The big surprise is mainly in: I use Alipay surprisingly more than 900 days, more than 2 years. I've used Alipay to buy things at over a hundred stores. in 2019 I surprisingly spent over $30,000 on Alipay!!!! It's unimaginable to me that my big expenditure with Alipay was just a Huawei cell phone that my partner and I each bought for $2,300. Just a fraction of the thirty thousand dollars.
Really, really, I really didn't use Alipay to buy anything big online, so how could I have spent so much? This 30,000 yuan accounted for 50% of my personal income. The human contact to eat wine is with cash, the old partner to buy food with cash, I go to the bank to pay a card (water, electricity and natural gas fees) is with cash, I will not online payment. The monthly cell phone bill is paid on paypal, which is convenient. Come to think of it, there seems to be no expenses.
My expenses are my own, I don't have to explain them to my partner
My partner trusts me and never checks my expenses, so I'm not worried about that. It's just time to think about saving. It's hard to say whether my paypal spending in 2020 can be controlled and maintained at more than 30,000 dollars. I don't save, I eat, drink, have fun and have a healthy body. As long as the expenses are reasonable and not indiscriminate, that's all.
I don't know if you are the same as me because of the network and then owed money, seriously 92 years, have a mortgage, ready to get married after the year, and then the house in the renovation, I can't believe that I can lose myself in the network, and then deep, now owe 370,000. 2020 has just begun, this is a thunderbolt from a clear sky, the parents of the two families, were made to immerse themselves in it. China's New Year figure a festive, now it seems I this year is nothing.
With the network payment, life is really convenient too much, there are a variety of payment methods, there are also a variety of loans, a variety of platforms, a variety of network fraud, a little careless will be set up. When I was set into the time, online check, there are too many of the same situation, are looking for a legendary "shore", but I do not know where the end of the shore, when you can go ashore.
Perhaps to say this one can let themselves vent their feelings, one is to warn the people around, can see this person, do not be deceived by the network, more can not be more dip about the network loan and a series of problems. That way it is too dangerous, harming people and themselves.
In the end, it is their own heart. So have a good value, consumerism, give yourself a good position, something more and family discussion. Can not be self-care blind decision, sometimes people in a confused stage, perhaps the people around a reminder, you will suddenly realize, you will not make mistakes.
Transportation is convenient, far from home, the network is convenient, feel more far from home, the rest is more lonely. Put my good self, grasp tomorrow, correct consumption, correct understanding of themselves, do a let yourself look up to their own people.
January 6 news, the last few days there are a lot of netizens urge Alipay to release the 2019 annual bill, but there are also a lot of netizens to give the Alipay annual bill query, but we do not buy, many people leave a message sarcastic "you see have not seen the annual bill, this is not at all"! In this regard, Alipay had to respond to the release of the annual bill today, so the official version of the 2019 annual bill and manual query of the annual flow of the difference?
Alipay 2019 annual bill inquiry entrance where? Click on "my - bill", open the 2019 annual bill, you need to verify the password or fingerprint to authorize the page to read the data, so what is the difference between the official version of the annual bill and the manual query? Let's all take a look at the picture first!
Obviously, the 2019 annual bill released by Alipay contains all sorts of granular data, which packages data on how long you've been using Alipay so far, how many merchants you've patronized, how many times you've swiped or swiped your face to pay, how many times you've done public service, how many steps you've taken, and so on, in the year 2019!
Of course, there is also the income and expenditure data that we care about most, but when you see this income and expenditure data you may spit, Alipay this is too perfunctory, right? The Alipay bill that we all miss is actually still not fully displayed?
Let's take a look at the comparison, the left is Alipay has just released the 2019 annual bill, the right is the previous annual data with Alipay bill query! Obviously, the data shown in the data is not complete, and not as detailed as the manual query on the right.
Previously, some netizens complained that the manual query of the annual data is too exaggerated and even double-counting, they do not have so much money, but Alipay shows a large amount of money, it is true that this is the case, because Alipay bar financial transfers of these data are calculated as expenditures, so we hope that Alipay will release a detailed bill to be able to eliminate these untrue data.
But, contrary to expectations, Alipay 2019 annual bill came, but the result is not as detailed as the original annual query, more importantly, Alipay has closed the previous "annual" query function, leaving only the monthly query!
Seeing their own bills in 2019, there is really a feeling of blinding their golden eyes! Summarized into 3 "never expected never thought" it!
With Alipay **** degree of 4154 days, conversion, is 11.38 years! Accidentally, in the fingertips of Alipay has crossed over 11 years. Review of these 11 years, blink of an eye, but always feel that the growth is not enough, gained very little, from the heart, or deep guilt, can not afford to own only a few golden decades!
