Personal account opening
First, prepare information.
1. Original second-generation ID card of the account holder.
2. Production cost: suggested minimum reserve 10 yuan.
Reminder: Cost of magnetic stripe debit card: 5 yuan/card, and card opening is free. Debit card: 10 yuan/piece.
Second, the handling process
Business outlets can handle it.
1, personal business number.
2. Fill in the account opening information. To open online banking, you need to fill in the account opening information of electronic banking.
3, not including waiting for the phone, you can go to the counter.
Reminder:
1. Cost of magnetic stripe debit card: 5 yuan/card. It is free to open the card, and there will be a charge when changing the card or reporting the loss.
2. Debit card: 10 yuan/card, which is charged when the secondary card is opened, changed or changed.
3. Debit card annual fee: 10 yuan/year.
4. Fee for opening an individual overseas bank account in advance: 200 yuan/transaction.
5. For more service charges, please refer to the information below official website.
Enterprise account opening
First, prepare information.
1. Original business license of the enterprise.
2. Original enterprise organization code certificate.
3. Original tax registration certificate.
4. Original ID card of enterprise legal person (agent or agent).
5. Original house lease agreement or real estate license.
6. An unincorporated person must hold a power of attorney signed by a legal person to open an account.
7. Official seal, financial seal and name seal of the unit.
Second, the handling process
1. Before handling, you need to go to several branches of Bank of Beijing near the company to observe whether the number of people who have handled it can open an enterprise account normally. Some branches may suspend acceptance for some reasons to prevent this from happening. When consulting at the counter, ask the bank staff to get a list of required materials and expenses.
2. After knowing the situation, it shall be handled during the business hours of normal working days.
Note: We don't accept company business after four o'clock in the afternoon. You must pay attention to this time.
3. When you arrive at the outlet, you can take the number-legal person business and exclude it.
Note: Some small outlets don't have a numbering machine, so you can queue directly.
Attachment: card handling fee.
The registered capital is more than 2 million, the cost is more than 6 million, and it has independent financial requirements. Here is for reference only, subject to the registered capital of the company.
Some information reference sources:
List of service charges of Bank of Beijing in official website:
/upload/2065 438+02/5/sfbz _ personal . html
Bank cards in Beijing are also divided into three types: debit card, quasi-credit card and credit card, and bank cards are generally marked with UnionPay, Visa, Master and JCB.
Generally, the cards starting with 6 are UnionPay cards, the cards starting with 4 are cards with Visa logo, the cards starting with 5 are cards with Master, and the cards starting with 3 are cards with JCB logo.
Debit card refers to a bank card without overdraft function that can be consumed (or withdrawn) after deposit. According to their different functions, it can be divided into debit cards (including savings cards), special cards and stored-value cards. Debit card is a credit tool with the functions of transfer settlement, cash deposit and withdrawal, shopping and consumption. Debit cards cannot be overdrawn. The transfer card has the functions of transfer, cash deposit and withdrawal and consumption. Special card is a debit card used for specific purposes (except for department stores, restaurants and entertainment industries) in a specific area, which has the functions of transferring money and depositing and withdrawing cash. Stored value card is a prepaid wallet debit card in which the bank transfers funds to the card for storage according to the cardholder's requirements, and directly deducts money from the card during the transaction.