Some time ago, a number of second-hand housing defaults occurred in various places. After regulation, second-hand houses may return to market rationality, and buyers may reconsider. But at the same time, we should also pay attention to various problems in the sale of second-hand houses.
Bian Xiao summed up 12 pits in the sale of second-hand houses, and buyers should pay attention to avoid them.
1. Verify the identity of the seller.
Mainly to verify whether the seller is the real owner of the house, be sure to check his house ownership certificate, land certificate (or two-in-one real estate license), deed certificate and identity certificate. There are usually many unknowable risks in entrusting notarization to sell houses, so we need to be cautious.
2. Verify the ownership of the house.
It depends on whether the ownership of the house is disputed or mortgaged. First of all, check the house ownership certificate, and if necessary, go to the Housing Authority to check the authenticity.
3, pay attention to the house * * * someone.
If there is a * * * owner in the house, the * * owner must also sign a sales contract. In judicial practice, there have been false signatures, so it is especially necessary to check the identity of the signer carefully.
4. Pay attention to whether the house is illegal or not.
Pay attention to whether the houses used for trading are illegal and have been included in the scope of demolition. Otherwise, it is likely that the money room will be empty.
5. Pay attention to whether the house is sealed up or transferred.
Pay attention to whether there are any houses that have been sealed up or restricted in other forms according to law, so as to avoid that the houses cannot be delivered after payment.
6. Is the house rented?
If the house has been rented out to others, it will make it impossible for the buyer to actually live, so the buyer must check and verify whether the house is rented out many times; If so, please ask the landlord to handle the lease before the transaction.
7. Pay attention to the land use years.
The longest land use life of a house is 70 years, and there are houses shorter than this. The age of the house is an important condition affecting the house price, so the buyer must verify it before buying.
8. Clean up various taxes and fees.
In the process of second-hand housing transaction, it is necessary to clarify the commitment of various taxes and fees, including value-added tax, personal income tax, stamp duty, deed tax and so on. In actual transactions, sellers often pass on taxes and fees to buyers, so in practice, it is necessary to make a clear agreement on the commitment of various taxes and fees.
9. Define the liability for breach of contract.
If you buy a house by mortgage loan, you should also agree on the follow-up treatment without bank loan approval to avoid disputes in the future.
10, defining ancillary facilities.
If some houses have ancillary facilities (such as gardens and swimming pools), it should also be clear whether these ancillary facilities, especially those with greater value, are included in the price.
1 1, with clear commission.
The parties should also have a clear agreement on the intermediary commission, and there should be an agreement on the refund of the commission after the transaction fails.
12, avoid the yin-yang contract.
Some people will sign yin-yang contracts with different prices in order to avoid taxes. Second-hand housing transactions like this are very risky. If a dispute goes to court, the court will identify the real sales contract, so try to avoid signing a yin-yang contract.
(The above answers were published on 2016-11-08. Please refer to the actual situation for the current purchase policy. )
When buying a new house, go to Sohu Focus.