A few days ago, I heard that my colleague Feng was sued and lost the lawsuit, and the money owed to Liang finally can't be reneged.
This is the first time I've heard of this. This is not the case, Ah Liang taught us a trick, the first principle of borrowing money, keep the borrowing vouchers. A Feng and Liang are my colleagues, last month, A Feng left, A Feng in the work period, and a female colleague has an affair, the old family has a good wife and a pair of children. Ah Feng monthly income is not enough to make ends meet, borrowing money from many coworkers to maintain the relationship with female coworkers. Only Liang borrowed the most, more than 50,000 dollars. Ah Feng is since the departure, leave to go home and did not come back to the company. Debtors heard about it, have called Ah Feng to ask about the situation.
But, Ah Feng's phone through is no one answer, Ah Liang anxious. Sending microblogging is not back, a different cell phone to call or no answer, no matter who sends a microblogging call can not be contacted. Everyone agrees that this guy wants to renege on the debt, or something happened. A bright anxious like a hot pot on the ants, every day, non-stop to Feng call, send microblogging, must be more than 50,000 yuan, is not a small amount, has not been able to contact.
Suddenly one day, Ah Feng called back to the company said not to come, since the departure. Please immediate leadership to help do the separation formalities, Ah Liang only know, Ah Feng did not have a problem, assured, and then call the phone, or not answer. This is not obvious, want to renege on the debt, do not want to pay back the money. The company's main goal is to provide the best possible service to its customers," he said.
A Liang calmed down, quiet mind, a thought, the only plan today only to prosecute Ah Feng. The first time I saw this, I was able to find a way to get my hands on some of the most important things I've ever seen. However, when Ah Feng lent money to the communication information due to just change the new cell phone did not have. The old phone just sold, Ah Liang rushed to the cell phone store to find the old phone, fortunately, the boss has not yet restored the old phone to factory settings. So Ah Liang backed up the WeChat chat records and found all the communication records of Ah Feng borrowing money at that time. The court sued and froze Ah Feng's provident fund account.
Afeng lost the case and withdrew his CPF to pay back all the money he owed to Ah Liang.
In fact, Ah Feng usually get along with people is still quite cordial, or also can not borrow money, usually borrowed are returned, returned and borrowed. But to leave the job but chose to avoid. Owe money to pay back, heaven and earth, there is money to pay back, no money has a sentence, when to return a deadline. This is the most basic bottom line of being a human being. Usually, we spend more time with our colleagues than with our families, and it is good for colleagues to help each other. It would be wrong to owe money but not pay it back and to play the missing person. The Ah Feng incident has given us a wake-up call. Colleagues either do not borrow money, borrowed money must leave good evidence, transfer records, borrowing money related to the chat records and retained. In this way, in case the other party does not pay back the money, there is no way, we can through legal means to solve, so as not to cause great economic losses to themselves.
02
Those who want money are grandchildren, and those who owe money are grandfathers. Many people have this experience and feeling. Between coworkers, it is possible to say no borrowing. But friends and relatives will inevitably encounter difficulties in life, do not help each other, sometimes really can not pull face, we Chinese people is a personal love society. Snow in the charcoal, to help people y seared in the human bone. Lend money to friends and relatives, there are always some people, you do not want, he just does not return, you just have to, with you screaming bitter and poor push three push four, on a "drag" word. Therefore, lending money to friends and relatives, if you do not want to offend him, on a principle, lending him, originally did not intend to ask him to return.
In 2003, when I was working in Shenzhen, a student bought a Nokia cell phone with insufficient money, 400 yuan short, looking for me to borrow, I lent him. I'm not sure where he is, but I'm not sure if he's in the right place or if he's in the right place at all. When I wanted to use the money, I asked his cousin for his address and new phone number. Later, he called to question why I asked his cousin for money, but also ranting that I make him very disgraceful, the money is not returned. At that time is to obtain cash to borrow him, he did not return, I have no trick ah, so, we no longer as close as before, this 400 yuan until now almost twenty years, but also did not return to me. 400 yuan, see a person, but also cut off a friendship, fortunately, 400 yuan will not affect my life. I don't want it, I don't want it.
The same 03 years in Shenzhen, just during the SARS epidemic, cousin with the Shenzhen did not find a job to return home without travel expenses, ran to our dormitory below, looking for me to borrow 200 dollars to go home, and then the money has not been returned, not much, I did not mention again.
17 years, my lover pregnant with a second child, although there is a low placenta condition, still insist on working to earn money, at that time, far away from Xinjiang cousin wants to open the art training courses, no money, her father is also my brother-in-law phone a few times to look for me to borrow 20,000 yuan, thinking about the family, the idea of helping the cousin a hand, maybe she can start a business success, life can be a little better. Love will be kind to their own pregnant with the second baby to work to earn money lent to the cousin 20,000 yuan. The company said it would pay back the money after the new year, and after the new year, because the family renovated the kitchen, they mentioned this to the cousin.
Who knows, the cousin's phone does not answer, WeChat does not return, and then find the brother-in-law, and said that her business is not good now, did not earn money, later said. My lover is very unhappy, and then later cousin still has not been answering the phone, do not return the message. That's how it has been until now. Every time I borrow money again, my lover will fight with me, two words, do not borrow.
A year ago, the cousin in Shanghai had a change of heart and urgently needed three thousand dollars to save the day, asked the lover to borrow a child, the New Year on the return. I'm not sure if you're going to be able to get a good deal on this. I can not pull face, see in the cousin her mother is my pro two aunts on the part of, persuade the love of her borrowed three thousand. To the New Year, the cousin did not say anything, did not mention the matter of money, after the New Year to find her, she said good money is not in place, to the middle of April, April is in time for the epidemic, Shanghai closed control, I also closed control. I don't have the money to live, I don't have the heart to mention it to my cousin. In May, and then told me to May 20th, two days ago to the 20th, and then called the bitter, and then wait.
03
Good people are hard to be! Just like classmates cousin to borrow a 400 yuan 200 yuan, do not pay back, can still afford. Like cousin this borrow a 20,000 yuan, really for me can not afford. So, I have thought about the matter of borrowing money in the past few days in the Tao.
The TV series "The Way of Heaven", which has been hotly debated in the know-how, has a story like this one, Ding Yuanying returned to Beijing from Germany and brought back only 180,000 yuan to live in seclusion for a period of time. However, his best friend Han service Chu Feng's wife suddenly borrowed money from him 200,000, instructed not to let Han Chu Feng know. Ding Yuanying only borrowed 150,000, in his words can only borrow 150,000, there are 30,000 to live. After that, Ding Yuanying ran out of money, has been relying on the sale of collection of old records to make ends meet, and did not look for Han Chufeng's wife to ask for the 150,000, but also in front of Han Chufeng's not mention anything. In the drama, Ding Yuanying lent out money, simply do not intend to want, he lent out are he thinks do not have to pay back their own can afford.
Money is something that is too sensitive, and everyone is running for it. In life, can not lend money to others do not lend to others. I'm not sure how much I'm going to be able to afford to pay for it. If you really need to borrow money to help friends and relatives, friends and relatives do not return how to do? Avoid two points, you can protect from loss. First, retain evidence of borrowed money, such as, transfer records, WeChat chat records, etc., in case the other party does not return the money, through legal means can be recovered, such as if it is borrowed cash to others, be sure to ask the other party to open the loan note hold word for evidence. Secondly, the money lent out, do not want each other to be prepared to think, so this amount according to their own situation, for example, 300 yuan lent to others, not to return to their own can afford, then borrow it, but better, do not return, recognize a person, later, he was embarrassed to find you again.
May 22, 2022
In Kunshan