If you buy a house with a down payment, it is a long-term investment and a stable factor.
Short-term or long-term houses will face appreciation and then be sold for capital arbitrage and investment.
For starting a business or buying a house, when you only have this 500 thousand fund, the stability coefficient is greater than the instability coefficient, that is, the short-term investment is less than the long-term investment.
When this 500,000 yuan is only part of your capital, you can choose to start a business or buy a house, or both.
Seeing this, I think you may have the answer.
For us in China, most of us tend to choose certain factors, that is, visible and certain things, so what we need to do in the end depends on how you choose.
Finally, this assumption is actually true. 500 thousand is available to ordinary people, but most people don't know it.
In order to support entrepreneurs and develop local economy, many cities have introduced a package of support policies to provide local entrepreneurs with funds or site subsidies.
Take Shenzhen and Shanghai as examples: as long as they are college students, Shenzhen residents or Hong Kong, Macao and Taiwan residents within five years of graduation, they can apply for business start-up subsidy funds.
Entrepreneurship subsidy funds are divided into four categories: entrepreneurship-driven employment subsidies, social security subsidies, rental subsidies and entrepreneurship subsidies.
I don't know what your education is. If I have a bachelor's degree or above, I think I can apply for a company first, so that I can have a bottom in my heart and I won't be too flustered. If you have a bachelor degree or below, it is estimated that you are not competitive in the talent market at this age. You can consider starting your own business, joining chain restaurants, fruit shops and the like, with a large consumer group, not afraid of no customers. As for the house, if it is not enough to live in, you can rent one first, and then consider buying it after you have a clear direction.
To tell the truth, although you are not old now, it seems that your family background is not very good. Your parents follow you and your children have to be raised. The pressure of survival is still quite great, so you'd better solve the problem of life first. If parents are young and healthy, let father go out to work. Being a security guard should be no problem. If there is only one child, your wife can also go out to work, and it is enough for your mother to look after the children alone.
Invest 300,000 yuan to buy a house with appreciation potential of 6,543,800 yuan, 75,000 yuan for simple decoration and rental, 25,000 yuan for repayment reserve, and the remaining 6,543,800 yuan to invest in a risk-free small business, so that Fu Xiao can repay the loan or accumulate it again through hard work. Or 400,000 investment real estate, 1.3 million, 75,000 renovation and rental, 25,000 mortgage repayment, and work repayment. Sell the house in time from 5 to 10, and you will become a real millionaire.
If you buy a house for 500 thousand, you have to take out a loan. If there are good projects, 500 thousand entrepreneurship should be more promising ~
Buy a house. Because starting a business is more difficult than buying a house.
1. Giving 500,000 yuan is not enough to buy a house, and you have to get a loan. The loan interest rate is 6%, and the monthly payment will be a long-term pressure. I'm also worried that the bank will take the house away.
It is lazy to have money to buy a house now. How can we have long-term and stable business? The house was repeatedly hyped into a commodity by others, and others made money. I'm afraid to take the last stick. It doesn't matter if you don't borrow money, just consider that you earned less money in the past. If you borrow money, you will be happy in your life. You need to use a lever, but you must know when and where to use it. You can't snowball with a lever. Many people only see the money they have earned in recent years, but they don't see that Yanjiao and Xiamen are now forced to cut their meat.
I am not optimistic about the investment value of the house for the simple reason that the house price is high and out of support. Demand has decreased, those who can afford it have extra houses, and those who can't afford it are waiting for the house price to be halved. There are many houses, per capita 1. 1, a total of1.500 million houses. In addition to 300 million houses with a population of 700 million in rural areas, there are1.200 million houses in cities with a population of several hundred million.
Secondly, I won't start a business with 500 thousand. Now the entity is so weak that it is difficult to do it. If I don't do it well, I will lose if I work hard.
So, what about this 500 thousand?
The stock market has improved a little these days, rising more and falling less, but the time is too short to see anything, maybe it's a face for the leaders. If we continue to rise more and fall less, it is worth pondering and observing.
I don't have lofty goals and ambitions. Give me 500 thousand, and I'll give it to my friend right away Give him 450,000, and he will write a 500,000 IOU and earn 50,000 to cover the expenses. 500 thousand is not much, and I'm not worried about the kite being broken. If the current 500,000 yuan is used to dig gold in the house, 99% will dig a pit for themselves, or it may dig an abyss!
If I had 500,000 yuan, I would choose to buy a house. Because I am a steady person, I don't have much ambition, and family happiness is the best. Of course, everyone has their own interests. If you don't like the unchanging life, you can choose to start a business. 500 thousand is definitely enough for you to start up. And now the country encourages entrepreneurship and chooses a direction that we are good at, so that we have the right time, the right place and the right people. The key is harmony with people. Entrepreneurship will face many difficulties. We must have a strong heart and indomitable will.
Choosing to buy a house is the choice of people who like stability. Although house prices are generally high now, it is absolutely enough to pay a down payment of 500,000 yuan in second-and third-tier cities. You can even pay a down payment on a car, and then apply for installment payment, so that you have an RV, then work hard and pay back every month. It's not too difficult. Friends who like a stable life can choose to buy a house.
Question: 1. You, number two. Money 500 thousand.
Answer: Question: 1. you
You, the questioner, I saw it, so you mean me.
Personal profile: I am 4 1 year-old, male, from the north, Shanghai 18. I have been in Shanghai except for a short business trip, and now I live in Shanghai. I started my business 10 years. If you count my total business, I have failed twice, aged 20-30. Do some real estate-related industries. If you have people with similar experience or better conditions, it is no problem to invest 500,000, 500 million and 50 million yuan in industries you can control! I can have a lot of control and do my own business. I am very focused and confident. It is no problem to put all my eggs in one basket and put them all in.
25.0 thousand yuan
As what industry! An inch long, but an inch short.
I'm in the house trust leasing business: don't say 500,000 yuan, 1 10,000 yuan, I advise against it. Under the existing national economic environment, financial environment and policy environment, 500-2 million people can only start their own businesses in general, which may be a little more than going to work, but they also have to bear all risks and limit part of their time and energy. Whether investing or starting a business, try to focus on one thing for a long time. Practice makes perfect!
It's up to you to decide whether to buy a house or invest in it!
It is conceivable that 500,000 yuan is a lot of money for most people, and some people may think it is sky-high.
If I have 500 thousand, I will decide according to my own situation. If I haven't settled down, I will use this 500 thousand to buy myself a place, because I will develop in the longer term. Maybe 500 thousand will buy a basement in a big city like Beijing and Shanghai, and some people may question buying a good one. After all, this is my residence for the rest of my life, but the premise of buying a house is that my environment is not a first-tier city, so what do I buy?
If I don't have a stable job, I will look for business opportunities. Business opportunities are everywhere, depending on whether you have discovered his ability. When I am sure of one thing, I will do all kinds of surveys and market background surveys, and then use this 500 thousand investment to start a business.
So in my opinion, the existing 500 thousand control mode depends on your existing ability. If you find a business opportunity, take a gamble and have no regrets. If you don't have that insight, buy a house honestly.