In fact, the absolute number of this walking data is not much, but my situation is, travel basically rely on the car, the usual movement will not have a cell phone pedometer, the home basically nest, so in fact, this number of steps is in the office building of the number of steps. So, never thought, between the feet is also their own year of hard work full of work to pay, the average daily building can walk a few kilometers, of course, I'm not property services kind of position.
Total annual expenditure reached 41 w. This not only did not expect, or more puzzled, I'm not so able to eat, not so rich!!!! It is very embarrassing. This with daughter-in-law obviously can not explain, fortunately. Can't see!
In detail, it should be the problem of Alipay statistics, in the middle of the credit card repayments, funds scheduling transfer, involving the amount of money are still relatively large, it is likely that this are calculated into my expenses bill.
Finally, thanks to Alipay for insisting on providing an annual bill every year, which not only allows us to review our financial situation, but also allows us to review our own past. I hope it will continue to do so! In addition, the bill statistics can be more optimized and scientific!
Well, to answer the topic of this industry, I hope my answer is helpful to you!
Yesterday Alipay released the "Alipay annual bill"! Many netizens realized after seeing their own bills, so I really am a rich man? In fact, it is understandable, because how to say it, a month into 6000, annual income of less than 70,000 friends, his Alipay bill actually spent more than 300,000, which is more than 200,000 out of nowhere?
In fact, this is a normal phenomenon, with the strength of the big data now, such a small statistic is not wrong, and the reason why the bill is high is because of the problem of running water. It's like giving you a bank card of industry and commerce, you want to brush up on the star rating of industry and commerce, then this time you must do some water for the industrial and commercial banks! How to do it? A very simple way is to buy financial management, buy 50,000 financial products today, then the day after tomorrow, sell, then buy again, then sell again. Many times this operation down, you a month's flow of water a few million.
If you say you can't explain it clearly, explain it to your wife in accordance with the flow of water above me. Otherwise, your wife thinks you're not hiding your money, but in the pile of gold mine ah.
But then again, from these years of "double eleven" to see! Almost all women are in the chopping trend, last year, double eleven not broke out a few women in the double eleven crazy shopping, their husbands forced to jump off the building?
So I say ah, don't anything are pushed to our male compatriots, our male compatriots shopping is still very rational. The first thing you need to do is to get your hands on a new one, and you'll be able to do that.
No longer take Alipay's year-end bill for granted. He merely gave everyone a running account. It is Alipay to add a fun to everyone. As long as you don't do anything wrong to your wife, what bills can't be shown ah?
The big head of which are in the transfer and red packet record that plate, that can represent what it means? Just a cash transfer around, and does not increase cash flow. For example, the wife transferred to you 5000, let you transfer the money to your parents, you and transferred to the parents 5000, in Alipay shows the transfer record for 5000 yuan (transfer out of the total). So we see Alipay bill will transfer expenses and red envelopes put a separate board, simply is to let the user do a self-reconciliation use. Neither on behalf of you have so much money, nor on behalf of you spent so much money, only to show that there was once this money in your account flow.
In fact, you should really look at what you spend on food and drink. Are these expenses worth it? Shouldn't you exercise proper control in the new year? You seriously look at your own leisure Entertainment in the cost, these costs are not on behalf of your life without moderation? Other than that, are all the expenses necessary to have too much sense?
In everyone's financial plan, increasing income is fundamental, which is what we call open source, which can solve all the problems. Cutting back is only necessary when one's spending is particularly unhealthy, and the rest of the time you can't afford not to spend.
Mr. Tak usually uses less paypal, especially after doing self-publishing, and spends even less on entertainment. In this case, the Alipay bill doesn't have anything to look at, and it doesn't have any reference meaning.
In the past, there was a lot of bookkeeping software on the Internet, such as digging money, ah, with the hand record ah. But in the end, they all fell into the cash loan lending platform, stole personal information, do their so-called lending big data wind control. So now you have to be careful when you use online financial management software. The first thing you need to do is to get your hands on a new computer, and you'll be able to do it in a way that's easy for you to understand.
There is no need to be too serious or too careful. There is time to spend time on how to increase income, how to self-learning is more meaningful. Analyzing bills how to make savings, in fact, ultimately found to be ineffective.
The Alipay bill is not necessary to pay more attention to this thing, this thing is frankly on the New Year's Eve, we have fun, for the real consumer statistics in fact does not have much significance.
The reason why this statistic is not significant is because of two reasons:
1, Alipay statistics are flawed, the bill Alipay will transfer the amount of red envelopes and other amounts to be counted, and this part of the funds many people are not actually transferred to others. For example, the part of my own transfers are actually funds withdrawals, only to go through the online banking channel, I believe that many people have this situation. As for the husband and wife to transfer money to each other this kind of thing should not be less, and now this batch of funds collectively to show to the bill.
