2. Prenatal and production expenses (including prenatal examination and operation expenses) are about 1 1,000 yuan;

3. Postpartum and monthly expenses, 1 1,000 yuan;

4. Pre-school daily necessities: milk powder, diapers, complementary food, fruits, clothes, etc. , 6 years and 240,000 yuan;

5. Preschool education expenses: early education, medical care, toys, babysitters, etc. 6 years and 600,000 yuan;

6. Other pre-school expenses: insurance, travel and other expenses are not small, and the six-year expenses are 6.5438+0.2 million yuan;

7. Education expenses (graduated from university at the age of 7): 500,000 yuan for regular tuition fees, extracurricular fees and school selection fees;

8. Other expenses for education (graduated from university at the age of 7): learning tools, tuition fees and hobbies, 65,438+480,000 yuan in 2006;

9. Gifts, living expenses and other expenses: 654.38+480,000 yuan in 2006.

Nine projects cost 2.47 million yuan, of which education-related funds are the highest, reaching 6.5438+0.58 million yuan.

Some friends may think that this "other expenses for education" is 480,000 yuan, which is the same as the "education expenses". In a first-tier city like Beijing, the nine-year compulsory education stage alone costs at least 1 10,000 to 20,000 yuan a year, which is 654.38+10,000 yuan. If a child has some talents, he must cultivate them well, such as Go and Baseball, which is nearly 20,000 a year and1.20,000 in six years.

There are also some accommodation fees such as Xiaoshengchu specialty. For example, baseball registered LGF professional enrollment, the market price is 654.38+ 10,000. In addition, for example, recommending teachers, recruiting teachers, and accommodation fees, some primary school head teachers can recommend them to Liu Xiaoqiang, of course, they also need to spend money. After the recommendation, you should also give the corresponding admissions teacher an accommodation fee. There is a middleman in the group to bid:15-600,000.

"Knowledge doesn't necessarily change fate, but it can't change fate without knowledge." Presumably, all parents hope that they can provide better education for their children and let them have more choices in the future.

My children are now in college, and now their lives are very happy and calm. I still provide his tuition and living expenses every year, and he earns it himself. Many people ask me, is it stressful to raise children? In fact, if there is no pressure, it must be fake, but it is basically not lacking.

Although I am just an ordinary citizen, I really didn't save money on children's education. Training should be consulting. In fact, if he wants to study abroad in the future, I can afford it, because long before he was born, I insisted on investing every month, and I named it "Education Fund". In 2002, I started to invest in several funds. In the past ten years, I have experienced many rounds of bear bull market, because there have been some vacillations.

After all, the loss figures of -5%,-10% and-16% really hurt people, but I still gritted my teeth and didn't give up in those years.

Over the past ten years, by the end of 20 17, the annualized rate of return was 6%, which was considered to have outperformed inflation, and after such accumulation, it really saved a sum of money unconsciously.

If my children basically don't need the money, I'm going to travel by myself. I spent so many years in my work and life, but I didn't play well. It is better to stick to it than to make a fixed investment. If you don't know how much it will be better to make a fixed investment every month and how to choose a fund that suits you, you can find Sansi Investment APP to calculate the accumulated assets of the fixed investment. In addition to supplementing children's education funds, it can also be used as their own pension reserve.