places is very limited, and there are many people signing up. Low-income households are generally redefined once a year, and those who do not meet the conditions are disqualified. If you have a large deposit, your family's economy is not difficult, and the masses have objections to your minimum living allowance status, which may be cancelled after investigation. The civil affairs and financial departments have no right to inquire about the account balance.

Extended data

The minimum living guarantee refers to families who have lost their labor force due to severe disability or illness of their family members and enjoy the minimum living guarantee. Residents whose housing or income is significantly lower than the local minimum living standard. The urban minimum living guarantee is a system to implement the minimum living guarantee on the basis of the "three guarantee lines" system such as the basic living guarantee for laid-off workers from state-owned enterprises, unemployment insurance and the minimum living guarantee for urban residents.

Minimum living conditions:

Minimum living conditions in rural areas

(A) the conditions for applying for rural subsistence allowances

Apply for rural subsistence allowances should also meet the following conditions:

1, holding county agricultural permanent residence.

2. Rural residents who live in rural areas and whose families contract land.

3. The per capita annual net income and actual living standard of family members living together are lower than the local rural minimum living standard (specifically ask the local civil affairs department).

(two) the materials needed to apply for rural subsistence allowances.

1, written application. 2. Household registration book of family members. 3.* * * Take photos with family members who live together. 4, land, forest, water contract or certificate. 5. Proof of migrant workers' income. 6, divorced families involved in maintenance, support, support should provide proof of divorce. 7. Families of non-agricultural registered permanent residence personnel should provide proof of income of non-agricultural registered permanent residence personnel. 8. If there is any dispute over the ability to work, a valid health certificate shall be provided. 9. Disabled persons provide disability certificates. 10, other relevant materials required by the examination and approval authority.

(C) the calculation of rural household net income

The net income of rural households shall be calculated on an annual basis, including the sum of all family members' annual net income from agricultural and sideline production and other legitimate labor and business income, mainly including:

1, productive income such as planting, aquaculture and handicraft industry.

2. Income from wholesale and retail trade and catering industry.

3. Income of migrant workers in social service industry.

4, the village collective economic distribution income.

5, due to land acquisition, demolition or other reasons, one-time compensation income after deducting the cost of housing reconstruction and brief decoration, after deducting the family's non-essential expenses in the current year.

6. Inheritance or property income.

7. Self-sufficient income in kind (converted at market price).

8, the purchase of lottery tickets, lotteries and other prize-winning sales revenue.

9. Other income that should be calculated.

(four) one of the following circumstances, shall not enjoy the rural minimum living allowance.

1, family life is difficult due to the purchase, construction or decoration of houses (except for necessary maintenance) within three years (except for the purchase, construction and simple decoration due to demolition and resettlement).

2, love rest and hate work, have contracted land (land) and have the ability to work but can't farm.

3. Family members have gambling, drug abuse or high-consumption entertainment activities.

4. Families have high-end consumer goods that are not necessary for life, such as cars, luxury ornaments and precious ornaments.

5. The family living standard is obviously higher than the minimum living standard.

6, resort to deceit to defraud the minimum living allowance for rural residents.

7, other laws and regulations can not enjoy the minimum living allowance.

(5) Procedures for examination and approval of rural subsistence allowances.

1, application. The householder shall submit a written application to the township people's government where he lives through the villagers' committee, and provide relevant certification materials.

2. First instance. After receiving the application, the villagers' committee shall organize villagers' representatives to conduct democratic appraisal, conduct a preliminary examination of the applicant's family situation, publicize the preliminary examination results in the village for 3-5 days, and guide them to fill out the Application Form for Minimum Living Security for Rural Residents, and submit all the materials submitted by the applicant to the Township People's Government.

3. review. The Township People's Government formally accepts the application after verifying that the materials submitted by the applicant are complete, and immediately organizes household verification. For those who meet the requirements, it puts forward subsidy opinions, and the village Committee will publicize the second list for 3-5 days. For those who do not meet the requirements, the Township People's Government shall notify the applicant, and for those who meet the requirements, report to the county-level examination and approval authority.

4. recognition. After receiving the submitted application materials, the civil affairs department at the county level shall immediately organize household verification and audit, and conduct examination and approval according to law. For those who meet the conditions of enjoying rural subsistence allowances, notify the local villagers' committee to publicize the third list again for 3 days, issue rural residents' minimum living guarantee certificate and security deposit passbook to those who have no objection, and notify the applicant in writing if they do not meet the conditions of enjoying rural subsistence allowances.