2, Alipay bill on the category seems to be very subdivided, but in fact are large classification, for really want to understand where their money is spent, and next year is ready to save money in which the user has no practical reference significance.
3, finally, for the real bookkeeping users there is no need to look at Alipay's bills, bookkeeping users have their own more detailed billing categories, which can reflect the overall income and expenditure of an individual or a family in a more comprehensive manner, far more detailed than Alipay's bills.
So, the Alipay bill is purely a New Year's entertainment trick, which can't show the real consumption situation, and can't be compared to the professional bookkeeping software, which is just like the New Year's atmosphere, so there's no need to take this bill seriously.
If you are really scared by the Alipay bill, feel unaware of a year down to spend so much money, then I personally recommend that you start from now on to their accounts, will be their daily income and expenses recorded, so that when the next year you can be on the whole year's income and expenditure at a glance.
At that time, you can explain to your wife very well in the past year how much money you spent on public transportation, how much money spent on the car throughout the year, how much money spent on travel (which can be fine to the hotel, the road, attractions tickets), how much money burned in the children's education, how much money burned in the children's education, how much money dedicated to your wife's cosmetics and clothes bags, and so on, and even to what can be nothing to say, directly print! A list to your wife's own eyes to go.
In addition, the significance of bookkeeping is not only to keep track of your family's expenses, but also to give yourself the basis for realizing the goal of generating money, so that you can make a clear picture of your family's bottom line, and thus be able to more reasonably allocate funds for financial investment.
Lscssh technology official view:
Comprehensively, for the Internet company to put out the annual bill we do not need to pay too much attention to the husband and wife can make fun of each other to play a, but who want to take this bill seriously that is too much.
Alipay bill this is not necessary to pay more attention to it, this thing is frankly on the New Year's Eve, we have fun, for the real consumer statistics in fact does not have much significance.
Alipay bill statistics are not significant
The reason why this statistics are not significant is because of two reasons:
1, Alipay statistics are flawed, the bill Alipay will transfer the amount of money such as red envelopes to be counted, and this part of the funds many people in fact is not transferred to others. For example, the part of my own transfers are actually funds withdrawals, only to go through the online banking channel, I believe that many people have this situation. As for the husband and wife to transfer money to each other this kind of thing should not be less, and now this batch of funds collectively to show to the bill.
2, Alipay bill on the category seems to be very subdivided, but in fact they are all large classified, for really want to understand where their money is spent, and next year is ready to save money in which the user has no practical reference significance.
3. Finally, for users who are really keeping score, there's no need to look at Alipay's bill, as users have their own more detailed billing categories, which reflect the overall income and expenditure of an individual or a family in a more comprehensive way than Alipay's billing to the details.
Therefore, Alipay bills are purely a New Year's Eve entertainment trick, not only can they not show the real consumption situation, but they are also not as good as a professional bookkeeping software, which is just a New Year's Eve atmosphere, so there is no need to take these bills seriously.
I recommend that you keep a good record of your finances
If you are really scared by the Alipay bill, and feel that you have spent so much money in a year without realizing it, then I recommend that you start keeping a record of your income and expenses from now on, so that you will be able to see the whole year's income and expenditure at a glance when you come to the next year.
At that time, you can explain to your wife very well in the past year how much money you spent on public transportation, how much money spent on the car throughout the year, how much money spent on travel (which can be fine to the hotel, the road, attractions tickets), how much money burned in the children's education, how much money burned in the children's education, how much money dedicated to your wife's cosmetics and clothes bags, and so on, and even to what can be nothing to say, directly print! A list to your wife's own eyes to go.
In addition, the significance of bookkeeping is not only bookkeeping to understand their own family expenses, more to their own realization of the basis of the goal of money, bookkeeping allows you to make your own home base clear, so that you can be more reasonable deployment of funds for financial investment
Comprehensively, for the Internet company put out the annual bill we do not need to be overly concerned about the husband and wife can make fun of each other, but who put the bill out? A, but who want to take this bill seriously that is too much.
The big head is in the transfer and red packet record that plate, that can represent what meaning? Just a cash transfer around, and does not increase the cash flow. For example, the wife transferred you 5000, let you transfer the money to your parents, you transferred another 5000 to your parents, in Alipay shows the transfer record as 5000 yuan (transfer out of the total). So we see Alipay bill will transfer expenditure and red envelopes put a separate board, simply is to let the user do a self-reconciliation use. Neither on behalf of you have so much money, nor on behalf of you spent so much money, only to show that there was once this money in your account flow.